,i  #aae? ,,congress  #a/ ,session  ,h4 
,r4 #ceci  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,july #bh1 #bjag,mr4  
,ru% introduc$ ! foll[+ bill2 :i* 0     
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d ! ,fair   
,cr$it ,report+ ,act to e/abli% a       
proc$ure = ! removal ( a book+          
photograph f a consum]'s file1 & = o!r  
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,mug%ots ,elim9ation ,act (
 #bjag4  #b4 ,proc$ure = removal ( a    
book+ photograph f a consum]'s file by a
 consum] report+ ag5cy ,section #fje ( !
 ,fair ,cr$it ,report+ ,act 7#ae        
,u4,s4,c4 #afha;c7 is am5d$ by add+ at !
 end ! foll[+ new subsection3  7i7      
,proc$ure = removal ( book+ photograph f
 file  7#a7 ,9 g5]al ,if a consum]      
desires to remove a book+ photograph ( !
 consum] conta9$ 9 ! consum]'s file at a
 consum] report+ ag5cy1 ! consum] may   
submit a reque/ to remove su* book+     
photograph to ! ag5cy directly1 or      
indirectly ?r\gh a resell]1 or to !     

furni%] ( su* book+ photograph4 ,!      
consum] report+ ag5cy %all remove su*   
book+ photograph f ! consum]'s file--   
7,a7 n lat] ?an #cj days aft] ! receipt 
( su* a reque/1 if ! consum] submits su*
 reque/ to ! ag5cy directly or          
indirectly ?r\gh a resell]2  7,b7 n lat]
 ?an #de days aft] ! receipt ( su* a    
reque/1 if ! consum] submits su* reque/ 
to ! furni%] ( su* book+ photograph4    
7#b7 ,notification to consum] report+   
ag5cy ,if a furni%] ( a book+ photograph
 receives a reque/ f a consum] to remove
 su* book+ photograph f ! consum]'s     
file1 su* furni%] %all submit su* reque/
 to ea* consum] report+ ag5cy describ$  
"u section #fjc7p7 n lat] ?an #e days   
aft] receipt ( su* reque/4  7#c7 ,book+ 
photograph def9$ ,9 ?is subsection1 !   
t]m book+ photograph means a photograph 
( a consum] tak5-- 7,a7 at ! "t ( arre/2
  7,b7 at ! "t ! consum] ent]s into     
cu/ody prior to or dur+ t consum]'s     
trial2 or  7,c7 ^u conviction or        
!reaft]1 :5 committ$ to ! cu/ody ( any  

correctional ag5cy or facility4  4