,i  #aae? ,,congress  #a/ ,session  ,h4 
,r4 #cdci  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,july #bf1 #bjag,mr4  
,pitt5g] introduc$ ! foll[+ bill2 :i* 0 
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to facilitate     
bett] in=mation %>+ to assi/ 9 ! fight  
aga9/ ! fund+ ( t]rori/ activities1 & = 
o!r purposes4  #a4 ,%ort title ,?is ,act
 may be cit$ z ! ,f9ancial ,in/itution  
,security ,act4  #b4 ,in=mation %>+  7a7
 ,9 g5]al ,section #cad ( ! ,,usa       
,,patriot ,act 7#ca ,u4,s4,c4 #ecaa     
note7 is am5d$--  7#a7 9 subsection     
7b7-- 7,a7 by /rik+ t]rori/ or money    
laund]+ activities & ins]t+ t]rori/     
acts1 money laund]+ activities1 or a    
specifi$ unlawful activity 7z def9$ "u  
section #aief7;c77#g7 ( title #ah1      
,unit$ ,/ates ,code72 &  7,b7 by /rik+  
activities t may involve t]rori/ acts or
 money laund]+ activities & ins]t+      
activities t may involve t]rori/ acts1  
money laund]+ activities1 or a specifi$ 
unlawful activity2 &  7#b7 9 subsection 

7c71 by ins]t+ or a specifi$ unlawful   
activity 7z def9$ "u section            
#aief7;c77#g7 ( title #ah1 ,unit$ ,/ates
 ,code7 aft] t]rori/ acts or money      
laund]+ activities4  7b7 ,update to     
regulations ,section #cad7;a7 ( ! ,,usa 
,,patriot ,act 7#ca ,u4,s4,c4 #ecaa     
note7 is am5d$ by /rik+ or money laund]+
 activities ea* place su* t]m appe>s &  
ins]t+ 1 money laund]+ activities1 or a 
specifi$ unlawful activity 7z def9$ "u  
section #aief7;c77#g7 ( title #ah1      
,unit$ ,/ates ,code74  7c7 ,s5se (      
,congress ,section #cad ( ! ,,usa       
,,patriot ,act 7#ca ,u4,s4,c4 #ecaa     
note7 is am5d$ by add+ at ! end !       
foll[+3  7e7 ,s5se ( ,congress ,x is !  
s5se ( ! ,congress t1 9 fur!rance (     
ef=ts to /op ! f9anc+ ( t]ror & o!r =ms 
( illicit f9anc+ ?r\gh increas$ %>+ (   
in=mation1 & consi/5t ) ! ne$ to prev5t 
inappropriate dissem9ation ( su*        
in=mation--  7#a7 ,f$]al law en=cem5t   
ag5cies & regulators %\ld %>e in=mation 
ab\t t]rori/ activities1 money laund]+  

activities1 & o!r specifi$ unlawful     
activities 7z def9$ "u section          
#aief7;c77#g7 ( title #ah1 ,unit$ ,/ates
 ,code7 to ! fulle/ ext5t possible & 9 a
 timely fa%ion2 &  7#b7 f9ancial        
in/itutions1 includ+ nonbank f9ancial   
in/itutions1 %\ld %>e in=mation ab\t su*
 acts & activities ) ea* o!r to ! fulle/
 ext5t possible & 9 a timely fa%ion4  4 
#c4 ,disclosure liability ,section      
#ecah7;g77#c77;,b7 ( title #ca1 ,unit$  
,/ates ,code1 is am5d$-- 7#a7 9 clause  
7i71 by /rik+ or at ! end2  7#b7 9      
clause 7ii71 by /rik+ ! p]iod & ins]t+ 2
 or2 &  7#c7 by add+ at ! end ! foll[+3 
7iii7 any duty or requirem5t ( a        
f9ancial in/itution or any director1    
(fic]1 employee1 or ag5t ( su*          
in/itution to demon/rate to any p]son1 z
 us$ 9 su* subp>agraph1 t a disclosure  
ref]5c$ 9 su* subp>agraph is made 9 good
 fai?4  4  #d4 ,report to ,congress  7a7
 ,9 g5]al ,n lat] ?an ! end ( !         
#abj-;day p]iod beg9n+ on ! date ( !    
enactm5t ( ?is ,act1 ! ,secret>y ( !    

,treasury %all report to ! ,committee on
 ,f9ancial ,s]vices ( ! ,h\se (         
,repres5tatives & ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs ( !    
,s5ate reg>d+--  7#a7 ! ,dep>tm5t ( !   
,treasury's assessm5t ( ! risks &       
b5efits ( all[+ %>+ ( in=mation1        
consi/5t ) appropriate privacy          
protections--  7,a7 betwe5 ,unit$ ,/ates
 f9ancial in/itutions & =eign f9ancial  
in/itutions2  7,b7 betwe5 ,unit$ ,/ates 
f9ancial in/itutions & _! =eign         
subsidi>ies2 &  7,c7 betwe5 ,unit$      
,/ates subsidi>ies ( =eign f9ancial     
in/itutions & _! p>5t f9ancial          
in/itutions2 &  7#b7 :e!r a f9ancial    
in/itution def9$ "u section             
#ecab7;a77#b7 ( title #ca1 ,unit$ ,/ates
 ,code1 t is n requir$ "u ,treasury     
regulations on ! date ( ! enactm5t ( ?is
 ,act to ma9ta9 an anti-money laund]+   
program1 %\ld be au?oriz$ to            
appropriately %>e in=mation pursuant to 
subsection 7b7 ( section #cad ( ! ,,usa 
,,patriot ,act1 if--  7,a7 ! f9ancial   

in/itution volunt>ily e/abli%es &       
ma9ta9s su* an anti-money laund]+       
program2  7,b7 su* program is subject to
 exam9ation1 & has be5 exam9$1 by !     
appropriate regulator2 &  7,c7 !        
,secret>y det]m9es su* program to be    
adequately op]at+4  7b7 ,sep>ate        
pres5tation ( classifi$ mat]ial ,any "p 
( ! report describ$ "u subsection 7a7 t 
involves in=mation :i* is prop]ly       
classifi$ "u crit]ia e/abli%$ by !      
,presid5t %all be submitt$ to !         
committees describ$ "u subsection 7a7   
sep>ately 9 a classifi$ annex &1 if     
reque/$ by ! *airman or rank+ ,memb] (  
"o ( su* committees1 z a brief+ at an   
appropriate level ( security4  #e4      
,rulemak+ ,n lat] ?an ! end ( !         
#ahj-;day p]iod beg9n+ on ! date ( !    
enactm5t ( ?is ,act1 ! ,secret>y ( !    
,treasury %all issue regulations to be  
consi/5t ) ! am5dm5ts made by ?is ,act4