,i  #aae? ,,congress  #a/ ,session  ,h4 
,r4 #decg  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,decemb] #d1 #bjag,mr4
 ,duffy 7= himself1 ,mr4 ,heck1 ,mr4    
,%]man1 ,mr4 ,ross1 ,mr4 ,budd1 ,mr4    
,capuano1 ,mr4 ,ro?fus1 & ,ms4 ,t5ney7  
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices1 & 9
 addition to ! ,committee on ,rules1 = a
 p]iod to be subsequ5tly det]m9$ by !   
,speak]1 9 ea* case = consid]ation ( su*
 provisions z fall )9 ! jurisdiction ( !
 committee conc]n$  ,a ,,bill  ,to      
pres]ve ! ,/ate-bas$ sy/em ( insurance  
regulation & provide great] ov]sight ( &
 transp>5cy on int]national insurance   
/&>ds sett+ processes1 & = o!r purposes4
  #a4 ,%ort title ,?is ,act may be cit$ 
z ! ,int]national ,insurance ,/&>ds ,act
 ( #bjag4  #b4 ,congressional f9d+s ,!  
,congress f9ds ! foll[+3  7#a7 ,!       
,/ate-bas$ sy/em = insurance regulation 
9 ! ,unit$ ,/ates has s]v$ ,am]ican     
consum]s well = m ?an #aej ye>s & has   
fo/]$ an op5 & competitive m>ketplace ) 

a div]sity ( insurance products to !    
b5efit ( policyhold]s & consum]s4  7#b7 
,protect+ policyhold]s by regulat+ to   
ensure an insur]'s ability to pay claims
 has be5 ! hallm>k ( ! successful ,unit$
 ,/ates sy/em & %\ld be ! p>am\nt       
objective ( dome/ic prud5tial regulation
 & em]g+ int]national /&>ds4  7#c7 ,!   
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act 7,public ,law 
#aaa-bjc7 reaffirm$ ! ,/ate-bas$        
insurance regulatory sy/em4  #c4        
,requirem5t t insurance /&>ds reflect   
,unit$ ,/ates policy  7a7 ,requirem5t   
,p>ties repres5t+ ! ,f$]al ,gov]nm5t 9  
any int]national regulatory1 /&>d-sett+1
 or sup]visory =um or 9 any negotiations
 ( any int]national agreem5ts relat+ to 
! prud5tial aspects ( insurance %all n  
agree to1 acc$e to1 accept1 or e/abli%1 
& %all use _! voice & %all vote to      
oppose1 any propos$ agreem5t or /&>d1   
includ+ proposals develop$ by !         
,int]national ,association ( ,insurance 
,sup]visors 7or a successor entity71    

unless su* propos$ agreem5t or /&>d--   
7#a7 is consi/5t ) & reflective ( exi/+ 
,f$]al & ,/ate laws1 regulations1 &     
policies on regulation ( insurance1     
includ+ ! primacy ( policyhold]         
protection 9 solv5cy regulation2 &  7#b7
 recognizes exi/+ ,f$]al & ,/ate laws1  
regulations1 & policies on ! regulation 
( insurance z satisfy+ su* proposals4   
7b7 ,f$]al ,insurance ,(fice functions  
,subp>agraph 7,e7 ( section #cac7;c77#a7
 ( title #ca1 ,unit$ ,/ates ,code1 is   
am5d$ by ins]t+ ,dep>tm5t ( ! ,treasury 
( ! be=e ,unit$ ,/ates4  7c7            
,negotiations ,no?+ 9 ?is section %all  
be con/ru$ to prev5t p>ticipation 9     
negotiations ( any propos$ agreem5t or  
/&>d4  #d4 ,/ate insurance regulator    
involvem5t 9 int]national /&>d sett+  ,9
 develop+ int]national insurance /&>ds  
pursuant to section #c1 & ?r\gh\t !     
negotiations ( su* /&>ds1 p>ties        
repres5t+ ! ,f$]al ,gov]nm5t %all1 on   
matt]s relat$ to insurance1 closely     
consult1 coord9ate ) & include 9 su*    

meet+s1 ,/ate insurance commission]s or1
 at ! option ( ! ,/ate insurance        
commission]s1 designees ( ! insurance   
commission]s act+ at _! direction4  #e4 
,consultation ) ,congress  7a7          
,consultation ,be=e initiat+            
negotiations to ent] into an agreem5t "u
 section #c1 dur+ su* negotiations1 &   
be=e ent]+ into any su* agreem5t1 p>ties
 repres5t+ ! ,f$]al ,gov]nm5t %all      
provide writt5 notice to & consult ) !  
,committee on ,f9ancial ,s]vices ( !    
,h\se ( ,repres5tatives & ! ,committee  
on ,bank+1 ,h\s+1 & ,urban ,affairs ( ! 
,s5ate1 & any o!r relevant committees ( 
jurisdiction1 reg>d+--  7#a7 ! int5tion 
( ! ,unit$ ,/ates to p>ticipate or ent] 
into su* negotiations2  7#b7 ! nature & 
objectives ( ! negotiations2  7#c7 !    
implem5tation ( ! agreem5t1 includ+ h[ x
 is consi/5t ) & does n mat]ially diff] 
f or o!rwise affect ,f$]al or ,/ate laws
 or regulations2  7#d7 ! impact on !    
competitiv5ess ( ,unit$ ,/ates insur]s2 
&  7#e7 ! impact on ,unit$ ,/ates       

consum]s4  7b7 ,submission & layov]     
provisions ,p>ties repres5t+ ! ,f$]al   
,gov]nm5t may n sign ! f9al text or     
o!rwise agree to1 accept1 or e/abli% an 
agreem5t "u section #c t w\ld n h ! =ce 
& effect ( law be=e--  7#a7 su* p>ties  
submit to ! committees specifi$ 9       
subsection 7a71 on a day 9 :i* bo?      
,h\ses ( ,congress are 9 session1 a copy
 ( ! f9al legal text ( ! agreem5t2 &    
7#b7 ! lat] (-- 7,a7 ! expiration (     
#ij-;day p]iod beg9n+ on ! date on :i* !
 copy ( ! f9al legal text ( ! agreem5t  
is submitt$ to ! congressional          
committees "u p>agraph 7#a72 or  7,b7 if
 ! ,presid5t has veto$ a jo9t resolution
 describ$ 9 section #f7;b7 relat+ to !  
agreem5t1 ! expiration ( ! #ae-;day     
p]iod describ$ 9 section #f7;a77#b74    
7c7 ,deliv]y ( docum5ts to bo? ,h\ses   
,:5ev]1 pursuant to ?is section1 writt5 
notice or a docum5t is requir$ to be    
transmitt$ to ! ,congress1 copies ( su* 
notice or docum5t %all be deliv]$ to bo?
 ,h\ses ( ,congress on ! same day & %all

 be deliv]$ to ! ,cl]k ( ! ,h\se (      
,repres5tatives if ! ,h\se is n 9       
session & to ! ,secret>y ( ! ,s5ate if !
 ,s5ate is n 9 session4  #f4            
,congressional review  7a7 ,disapproval 
7#a7 ,9 g5]al ,9 ! case ( any agreem5t  
"u section #c t w\ld n h ! =ce & effect 
( law1 ! ,unit$ ,/ates %all n be        
consid]$ a p>ty to su* agreem5t if1 be=e
 ! expiration ( ! #ij-;day p]iod beg9n+ 
on ! day t ! f9al legal text ( !        
agreem5t is submitt$ to ! ,congress     
pursuant to section #e7;b77#a71 a jo9t  
resolution describ$ 9 subsection 7b7 is 
enact$ into law4  7#b7 ,veto ,if !      
,presid5t vetoes ! jo9t resolution1 !   
jo9t resolution %all be treat$ z enact$ 
into law be=e ! end ( ! #ij-;day p]iod  
"u p>agraph 7#a7 if bo? ,h\ses (        
,congress vote to ov]ride su* veto on or
 be=e ! lat] (--  7,a7 ! la/ day ( su*  
#ij-;day p]iod2 or  7,b7 ! la/ day ( !  
#ae-;day p]iod 7exclud+ any day describ$
 9 subsection 7h77 beg9n+ on ! date !   
,congress receives ! veto message f !   

,presid5t4  7b7 ,cont5ts ( resolution ,=
 purposes ( ?is section1 ! t]m          
resolution means only a jo9t resolution 
( ! two ,h\ses ( ! ,congress1 t is      
introduc$ dur+ ! #fj-;day p]iod beg9n+  
^u ! submission to ! ,congress pursuant 
to section #e7;b77#a7 ( ! agreem5t to   
:i* su* resolution relates1 & ! matt]   
aft] ! resolv+ clause ( :i* is z foll[s3
 ,t ! ,congress does n approve !        
agreem5t transmitt$ to ! ,congress      
pursuant to section #e7;b77#a7 ( !      
,int]national ,insurance ,/&>ds ,act (  
#bjag1 on 41 ! blank space be+ fill$ ) !
 appropriate date4  7c7 ,ref]5ce to     
committees ,all resolutions introduc$ 9 
! ,h\se ( ,repres5tatives %all be ref]r$
 to ! ,committee on ,f9ancial ,s]vices &
 all resolutions introduc$ 9 ! ,s5ate   
%all be ref]r$ to ! ,committee on ,bank+
 ,h\s+ & ,urban ,affairs4  7d7 ,dis*>ge 
( committees  7#a7 ,9 g5]al ,if !       
committee ( ei!r ,h\se to :i* a         
resolution has be5 ref]r$ has n report$ 
x at ! end ( #cj days aft] its          

introduction1 n c\nt+ any day :i* is    
exclud$ "u subsection 7h71 x is 9 ord]  
to move ei!r to dis*>ge ! committee f   
fur!r consid]ation ( ! resolution or to 
dis*>ge ! committee f fur!r consid]ation
 ( any o!r resolution introduc$ )       
respect to ! same matt]1 except t a     
motion to dis*>ge--  7,a7 may only be   
made on ! second legislative day aft] ! 
cal5d> day on :i* ! ,memb] mak+ ! motion
 ann\nces to ! ,h\se 8 int5tion to d s2 
&  7,b7 is n 9 ord] aft] ! committee has
 report$ a resolution ) respect to !    
same matt]4  7#b7 ,privilege ,a motion  
to dis*>ge "u p>agraph 7#a7 may be made 
only by an individual favor+ !          
resolution1 & is highly privileg$ 9 !   
,h\se & privileg$ 9 ! ,s5ate2 & debate  
!reon %all be limit$ to n m ?an #a h\r1 
! "t to be divid$ 9 ! ,h\se equally     
betwe5 ^? favor+ & ^? oppos+ !          
resolution1 & to be divid$ 9 ! ,s5ate   
equally betwe51 & controll$ by1 !       
majority lead] & ! m9ority lead] or _!  
designees4 ,an am5dm5t to ! motion is n 

9 ord]1 & x is n 9 ord] to move to      
reconsid] ! vote by :i* ! motion is     
agre$ to or disagre$ to4  7e7 ,floor    
consid]ation 9 ! ,h\se  7#a7 ,9 g5]al ,a
 motion 9 ! ,h\se ( ,repres5tatives to  
proce$ to ! consid]ation ( a resolution 
%all be highly privileg$ & n debatable4 
,an am5dm5t to ! motion %all n be 9     
ord]1 nor %all x be 9 ord] to move to   
reconsid] ! vote by :i* ! motion is     
agre$ to or disagre$ to4  7#b7 ,debate2 
no reconsid]ation ,debate 9 ! ,h\se (   
,repres5tatives on a resolution %all be 
limit$ to n m ?an #bj h\rs1 :i* %all be 
divid$ equally betwe5 ^? favor+ & ^?    
oppos+ ! resolution4 ,a motion fur!r to 
limit debate %all n be debatable4 ,no   
am5dm5t to1 or motion to recommit1 !    
resolution %all be 9 ord]4 ,x %all n be 
9 ord] to move to reconsid] ! vote by   
:i* a resolution is agre$ to or disagre$
 to4  7#c7 ,consid]ation ( o!r motions  
,motions to po/pone1 made 9 ! ,h\se (   
,repres5tatives ) respect to !          
consid]ation ( a resolution1 & motions  

to proce$ to ! consid]ation ( o!r       
bus9ess1 %all be decid$ )\t debate4     
7#d7 ,appeals to decisions ( *air ,all  
appeals f ! decisions ( ! ,*air relat+  
to ! application ( ! ,rules ( ! ,h\se ( 
,repres5tatives to ! proc$ure relat+ to 
a resolution %all be decid$ )\t debate4 
7#e7 ,applicability ( rules ,except to !
 ext5t specifically provid$ 9 ! prec$+  
provisions ( ?is subsection1            
consid]ation ( a resolution 9 ! ,h\se ( 
,repres5tatives %all be gov]n$ by !     
,rules ( ! ,h\se ( ,repres5tatives      
applicable to o!r resolutions 9 simil>  
circum/ances4  7f7 ,floor consid]ation 9
 ! ,s5ate  7#a7 ,motion to proce$ ,a    
motion 9 ! ,s5ate to proce$ to !        
consid]ation ( a resolution %all be     
privileg$4 ,an am5dm5t to ! motion %all 
n be 9 ord]1 nor %all x be 9 ord] to    
move to reconsid] ! vote by :i* ! motion
 is agre$ to or disagre$ to4  7#b7      
,debate on resolution ,debate 9 ! ,s5ate
 on a resolution1 & all debatable       
motions & appeals 9 connection !re)1    

%all be limit$ to n m ?an #bj h\rs1 to  
be equally divid$ betwe51 & controll$   
by1 ! majority lead] & ! m9ority lead]  
or _! designees4  7#c7 ,debate on motion
 or appeal ,debate 9 ! ,s5ate on any    
debatable motion or appeal 9 connection 
) a resolution %all be limit$ to n m ?an
 #a h\r1 to be equally divid$ betwe51 & 
controll$ by1 ! mov] & ! manag] ( !     
resolution1 except t 9 ! ev5t ! manag] (
 ! resolution is 9 favor ( any su*      
motion or appeal1 ! "t 9 opposition     
!reto1 %all be controll$ by ! m9ority   
lead] or 8 designee4 ,su* lead]s1 or    
ei!r ( !m1 may1 f "t "u _! control on ! 
passage ( a resolution1 allot additional
 "t to any ,s5ator dur+ ! consid]ation (
 any debatable motion or appeal4  7#d7  
,motion to limit debate ,a motion 9 !   
,s5ate to fur!r limit debate on a       
resolution1 debatable motion1 or appeal 
is n debatable4 ,no am5dm5t to1 or      
motion to recommit1 a resolution is 9   
ord] 9 ! ,s5ate4  7g7 ,proc$ures 9 !    
,s5ate  7#a7 ,proc$ures ,except z       

o!rwise provid$ 9 ?is section1 ! foll[+ 
proc$ures %all apply 9 ! ,s5ate to a    
resolution to :i* ?is section applies3  
7,a7  7i7 ,except z provid$ 9 clause    
7ii71 a resolution t has pass$ ! ,h\se (
 ,repres5tatives %all1 :5 receiv$ 9 !   
,s5ate1 be ref]r$ to ! ,committee on    
,bank+1 ,h\s+1 & ,urban ,affairs =      
consid]ation 9 accordance ) ?is section4
  7ii7 ,if a resolution to :i* ?is      
section applies 0 introduc$ 9 ! ,s5ate  
be=e receipt ( a resolution t has pass$ 
! ,h\se ( ,repres5tatives1 ! resolution 
f ! ,h\se ( ,repres5tatives %all1 :5    
receiv$ 9 ! ,s5ate1 be plac$ on !       
cal5d>4 ,if ?is clause applies1 !       
proc$ures 9 ! ,s5ate ) respect to a     
resolution introduc$ 9 ! ,s5ate t       
conta9s ! id5tical matt] z ! resolution 
t pass$ ! ,h\se ( ,repres5tatives %all  
be ! same z if no resolution _h be5     
receiv$ f ! ,h\se ( ,repres5tatives1    
except t ! vote on passage 9 ! ,s5ate   
%all be on ! resolution t pass$ ! ,h\se 
( ,repres5tatives4  7,b7 ,if ! ,s5ate   

passes a resolution be=e receiv+ f !    
,h\se ( ,repres5tatives a jo9t          
resolution t conta9s ! id5tical matt]1 !
 jo9t resolution %all be held at ! desk 
p5d+ receipt ( ! jo9t resolution f !    
,h\se ( ,repres5tatives4 ,^u receipt ( !
 jo9t resolution f ! ,h\se (            
,repres5tatives1 su* jo9t resolution    
%all be deem$ to be read twice1         
consid]$1 read ! ?ird "t1 & pass$4  7#b7
 ,non-id5tical resolutions ,if ! texts (
 jo9t resolutions describ$ 9 ?is section
 conc]n+ any matt] are n id5tical--     
7,a7 ! ,s5ate %all vote passage on !    
resolution introduc$ 9 ! ,s5ate2 &  7,b7
 ! text ( ! jo9t resolution pass$ by !  
,s5ate %all1 imm$iately ^u its passage  
7or1 if lat]1 ^u receipt ( ! jo9t       
resolution pass$ by ! ,h\se71 be        
sub/itut$ = ! text ( ! jo9t resolution  
pass$ by ! ,h\se ( ,repres5tatives1 &   
su* resolution1 z am5d$1 %all be return$
 ) a reque/ = a conf]5ce betwe5 ! two   
,h\ses4  7#c7 ,consid]ation ( veto      
message ,consid]ation 9 ! ,s5ate ( any  

veto message ) respect to a jo9t        
resolution describ$ 9 subsection 7b71   
includ+ consid]ation ( all debatable    
motions & appeals 9 connection !re)1    
%all be limit$ to #aj h\rs1 to be       
equally divid$ betwe51 & controll$ by1 !
 majority lead] & ! m9ority lead] or _! 
designees4  7h7 ,computation ( p]iod ,= 
purposes ( subsection 7a77#a7 ( ?is     
section & subsection 7b77#b7 ( section  
#e1 ! #ij-;day p]iod ref]r$ to 9 su*    
subsections %all be comput$ by exclud+--
  7#a7 ! days on :i* ei!r ,h\se is n 9  
session because ( an adj\rnm5t ( m ?an  
#c days to a day c]ta9 or an adj\rnm5t (
 ! ,congress s9e die2 &  7#b7 any       
,saturday & ,sunday1 n exclud$ "u       
p>agraph 7#a71 :5 ei!r ,h\se is n 9     
session4  7i7 ,ex]cise ( rulemak+ p[]   
,?is section is enact$ by ! ,congress-- 
7#a7 z an ex]cise ( ! rulemak+ p[] ( !  
,h\se ( ,repres5tatives & ! ,s5ate1     
respectively1 & z su* !y are deem$ a "p 
( ! rules ( ea* ,h\se1 respectively1 b  
applicable only ) respect to ! proc$ure 

to be foll[$ 9 t ,h\se 9 ! case (       
resolutions describ$ 9 subsection 7b72 &
 !y sup]s$e o!r rules only to ! ext5t t 
!y are inconsi/5t !re)2 &  7#b7 ) full  
recognition ( ! con/itutional "r ( ei!r 
,h\se to *ange ! rules 7s f> z relat+ to
 ! proc$ure ( t ,h\se7 at any "t1 9 !   
same mann] & to ! same ext5t z 9 ! case 
( any o!r rule ( t ,h\se4  7j7 ,rule (  
con/ruction ,?is section1 & any failure 
to enact a resolution "u ?is section1   
%all n be con/ru$ to be an endorsem5t ( 
or to e/abli% or exp& any au?ority to   
ent] into or implem5t an agreem5t       
describ$ 9 section #c t is n o!rwise    
provid$ = "u ,f$]al law4  #g4 ,cov]$    
agreem5ts  7a7 ,preemption ( ,/ate      
insurance measures ,subsection 7f7 (    
section #cac ( title #ca1 ,unit$ ,/ates 
,code1 is am5d$ by /rik+ ,director ea*  
place su* t]m appe>s & ins]t+ ,secret>y4
  7b7 ,def9ition ,p>agraph 7#b7 (       
section #cac7r7 ( title #ca1 ,unit$     
,/ates ,code1 is am5d$--  7#a7 9        
subp>agraph 7,a71 by /rik+ & at ! end2  

7#b7 9 subp>agraph 7,b71 by /rik+ !     
p]iod at ! end & ins]t+ 2 &2 &  7#c7 by 
add+ at ! end ! foll[+ new subp>agraph3 
7,c7 applies only on a prospective      
basis4  4  7c7 ,consultation2 submission
 & layov]2 congressional review ,section
 #cad ( title #ca1 ,unit$ ,/ates ,code  
is am5d$-- 7#a7 9 subsection 7b7--  7,a7
 9 p>agraph 7#b77;,c71 by /rik+ laws &  
ins]t+ ! foll[+3 & ,f$]al law1 & !      
nature ( any *anges 9 ! laws ( ! ,unit$ 
,/ates or ! adm9i/ration ( su* laws t   
w\ld be requir$ to c>ry out a cov]$     
agreem5t2 &  7,b7 by add+ at ! end !    
foll[+ new p>agraph3  7#c7 ,access to   
negotiat+ texts & o!r docum5ts          
,congressional ,committees & /aff )     
prop] security cle>ances %all be giv5   
access to ,unit$ ,/ates negotiat+       
proposals1 consolidat$ draft texts1 &   
o!r p]t95t docum5ts relat$ to !         
negotiations1 includ+ classifi$         
mat]ials4  2  7#b7 9 subsection 7c7--   
7,a7 9 ! matt] prec$+ p>agraph 7#a71 by 
/rik+ only if-- & ins]t+ ! foll[+3 only 

if1 be=e sign+ ! f9al legal text or     
o!rwise ent]+ into ! agreem5t--2  7,b7 9
 p>agraph 7#a71 by /rik+ congressional  
committees specifi$ 9 subsection 7b77#a7
 & ins]t+ congressional committees & to 
/aff ) prop] security cle>ances2 &  7,c7
 by /rik+ p>agraph 7#b7 & ins]t+ !      
foll[+ new p>agraph3  7#b7  7,a7 !      
#ij-;day p]iod beg9n+ on ! date on :i* !
 copy ( ! f9al legal text ( ! agreem5t  
is submitt$ "u p>agraph 7#a7 to !       
congressional committees & /aff has     
expir$2 &  7,b7 if ! ,presid5t has veto$
 a jo9t resolution describ$ 9 subsection
 7d77#b7 relat+ to ! agreem5t1 !        
#ae-;day p]iod describ$ 9 subsection    
7d77#a77;,b77ii7 has expir$4  2 &  7#c7 
by add+ at ! end ! foll[+ new           
subsections3  7d7 ,congressional ,review
  7#a7 ,disapproval  7,a7 ,9 g5]al ,a   
cov]$ agreem5t %all h no =ce & effect 9 
! ,unit$ ,/ates if1 be=e ! expiration ( 
! #ij-;day p]iod beg9n+ on ! day t !    
f9al legal text ( ! agreem5t is submitt$
 to ! ,congress pursuant to subsection  

7c71 a jo9t resolution describ$ 9       
p>agraph 7#b7 is enact$ into law4  7,b7 
,veto ,if ! ,presid5t vetoes ! jo9t     
resolution1 ! jo9t resolution %all be   
treat$ z enact$ into law be=e ! end ( ! 
#ij-;day p]iod "u subp>agraph 7,a7 if   
bo? ,h\ses ( ,congress vote to ov]ride  
su* veto on or be=e ! lat] (--  7i7 !   
la/ day ( su* #ij-;day p]iod2 or  7ii7 !
 la/ day ( ! #ae-;day p]iod 7exclud+ any
 day describ$ 9 p>agraph 7#h77 beg9n+ on
 ! date ! ,congress receives ! veto     
message f ! ,presid5t4  7#b7 ,cont5ts ( 
resolutions ,= purposes ( ?is           
subsection1 ! t]m resolution means only 
a jo9t resolution ( ! two ,h\ses ( !    
,congress1 t is introduc$ dur+ !        
#fj-;day p]iod beg9n+ ^u ! submission to
 ! ,congress pursuant to subsection 7c7 
( ! cov]$ agreem5t to :i* su* resolution
 relates1 & ! matt] aft] ! resolv+      
clause ( :i* is z foll[s3 ,t ! ,congress
 does n approve ! cov]$ agreem5t        
transmitt$ to ! ,congress pursuant to   
section #cad7;c7 ( title #ca1 ,unit$    

,/ates ,code1 on 41 ! blank space be+   
fill$ ) ! appropriate date4  7#c7       
,ref]5ce to committees ,all resolutions 
introduc$ 9 ! ,h\se ( ,repres5tatives   
%all be ref]r$ to ! ,committee on       
,f9ancial ,s]vices & all resolutions    
introduc$ 9 ! ,s5ate %all be ref]r$ to !
 ,committee on ,bank+ ,h\s+ & ,urban    
,affairs4  7#d7 ,dis*>ge ( committees   
7,a7 ,9 g5]al ,if ! committee ( ei!r    
,h\se to :i* a resolution has be5 ref]r$
 has n report$ x at ! end ( #cj days    
aft] its introduction1 n c\nt+ any day  
:i* is exclud$ "u p>agraph 7#h71 x is 9 
ord] to move ei!r to dis*>ge ! committee
 f fur!r consid]ation ( ! resolution or 
to dis*>ge ! committee f fur!r          
consid]ation ( any o!r resolution       
introduc$ ) respect to ! same matt]1    
except t a motion to dis*>ge--  7i7 may 
only be made on ! second legislative day
 aft] ! cal5d> day on :i* ! ,memb] mak+ 
! motion ann\nces to ! ,h\se 8 int5tion 
to d s2 &  7ii7 is n 9 ord] aft] !      
committee has report$ a resolution )    

respect to ! same matt]4  7,b7          
,privilege ,a motion to dis*>ge "u      
subp>agraph 7,a7 may be made only by an 
individual favor+ ! resolution1 & is    
highly privileg$ 9 ! ,h\se & privileg$ 9
 ! ,s5ate2 & debate !reon %all be limit$
 to n m ?an #a h\r1 ! "t to be divid$ 9 
! ,h\se equally betwe5 ^? favor+ & ^?   
oppos+ ! resolution1 & to be divid$ 9 ! 
,s5ate equally betwe51 & controll$ by1 !
 majority lead] & ! m9ority lead] or _! 
designees4 ,an am5dm5t to ! motion is n 
9 ord]1 & x is n 9 ord] to move to      
reconsid] ! vote by :i* ! motion is     
agre$ to or disagre$ to4  7#e7 ,floor   
consid]ation 9 ! ,h\se  7,a7 ,9 g5]al ,a
 motion 9 ! ,h\se ( ,repres5tatives to  
proce$ to ! consid]ation ( a resolution 
%all be highly privileg$ & n debatable4 
,an am5dm5t to ! motion %all n be 9     
ord]1 nor %all x be 9 ord] to move to   
reconsid] ! vote by :i* ! motion is     
agre$ to or disagre$ to4  7,b7 ,debate2 
no reconsid]ation ,debate 9 ! ,h\se (   
,repres5tatives on a resolution %all be 

limit$ to n m ?an #bj h\rs1 :i* %all be 
divid$ equally betwe5 ^? favor+ & ^?    
oppos+ ! resolution4 ,a motion fur!r to 
limit debate %all n be debatable4 ,no   
am5dm5t to1 or motion to recommit1 !    
resolution %all be 9 ord]4 ,x %all n be 
9 ord] to move to reconsid] ! vote by   
:i* a resolution is agre$ to or disagre$
 to4  7,c7 ,consid]ation ( o!r motions  
,motions to po/pone1 made 9 ! ,h\se (   
,repres5tatives ) respect to !          
consid]ation ( a resolution1 & motions  
to proce$ to ! consid]ation ( o!r       
bus9ess1 %all be decid$ )\t debate4     
7,d7 ,appeals to decisions ( *air ,all  
appeals f ! decisions ( ! ,*air relat+  
to ! application ( ! ,rules ( ! ,h\se ( 
,repres5tatives to ! proc$ure relat+ to 
a resolution %all be decid$ )\t debate4 
7,e7 ,applicability ( rules ,except to !
 ext5t specifically provid$ 9 ! prec$+  
provisions ( ?is p>agraph1 consid]ation 
( a resolution 9 ! ,h\se (              
,repres5tatives %all be gov]n$ by !     
,rules ( ! ,h\se ( ,repres5tatives      

applicable to o!r resolutions 9 simil>  
circum/ances4  7#f7 ,floor consid]ation 
9 ! ,s5ate  7,a7 ,motion to proce$ ,a   
motion 9 ! ,s5ate to proce$ to !        
consid]ation ( a resolution %all be     
privileg$4 ,an am5dm5t to ! motion %all 
n be 9 ord]1 nor %all x be 9 ord] to    
move to reconsid] ! vote by :i* ! motion
 is agre$ to or disagre$ to4  7,b7      
,debate on resolution ,debate 9 ! ,s5ate
 on a resolution1 & all debatable       
motions & appeals 9 connection !re)1    
%all be limit$ to n m ?an #bj h\rs1 to  
be equally divid$ betwe51 & controll$   
by1 ! majority lead] & ! m9ority lead]  
or _! designees4  7,c7 ,debate on motion
 or appeal ,debate 9 ! ,s5ate on any    
debatable motion or appeal 9 connection 
) a resolution %all be limit$ to n m ?an
 #a h\r1 to be equally divid$ betwe51 & 
controll$ by1 ! mov] & ! manag] ( !     
resolution1 except t 9 ! ev5t ! manag] (
 ! resolution is 9 favor ( any su*      
motion or appeal1 ! "t 9 opposition     
!reto1 %all be controll$ by ! m9ority   

lead] or 8 designee4 ,su* lead]s1 or    
ei!r ( !m1 may1 f "t "u _! control on ! 
passage ( a resolution1 allot additional
 "t to any ,s5ator dur+ ! consid]ation (
 any debatable motion or appeal4  7,d7  
,motion to limit debate ,a motion 9 !   
,s5ate to fur!r limit debate on a       
resolution1 debatable motion1 or appeal 
is n debatable4 ,no am5dm5t to1 or      
motion to recommit1 a resolution is 9   
ord] 9 ! ,s5ate4  7#g7 ,proc$ures 9 !   
,s5ate  7,a7 ,proc$ures ,except z       
o!rwise provid$ 9 ?is section1 ! foll[+ 
proc$ures %all apply 9 ! ,s5ate to a    
resolution to :i* ?is subsection        
applies3  7i7  7,i7 ,except z provid$ 9 
subclause 7,,ii71 a resolution t has    
pass$ ! ,h\se ( ,repres5tatives %all1 :5
 receiv$ 9 ! ,s5ate1 be ref]r$ to !     
,committee on ,bank+1 ,h\s+1 & ,urban   
,affairs = consid]ation 9 accordance )  
?is subsection4  7,,ii7 ,if a resolution
 to :i* ?is subsection applies 0        
introduc$ 9 ! ,s5ate be=e receipt ( a   
resolution t has pass$ ! ,h\se (        

,repres5tatives1 ! resolution f ! ,h\se 
( ,repres5tatives %all1 :5 receiv$ 9 !  
,s5ate1 be plac$ on ! cal5d>4 ,if ?is   
subclause applies1 ! proc$ures 9 !      
,s5ate ) respect to a resolution        
introduc$ 9 ! ,s5ate t conta9s !        
id5tical matt] z ! resolution t pass$ ! 
,h\se ( ,repres5tatives %all be ! same z
 if no resolution _h be5 receiv$ f !    
,h\se ( ,repres5tatives1 except t ! vote
 on passage 9 ! ,s5ate %all be on !     
resolution t pass$ ! ,h\se (            
,repres5tatives4  7ii7 ,if ! ,s5ate     
passes a resolution be=e receiv+ f !    
,h\se ( ,repres5tatives a jo9t          
resolution t conta9s ! id5tical matt]1 !
 jo9t resolution %all be held at ! desk 
p5d+ receipt ( ! jo9t resolution f !    
,h\se ( ,repres5tatives4 ,^u receipt ( !
 jo9t resolution f ! ,h\se (            
,repres5tatives1 su* jo9t resolution    
%all be deem$ to be read twice1         
consid]$1 read ! ?ird "t1 & pass$4  7,b7
 ,non-id5tical resolutions ,if ! texts (
 jo9t resolutions describ$ 9 ?is        

subsection conc]n+ any matt] are n      
id5tical--  7i7 ! ,s5ate %all vote      
passage on ! resolution introduc$ 9 !   
,s5ate2 &  7ii7 ! text ( ! jo9t         
resolution pass$ by ! ,s5ate %all1      
imm$iately ^u its passage 7or1 if lat]1 
^u receipt ( ! jo9t resolution pass$ by 
! ,h\se71 be sub/itut$ = ! text ( ! jo9t
 resolution pass$ by ! ,h\se (          
,repres5tatives1 & su* resolution1 z    
am5d$1 %all be return$ ) a reque/ = a   
conf]5ce betwe5 ! two ,h\ses4  7,c7     
,consid]ation ( veto message            
,consid]ation 9 ! ,s5ate ( any veto     
message ) respect to a jo9t resolution  
describ$ 9 p>agraph 7#b71 includ+       
consid]ation ( all debatable motions &  
appeals 9 connection !re)1 %all be      
limit$ to #aj h\rs1 to be equally divid$
 betwe51 & controll$ by1 ! majority     
lead] & ! m9ority lead] or _! designees4
  7#h7 ,computation ( p]iod ,= purposes 
( p>agraph 7#a77;,a7 ( ?is subsection & 
p>agraph 7#b77;,a7 ( subsection 7c71 !  
#ij-;day p]iod ref]r$ to 9 su* p>agraph 

%all be comput$ by exclud+--  7,a7 !    
days on :i* ei!r ,h\se is n 9 session   
because ( an adj\rnm5t ( m ?an #c days  
to a day c]ta9 or an adj\rnm5t ( !      
,congress s9e die2 &  7,b7 any ,saturday
 & ,sunday1 n exclud$ "u subp>agraph    
7,a71 :5 ei!r ,h\se is n 9 session4     
7#i7 ,ex]cise ( rulemak+ p[] ,?is       
subsection is enact$ by ! ,congress--   
7,a7 z an ex]cise ( ! rulemak+ p[] ( !  
,h\se ( ,repres5tatives & ! ,s5ate1     
respectively1 & z su* !y are deem$ a "p 
( ! rules ( ea* ,h\se1 respectively1 b  
applicable only ) respect to ! proc$ure 
to be foll[$ 9 t ,h\se 9 ! case (       
resolutions describ$ 9 p>agraph 7#b72 & 
!y sup]s$e o!r rules only to ! ext5t t  
!y are inconsi/5t !re)2 &  7,b7 ) full  
recognition ( ! con/itutional "r ( ei!r 
,h\se to *ange ! rules 7s f> z relat+ to
 ! proc$ure ( t ,h\se7 at any "t1 9 !   
same mann] & to ! same ext5t z 9 ! case 
( any o!r rule ( t ,h\se4  7e7          
,requirem5ts = consultations ,?r\gh\t ! 
negotiations ( a cov]$ agreem5t1 p>ties 

repres5t+ ! ,f$]al ,gov]nm5t %all--     
7#a7 closely consult & coord9ate )1 &   
include 9 su* meet+s1 ,/ate insurance   
commission]s or1 at ! option ( ! ,/ate  
insurance commission]s1 designees ( !   
insurance commission]s act+ at _!       
direction2 &  7#b7 closely consult )    
,/ate & local gov]nm5ts1 consum]        
organizations1 & repres5tatives ( !     
insurance indu/ry & policyhold]s  4