,i  #aae? ,,congress  #a/ ,session  ,h4 
,r4 #chch  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,septemb] #bf1        
#bjag,mr4 ,duffy 7= himself1 ,mr4 ,kelly
 ( ,mississippi1 ,mr4 ,?ompson (        
,mississippi1 ,mr4 ,h>p]1 & ,mr4 ,lucas7
 introduc$ ! foll[+ bill2 :i* 0 ref]r$  
to ! ,committee on ,f9ancial ,s]vices   
,a ,,bill  ,to require ! appropriate    
,f$]al bank+ ag5cies to treat c]ta9     
non-significant inve/m5ts 9 ! capital ( 
unconsolidat$ f9ancial in/itutions z    
qualify+ capital in/rum5ts1 & = o!r     
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,tru/ ,pref]r$ ,securities 
,act ( #bjag4  #b4 ,treatm5t ( c]ta9    
non-significant inve/m5ts 9 ! capital ( 
unconsolidat$ f9ancial in/itutions  7a7 
,9 g5]al ,section #ah ( ! ,f$]al        
,deposit ,insurance ,act 7#ab ,u4,s4,c4 
#ahbh7 is am5d$--  7#a7 by mov+         
subsection 7z7 s t x appe>s aft]        
subsection 7y72 &  7#b7 by add+ at ! end
 ! foll[+3  7aa7 ,treatm5t (            
non-,significant inve/m5ts 9 ! capital (

 unconsolidat$ f9ancial in/itutions ,=  
purposes ( ! f9al rules titl$           
,regulatory ,capital ,rules3 ,regulatory
 ,capital1 ,implem5tation ( ,basel      
,,iii1 ,capital ,adequacy1 ,transition  
,provisions1 ,prompt ,corrective        
,action1 ,/&>diz$ ,approa* =            
,risk-weight$ ,assets1 ,m>ket ,discipl9e
 & ,disclosure ,requirem5ts1 ,advanc$   
,approa*es ,risk-,bas$ ,capital ,rule1 &
 ,m>ket ,risk ,capital ,rule 7#gh ,f$4  
,reg4 #fbjah2 publi%$ ,oct4 #aa1 #bjac1 
& #gi ,f$4 ,reg4 #bjged2 publi%$ ,april 
#ad1 #bjad7 & any o!r regulation :i*    
incorporates a def9ition ( ! t]m        
non-significant inve/m5ts 9 ! capital ( 
unconsolidat$ f9ancial in/itutions1 !   
appropriate ,f$]al bank+ ag5cies %all   
provide t inve/m5ts 9 tru/ pref]r$      
securities 7pool$ & individual          
in/rum5ts7 by a depository in/itution or
 a depository in/itution hold+ company  
%all n be subject to d$uction f !       
regulatory capital ( su* depository     
in/itution or depository in/itution     

hold+ company or any depository         
in/itution hold+ company ( su* an       
in/itution1 provid$ su* inve/m5ts 7 held
 prior to ,july #ba1 #bjaj4  4  7b7     
,am5dm5t to ,basel ,,iii ,capital       
,regulations ,n lat] ?an ! end ( !      
#c-mon? p]iod beg9n+ on ! date ( !      
enactm5t ( ?is ,act1 ! ,f$]al ,deposit  
,insurance ,corporation1 ! ,bo>d (      
,gov]nors ( ! ,f$]al ,res]ve ,sy/em1 & !
 ,comptroll] ( ! ,curr5cy %all am5d !   
f9al rules titl$ ,regulatory ,capital   
,rules3 ,regulatory ,capital1           
,implem5tation ( ,basel ,,iii1 ,capital 
,adequacy1 ,transition ,provisions1     
,prompt ,corrective ,action1 ,/&>diz$   
,approa* = ,risk-weight$ ,assets1 ,m>ket
 ,discipl9e & ,disclosure ,requirem5ts1 
,advanc$ ,approa*es ,risk-,bas$ ,capital
 ,rule1 & ,m>ket ,risk ,capital ,rule   
7#gh ,f$4 ,reg4 #fbjah2 publi%$ ,oct4   
#aa1 #bjac1 & #gi ,f$4 ,reg4 #bjged2    
publi%$ ,april #ad1 #bjad7 to implem5t !
 am5dm5ts made by ?is ,act4