,i  #aae? ,,congress  #a/ ,session  ,h4 
,r4 #cigh  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,octob] #e1 #bjag,mr4 
,hill 7= himself & ,mr4 ,kihu57         
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices  ,a 
,,bill  ,to am5d ! ,real ,e/ate         
,settlem5t ,proc$ures ,act ( #aigd to   
modify requirem5ts relat$ to mortgage   
disclosures1 & = o!r purposes4  #a4     
,%ort title ,?is ,act may be cit$ z !   
,,trid ,improvem5t ,act ( #bjag4  #b4   
,am5dm5ts to mortgage disclosure        
requirem5ts ,section #d7;a7 ( ! ,real   
,e/ate ,settlem5t ,proc$ures ,act (     
#aigd 7#ab ,u4,s4,c4 #bfjc7;a77 is      
am5d$--  7#a7 by /rik+ itemize all *>ges
 & ins]t+ itemize all actual *>ges2     
7#b7 by /rik+ & all *>ges impos$ ^u !   
sell] 9 connection ) ! settlem5t & &    
ins]t+ & ! sell] 9 connection ) !       
settlem5t4 ,su* =ms2 &  7#c7 by ins]t+  
aft] or bo?4 ! foll[+ new s5t5ce3 ,*>ges
 = any title insurance premium disclos$ 
on su* =ms %all be equal to ! am\nt *>g$

 = ea* individual title insurance       
policy1 subject to any disc\nts z       
requir$ by ,/ate regulation or ! title  
company rate fil+s44