,,ib  ,union ,cal5d> ,no4 #chi  #aae?   
,,congress  #b;d ,session  ,h4 ,r4 #cigh
  ,report ,no4 #aae-ebd  ,,9 ,,! ,,h\se 
,,( ,,repres5tatives  ,octob] #e1 #bjag 
,mr4 ,hill 7= himself & ,mr4 ,kihu57    
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices     
,janu>y #be1 #bjah ,additional sponsors3
 ,mr4 ,luetkemey]1 ,mr4 ,royce (        
,cali=nia1 ,mr4 ,b>r1 ,mr4 ,/iv]s1 ,mr4 
,emm]1 ,mr4 ,ross1 ,mr4 ,holl+swor?1    
,mr4 ,%]man1 ,mr4 ,gonzalez ( ,texas1   
,mr4 ,williams1 ,ms4 ,t5ney1 ,mr4       
,mess]1 ,mr4 ,zeld91 ,ms4 ,s9ema1 ,mr4  
,norman1 ,mr4 ,pe>ce1 & ,mr4 ,got!im]   
,janu>y #be1 #bjah ,committ$ to !       
,committee ( ! ,:ole ,h\se on ! ,/ate ( 
! ,union & ord]$ to be pr9t$  ,a ,,bill 
,to am5d ! ,real ,e/ate ,settlem5t      
,proc$ures ,act ( #aigd to modify       
requirem5ts relat$ to mortgage          
disclosures1 & = o!r purposes4  #a4     
,%ort title ,?is ,act may be cit$ z !   
,,trid ,improvem5t ,act ( #bjag4  #b4   
,am5dm5ts to mortgage disclosure        

requirem5ts ,section #d7;a7 ( ! ,real   
,e/ate ,settlem5t ,proc$ures ,act (     
#aigd 7#ab ,u4,s4,c4 #bfjc7;a77 is      
am5d$--  7#a7 by /rik+ itemize all *>ges
 & ins]t+ itemize all actual *>ges2     
7#b7 by /rik+ & all *>ges impos$ ^u !   
sell] 9 connection ) ! settlem5t & &    
ins]t+ & ! sell] 9 connection ) !       
settlem5t4 ,su* =ms2 &  7#c7 by ins]t+  
aft] or bo?4 ! foll[+ new s5t5ce3 ,*>ges
 = any title insurance premium disclos$ 
on su* =ms %all be equal to ! am\nt *>g$
 = ea* individual title insurance       
policy1 subject to any disc\nts z       
requir$ by ,/ate regulation or ! title  
company rate fil+s44  ,janu>y #be1 #bjah
 ,committ$ to ! ,committee ( ! ,:ole    
,h\se on ! ,/ate ( ! ,union & ord]$ to  
be pr9t$