,i  #aaeth ,,congress  #ast ,session    
,h4 ,r4 #bggg  ,,in ,,the ,,house ,,of  
,,representatives  ,june #f1 #bjag,mr4  
,veasey 7for himself1 ,ms4 ,hanabusa1   
,ms4 ,jackson ,lee1 ,ms4 ,norton1 ,mr4  
,bishop of ,georgia1 ,mr4 ,takano1 ,mr4 
,evans1 and ,mr4 ,norcross7 introduced  
the following bill2 which was referred  
to the ,committee on ,financial         
,services1 and in addition to the       
,committee on ,armed ,services1 for a   
period to be subsequently determined by 
the ,speaker1 in each case for          
consideration of such provisions as fall
 within the jurisdiction of the         
committee concerned  ,a ,,bill  ,to     
include information regarding ,,va home 
loans in the ,informed ,consumer ,choice
 ,disclosure required to be provided to 
a prospective ,,fha borrower who is a   
veteran1 to amend title #aj1 ,united    
,states ,code1 to authorize the         
provision of a certificate of           
eligibility for ,,va home loans during  
the preseparation counseling for members

 of the ,armed ,forces1 and for other   
purposes4  #a4 ,short title ,this ,act  
may be cited as the ,give ,veterans     
,home ,loan ,choices ,act of #bjag4  #b4
 ,,fha ,informed ,consumer ,choice      
,disclosure ,subparagraph 7,a7 of       
section #bjc7;f77#b7 of the ,national   
,housing ,act 7#ab ,u4,s4,c4            
#agji7;f77#b77;,a77 is amended--  7#a7  
by inserting 7i7 after loan-to-value    
ratio2 and  7#b7 by inserting before the
 semicolon the following3 1 and 7ii7 in 
the case of a prospective borrower who  
is a veteran 7as such term is defined in
 section #aja of title #ch1 ,united     
,states ,code71 in connection with a    
loan guaranteed or insured under chapter
 #cg of title #ch1 ,united ,states      
,code1 assuming prevailing interest     
rates4  #c4 ,uniform residential loan   
application ,the ,director of the       
,federal ,housing ,finance ,agency shall
 direct the ,federal ,national ,mortgage
 ,association and the ,federal ,home    
,loan ,mortgage ,corporation to revise  

the ,uniform ,residential ,loan         
,application developed by such          
enterprises1 not later than ,december   
#ca1 #bjah1 by--  7#a7 including in an  
appropriate place a check box for the   
applicant to check to indicate that the 
applicant is a veteran2  7#b7 adjacent  
to the matter required by paragraph 7#a7
 and in boldface type1 the following    
statement3 ,if you are a veteran1 you   
may be eligible for a ,,va mortgage42   
and  7#c7 adjacent to the matter        
required by paragraph 7#b71 a blank line
 for the borrower to initial1 and a     
statement that all applicants must      
initial such blank line to confirm that 
they have read the statement required by
 paragraph 7#b74  #d4 ,preseparation    
counseling for members of the ,armed    
,forces regarding ,department of        
,veterans ,affairs home loan services   
and housing assistance benefits ,section
 #aadb7;b7 of title #aj1 ,united ,states
 ,code1 is amended-- 7#a7 by            
redesignating paragraph 7#ag7 as        

paragraph 7#ah72 and  7#b7 by striking  
paragraph 7#af7 and inserting the       
following new paragraphs3  7#af7        
,information on the availability of home
 loan services by and housing assistance
 benefits of the ,department of         
,veterans ,affairs1 including the       
authority of the member--  7,a7 to use  
an honorable discharge certificate as a 
certificate of eligibility to apply for 
a guaranteed housing loan from the      
,department of ,veterans ,affairs2 or   
7,b7 to request1 during the             
preseparation process or after          
separation1 a specific certificate of   
eligibility for such a loan under       
section #cgjb7;c7 of title #ch4  7#ag7  
,counseling on responsible borrowing    
practices4  4