,i  #aae? ,,congress  #a/ ,session  ,h4 
,r4 #dcfg  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,novemb] #i1 #bjag,ms4
 ,velzquez introduc$ ! foll[+ bill2 :i* 
0 ref]r$ to ! ,committee on ,small      
,bus9ess  ,a ,,bill  ,to am5d ! ,small  
,bus9ess ,act to provide gu>ante$ disa/]
 loans to c]ta9 small bus9ess conc]ns1 &
 = o!r purposes4  #a4 ,%ort title ,?is  
,act may be cit$ z ! ,small ,bus9ess    
,em]g5cy ,disa/] ,bridge ,loan ,act (   
#bjag4  #b4 ,small bus9ess em]g5cy      
bridge loan program ,section #g7;b7 ( ! 
,small ,bus9ess ,act 7#ae ,u4,s4,c4     
#fcf7;b77 is am5d$ by ins]t+ aft]       
p>agraph 7#ae7 ! foll[+ new p>agraph3   
7#af7 ,small bus9ess em]g5cy bridge loan
 program  7,a7 ,9 g5]al ,! ,adm9i/rator 
may gu>antee a bridge loan to a small   
bus9ess conc]n made by an eligible l5d]1
 if su* small bus9ess conc]n 0 locat$ )9
 an area & dur+ ! "t p]iod ) respect to 
:i*--  7i7 a major disa/] 0 decl>$ by ! 
,presid5t "u section #dja ( ! ,rob]t ,t4
 ,/af=d ,disa/] ,relief & ,em]g5cy      

,assi/ance ,act 7#db ,u4,s4,c4 #eagj72  
or  7ii7 ! ,adm9i/rator det]m9$ a disa/]
 occurr$4  7,b7 ,proc$ures ,except z    
o!rwise provid$ 9 ?is p>agraph1 a bridge
 loan gu>antee made "u ?is p>agraph %all
 be subject to ! same requirem5ts &     
proc$ures t are us$ to make loans       
pursuant to ?is subsection4  7,c7 ,use (
 funds ,a small bus9ess conc]n describ$ 
9 subp>agraph 7,a7 may apply to !       
,adm9i/rator-- 7i7 = a bridge loan to   
repair or replace real prop]ty or       
prop]ty ( ! small bus9ess conc]n prop]ty
 damag$ or de/roy$ by reason ( su* major
 disa/]2 or  7ii7 if su* a small bus9ess
 conc]n has suff]$ sub/antial economic  
injury by reason ( su* major disa/]1 = a
 bridge loan to assi/ su* a small       
bus9ess conc]n4  7,d7 ,rate ,!          
,adm9i/rator may gu>antee n m ?an #ie   
p]c5t ( a bridge loan made "u ?is       
p>agraph4  7,e7 ,requirem5ts ,a bridge  
loan gu>ante$ "u ?is subsection-- 7i7   
may n exce$ #ej1jjj2  7ii7 %all be = a  
t]m ( n m ?an #aj ye>s2  7iii7 dur+ !   

#f-mon? p]iod beg9n+ on ! date on :i* ! 
bridge loan is disburs$1 ! rate ( int]e/
 on su* loan %all be z]o & ! borr[] %all
 n be requir$ to make any paym5ts on su*
 bridge loan2 &  7iv7 aft] su* #f-mon?  
p]iod1 ! rate ( int]e/ on su* bridge    
loan %all be det]m9$ by ! ,adm9i/rator4 
7,f7 ,und]writ+ ,an eligible l5d] %all  
use ! proc$ures & =ms ( su* eligible    
l5d] 9 mak+ a bridge loan "u ?is        
subsection4  7,g7 ,def9itions ,9 ?is    
p>agraph3 7i7 ,bridge loan ,! t]m bridge
 loan means a loan made to a small      
bus9ess conc]n :ile ! application ( su* 
conc]n = assi/ance "u a disa/] loan     
program is p5d+4  7ii7 ,disa/] loan     
program ,! t]m disa/] loan program means
 a program e/abli%$ "u p>agraphs 7#a71  
7#b71 or 7#i7 ( ?is subsection4  7iii7  
,eligible l5d] ,! t]m eligible l5d]     
means a l5d] :o is a community          
developm5t f9ancial in/itution1 z def9$ 
9 section #ajc7e7 ( ! ,riegle ,community
 ,developm5t & ,regulatory ,improvem5t  
,act ( #aiid 7#ab ,u4,s4,c4 #dgjb7e77 or

 ano!r l5d] t ! ,adm9i/rator has det]m9$
 is an appropriate l5d]4  4