,i  #aae? ,,congress  #a/ ,session  ,h4 
,r4 #cgje  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,septemb] #g1         
#bjag,ms4 ,p+ree introduc$ ! foll[+     
bill2 :i* 0 ref]r$ to ! ,committee on   
,vet]ans' ,affairs  ,a ,,bill  ,to      
direct ! ,secret>y ( ,vet]ans ,affairs  
to require ! use ( c]tifi$ mail & pla9  
language 9 c]ta9 debt collection        
activities4  #a4 ,%ort title ,?is ,act  
may be cit$ z ! ,vet]ans ,fair ,debt    
,notice ,act ( #bjag4  #b4 ,use (       
c]tifi$ mail & pla9 language requir$ 9  
c]ta9 debt collection activities  7a7 ,9
 g5]al ,n lat] ?an #abj days aft] ! date
 ( enactm5t ( ?is ,act1 ! ,secret>y (   
,vet]ans ,affairs %all am5d section     
#a4iaa ( title #ch1 ,code ( ,f$]al      
,regulations1 to require t c]tifi$ mail 
be us$ to s5d any ( ! foll[+3  7#a7 ,a  
writt5 dem& f ! ,secret>y to a debtor "u
 subsection 7b7 ( su* section4  7#b7 ,a 
reque/ = a waiv] f a debtor to !        
,secret>y "u subsection 7c77#b7 ( su*   
section4  7#c7 ,a notification f !      

,secret>y to a debtor "u subsection 7d7 
or 7e7 ( su* section4  7b7 ,pla9        
language requir$ ,! ,secret>y %all write
 ! foll[+ 9 pla9 language3  7#a7 ,any   
dem& describ$ 9 subsection 7a77#a71 :i* 
%all include an explanation ( :y !      
debtor owes money to ! ,dep>tm5t (      
,vet]ans ,affairs4  7#b7 ,any           
notification describ$ 9 subsection      
7a77#c71 :i* %all include options       
available to ! debtor4