,i  #aae? ,,congress  #a/ ,session  ,h4 
,r4 #ccfc  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,july #bd1 #bjag,mr4  
,ku/(f ( ,t5nessee 7= himself1 ,mr4     
,fo/]1 ,mr4 ,royce ( ,cali=nia1 ,mr4    
,/iv]s1 ,mr4 ,blum1 & ,mr4 ,roe (       
,t5nessee7 introduc$ ! foll[+ bill2 :i* 
0 ref]r$ to ! ,committee on ,f9ancial   
,s]vices  ,a ,,bill  ,to re=m uni=mity &
 reciprocity among ,/ates t lic5se      
insurance claims adju/]s & to facilitate
 prompt & effici5t adju/+ ( insurance   
claims1 & = o!r purposes4  #a4 ,%ort    
title ,?is ,act may be cit$ z ! ,claims 
,lic5s+ ,advancem5t = ,int]/ate ,matt]s 
,act or ! ,,claim ,act4  #b4 ,/ate      
flexibility 9 multi/ate adju/] lic5s+   
re=ms  7a7 ,9 g5]al ,section #d %all    
take effect ^u ! expiration ( ! #d-ye>  
p]iod beg9n+ on ! date ( ! enactm5t (   
?is ,act unless1 be=e ! expiration ( su*
 p]iod1 ^? ,/ates t lic5se indep5d5t    
claims adju/]s h enact$--  7#a7 uni=m   
laws & regulations gov]n+ ! lic5sure (  
individuals & entities au?oriz$ to adju/

 insurance claims )9 ! ,/ate2 &  7#b7   
reciprocity laws & regulations gov]n+ ! 
lic5sure ( nonresid5t individuals &     
entities au?oriz$ to adju/ insurance    
claims )9 ^? ,/ates4  7b7 ,uni=mity     
requir$ ,/ates %all be deem$ to h       
e/abli%$ ! uni=mity necess>y to comply )
 subsection 7a77#a7 if ! ,/ates--  7#a7 
e/abli% uni=m crit]ia reg>d+ !          
integrity1 p]sonal qualifications1      
education1 tra9+1 & exp]i5ce ( lic5s$   
indep5d5t claims adju/]s =--  7,a7      
prop]ty & casualty insurance2  7,b7     
work]s comp5sation insurance2 &  7,c7   
su* o!r l9es z a ,/ate may *oose to     
regulate4  7#b7 e/abli% uni=m cont9u+   
education requirem5ts = lic5s$ indep5d5t
 claims adju/]s = ea* l9e ( insurance "u
 p>agraph 7#a7 t a ,/ate *ooses to      
regulate2  7#c7 e/abli% uni=m e?ics     
c\rse requirem5ts = lic5s$ indep5d5t    
claims adju/]s 9 conjunction ) ! cont9u+
 education requirem5ts "u p>agraph 7#b72
  7#d7 d n impose any requirem5t ^u any 
indep5d5t claims adju/] to be lic5s$ or 

o!rwise qualifi$ to d bus9ess z a       
nonresid5t t has ! effect ( limit+ or   
condition+ t indep5d5t claims adju/]'s  
activities because ( its resid5ce or    
place ( op]ations2 &  7#e7 utilize a    
uni=m lic5se application4  7c7          
,reciprocity requir$ ,/ates %all be     
deem$ to h e/abli%$ ! reciprocity       
requir$ to comply ) subsection 7a77#b7  
if ! foll[+ conditions are met3  7#a7   
,adm9i/rative lic5s+ proc$ures ,ea*     
,/ate t lic5ses indep5d5t claims adju/]s
 p]mits an indep5d5t claims adju/] t has
 a lic5se = adju/+ insurance claims 9 _!
 home ,/ate to receive a lic5se to adju/
 insurance claims 9 ^? o!r ,/ates z a   
nonresid5t to ! same ext5t t su*        
indep5d5t claims adju/] is p]mitt$ to   
adju/ insurance claims 9 _! home ,/ate  
)\t satisfy+ any additional requirem5ts 
o!r ?an submitt+--  7,a7 a reque/ =     
lic5sure utiliz+ ! uni=m lic5se         
application2  7,b7 a copy (1 or evid5ce 
(1 a valid lic5se held by ! adju/] 9 _! 
home ,/ate 7unless su* in=mation is     

available 9 ! ,national ,insurance      
,produc] ,regi/ry ,produc] ,database72 &
  7,c7 ! paym5t ( any requisite fee to !
 appropriate au?ority4  7#b7 ,cont9u+   
education requirem5ts ,ea* ,/ate t      
lic5ses an indep5d5t claims adju/]      
accepts an insurance claims adju/]'s    
satisfaction ( _! home ,/ate's cont9u+  
education requirem5ts = lic5s$ insurance
 claims adju/]s to satisfy ! ,/ate's own
 cont9u+ education requirem5ts4  7#c7   
,no limit+ nonresid5t requirem5ts ,a    
,/ate does n impose any requirem5t ^u   
any indep5d5t claims adju/] to be lic5s$
 or o!rwise qualifi$ to d bus9ess z a   
nonresid5t t has ! effect ( limit+ or   
condition+ t indep5d5t claims adju/]'s  
activities because ( its resid5ce or    
place ( op]ations4  7#d7 ,reciprocal    
reciprocity ,ea* ( ! ,/ates t satisfies 
p>agraphs 7#a71 7#b71 & 7#c7 grants     
reciprocity to resid5ts ( all ( ! o!r   
,/ates t satisfy su* p>agraphs4  7d7    
,det]m9ation  7#a7 ,det]m9ation ,a ,/ate
 %all be consid]$ to be 9 compliance )  

subsection 7a7 = purposes ( ?is ,act if 
! ,national ,association ( ,regi/]$     
,ag5ts & ,brok]s det]m9es t1 be=e !     
expiration ( ! #d-ye> p]iod beg9n+ on ! 
date ( ! enactm5t ( ?is ,act1 ! ,/ate is
 9 compliance ) ! requirem5ts "u su*    
subsection4  7#b7 ,cont9u$ review ,)    
respect to any ,/ate t ! ,national      
,association ( ,regi/]$ ,ag5ts & ,brok]s
 has det]m9$ to be 9 compliance ) !     
requirem5ts ( subsection 7a71 !         
,national ,association ( ,regi/]$ ,ag5ts
 & ,brok]s %all cont9ue to review &     
det]m9e su* ,/ate's compliance ) !      
requirem5ts ( subsection 7a7 on an      
annual basis4 ,if ! ,national           
,association ( ,regi/]$ ,ag5ts & ,brok]s
 det]m9es at any "t t a ,/ate no long]  
is 9 compliance ) ! requirem5ts (       
subsection 7a71 section #d %all apply ) 
respect to su* ,/ate4  7#c7 ,judicial   
review ,! appropriate ,unit$ ,/ates     
,di/rict ,c\rt %all h exclusive         
jurisdiction ov] any *all5ge aris+ "u   
?is section4 ,! c\rt %all apply ! /&>ds 

set =? 9 section #gjf ( title #e1 ,unit$
 ,/ates ,code1 9 review+ any su*        
*all5ge4  #c4 ,/ate au?orities ,no?+ 9  
?is ,act %all be con/ru$ to-- 7#a7      
require a ,/ate t does n h lic5s+       
requirem5ts = indep5d5t claims adju/]s  
to adopt any su* requirem5ts2  7#b7     
subject to section #b1 limit ! "r ( a   
,/ate to e/abli% lic5s+ fees or en=ce   
its laws reg>d+ ! adju/+ ( insurance    
claims1 provid$ t su* ,/ate fee is uni=m
 reg>dless ( ! ,/ate ( resid5ce ( !     
lic5see 9 t ,/ate2 or  7#c7 affect !    
jurisdiction & au?ority ( a ,/ate       
insurance regulator to prescribe & en=ce
 its insurance laws1 rules1 &           
regulations regulat+ indep5d5t claims   
adju/] activity 9 its jurisdiction4  #d4
 ,au?ority = int]/ate claims adju/+ ,9 !
 case ( any ,/ate t requires & issues   
lic5ses = indep5d5t claims adju/]s b is 
n 9 compliance ) section #b1 aft] !     
expiration ( ! #d-ye> p]iod beg9n+ on ! 
date ( ! enactm5t ( ?is ,act1 an        
indep5d5t claims adju/] may apply to !  

,national ,association ( ,regi/]$ ,ag5ts
 & ,brok]s = ,memb]%ip = ! purpose (    
lic5sure 9 ea* su* ,/ate n 9 compliance 
) section #b1 provid$ t su* indep5d5t   
claims adju/] pays ! requisite fees1    
includ+ lic5s+ fees4 ,= purposes ( ?is  
provision1 ^u su* date an indep5d5t     
claims adju/] %all be det]m9$ to be a   
p]son t negotiates policies ( insurance 
& (f]s advice1 c\nsel1 op9ions or       
s]vices relat$ to insurance1 z su* t]ms 
are us$ 9 section #ccd7e7 ( ,public ,law
 #ajf-ajb1 z am5d$ by section #bjb7;a7 (
 ,public ,law #aad-a 7#ae ,u4,s4,c4     
#fgfd7e72 #abi ,/at4 #bg74  #e4         
,def9itions ,= purposes ( ?is ,act1 !   
foll[+ def9itions %all apply3 7#a7 ,home
 ,/ate  7,a7 ,actual ,! t]m home ,/ate  
means1 ) respect to an indep5d5t claims 
adju/]1 ! ,/ate 9 :i* ! adju/] ma9ta9s  
81 h]1 or its pr9cipal place ( resid5ce 
or bus9ess & is lic5s$ ^u hav+ pass$ an 
exam z an indep5d5t claims adju/]4  7,b7
 ,designat$ ,if ! ,/ate 9 :i* an        
indep5d5t claims adju/] ma9ta9s 8 or h] 

pr9cipal place ( resid5ce or bus9ess    
does n issue an indep5d5t claims adju/] 
lic5se or require an exam9ation z a     
condition = su* lic5sure = ! l9e or l9es
 ( au?ority s\ght1 su* t]m means any o!r
 ,/ate 9 :i* ! indep5d5t claims adju/]  
is s lic5s$ ^u hav+ pass$ an exam & t is
 designat$ by su* adju/] z 8 or h] home 
,/ate4  7#b7 ,indep5d5t claims adju/] ,!
 t]m indep5d5t claims adju/] means an   
individual1 o!r ?an a public adju/]1 :o 
und]takes on behalf ( insur]s or        
self-insur]s to inve/igate1 evaluate1 & 
negotiate ! resolution ( ! am\nt ( a    
prop]ty1 casualty1 liability1           
disability1 or work]s' comp5sation      
claim1 loss1 or damage on behalf ( an   
insurance policy or insur] or z a ?ird  
p>ty on behalf ( a self-insur]4 ,su* t]m
 includes company or /aff adju/]s1 :o   
are individuals1 o!r ?an a public       
adju/]1 employ$ by prop]ty casualty     
insur]s & und]take to inve/igate1       
evaluate1 & negotiate ! resolution ( a  
prop]ty1 casualty1 liability1           

disability1 or work]s' comp5sation      
claim1 loss1 or damage on behalf ( an   
insurance policy or insur]4  7#c7       
,public adju/] ,! t]m public adju/]     
means any p]son :o1 = comp5sation or any
 o!r ?+ ( value1 on behalf ( ! insur$   
acts1 aids1 adv]tises1 or solicits      
bus9ess to asc]ta91 det]m9e1 negotiate1 
or settle ! am\nt ( a claim1 loss1 or   
damage1 solely 9 relation to fir/ p>ty  
claims aris+ "u contracts t insure !    
real or p]sonal prop]ty ( ! insur$4     
7#d7 ,/ate ,! t]m ,/ate means ! ,/ates (
 ! ,unit$ ,/ates1 ! ,di/rict (          
,columbia1 ! ,commonweal? ( ,pu]to      
,rico1 ! ,commonweal? ( ! ,nor!rn       
,m>iana ,isl&s1 ,guam1 ! ,virg9 ,isl&s1 
,am]ican ,samoa1 & any o!r t]ritory or  
possession ( ! ,unit$ ,/ates4  7#e7     
,/ate law ,! t]m ,/ate law includes all 
laws1 decisions1 rules1 regulations1 or 
o!r ,/ate action ( any ,/ate hav+ !     
effect ( law2 & a law ( ! ,unit$ ,/ates 
applicable only to ! ,di/rict (         
,columbia %all be treat$ z a ,/ate law r

 ?an z a law ( ! ,unit$ ,/ates4