,,ib  ,union ,calendar ,no4 #dea  #aaeth
 ,,congress  #b;d ,session  ,h4 ,r4     
#dbic  ,report ,no4 #aae-eic  ,,in ,,the
 ,,house ,,of ,,representatives         
,november #g1 #bjag ,mr4 ,zeldin        
introduced the following bill2 which was
 referred to the ,committee on          
,financial ,services  ,march #ac1       
#bjah;,additional sponsors3 ,mr4 ,david 
,scott of ,georgia and ,mr4 ,gottheimer 
,march #ac1 #bjah ,reported with an     
amendment1 committed to the ,committee  
of the ,whole ,house on the ,state of   
the ,union1 and ordered to be printed   
,strike out all after the enacting      
clause and insert the part printed in   
italic ,for text of introduced bill1 see
 copy of bill as introduced on ,november
 #g1 #bjag  ,a ,,bill  ,to reform the   
,comprehensive ,capital ,analysis and   
,review process1 the ,dodd-,frank ,act  
,stress ,test process1 and for other    
purposes4  #a4 ,short title ,this ,act  
may be cited as the ,stress ,test       
,improvement ,act of #bjag4  #b4 ,,ccar 

and ,,dfast reforms ,section #afe7;i7 of
 the ,dodd-,frank ,wall ,street ,reform 
and ,consumer ,protection ,act 7#ab     
,u4,s4,c4 #ecfe7;i77 is amended--  7#a7 
in paragraph 7#a7-- 7,a7 in subparagraph
 7,b77i7--  7i7 by striking #c different
 and inserting #b different2 and  7ii7  
by striking 1 adverse12 and  7,b7 by    
adding at the end the following3  7,c7  
,,ccar requirements  7i7 ,limitation on 
qualitative capital planning objections 
,in carrying out ,,ccar1 the ,board of  
,governors may not object to a company's
 capital plan on the basis of           
qualitative deficiencies in the         
company's capital planning process4     
7ii7 ,,ccar defined ,for purposes of    
this subparagraph and subparagraph 7,e71
 the term ,,ccar means the              
,comprehensive ,capital ,analysis and   
,review established by the ,board of    
,governors4  2 and  7#b7 in paragraph   
7#b7--  7,a7 in subparagraph 7,a71 by   
striking semiannual and inserting       
annual2 and  7,b7 in subparagraph       

7,c77ii71 by striking #c different sets 
of conditions1 including baseline1      
adverse1 and inserting #b different sets
 of conditions1 including baseline4  #c4
 ,rule of construction ,the amendments  
made by this ,act may not be construed  
to prohibit an appropriate ,federal     
banking agency 7as defined in section #c
 of the ,federal ,deposit ,insurance    
,act 7#ab ,u4,s4,c4 #ahac77 from--  7#a7
 ensuring the safety and soundness of an
 entity regulated by such an appropriate
 ,federal banking agency2 and  7#b7     
ensuring compliance with applicable     
laws1 regulations1 and supervisory      
policies1 and the following of          
appropriate guidance1 by an entity      
regulated by such an appropriate        
,federal banking agency4  ,march #ac1   
#bjah,reported with an amendment1       
committed to the ,committee of the      
,whole ,house on the ,state of the      
,union1 and ordered to be printed