,i  #aae? ,,congress  #a/ ,session  ,h4 
,r4 #djec  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,octob] #ab1 #bjag,mr4
 ,=t5b]ry introduc$ ! foll[+ bill2 :i* 0
 ref]r$ to ! ,committee on ,f9ancial    
,s]vices  ,a ,,bill  ,to am5d ! ,fair   
,cr$it ,report+ ,act to require an      
indep5d5t audit ( ! cyb]security        
practices ( c]ta9 consum] report+       
ag5cies1 & = o!r purposes4  #a4         
,indep5d5t audit ( ! cyb]security       
practices ( c]ta9 consum] report+       
ag5cies  7a7 ,9 g5]al ,! ,fair ,cr$it   
,report+ ,act 7#ae ,u4,s4,c4 #afha et   
seq47 is am5d$ by add+ at ! end ! foll[+
 new section3  #fcj4 ,indep5d5t audit ( 
! cyb]security practices ( c]ta9 consum]
 report+ ag5cies ,! ,bureau %all ord] an
 annual indep5d5t audit ( ! cyb]security
 practices ( consum] report+ ag5cies    
describ$ "u section #fjc7p74 ,! results 
( ea* audit %all be submitt$ to         
,congress along ) ! audit requir$ "u    
section #ajaf;,a7b7 ( ! ,consum]        
,f9ancial ,protection ,act ( #bjaj4  4  

7b7 ,table ( cont5ts am5dm5t ,! table ( 
cont5ts ( ! ,fair ,cr$it ,report+ ,act  
is am5d$ by add+ at ! end ! foll[+ new  
item3  #fcj4 ,indep5d5t audit ( !       
cyb]security practices ( c]ta9 consum]  
report+ ag5cies4  4