,,ib  ,union ,cal5d> ,no4 #cba  #aae?   
,,congress  #a/ ,session  ,h4 ,r4 #bcif 
,report ,no4 #aae-dcd  ,,9 ,,! ,,h\se   
,,( ,,repres5tatives  ,may #d1 #bjag    
,mr4 ,trott 7= himself & ,mr4 ,clay7    
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices     
,decemb] #d1 #bjag ,additional sponsors3
 ,mr4 ,%]man1 ,mr4 ,luetkemey]1 ,mr4    
,meeks1 ,mr4 ,mess]1 ,mr4 ,ro?fus1 &    
,mr4 ,gonzalez ( ,texas  ,decemb] #d1   
#bjag ,report$ ) an am5dm5t1 committ$ to
 ! ,committee ( ! ,:ole ,h\se on ! ,/ate
 ( ! ,union1 & ord]$ to be pr9t$ ,/rike 
out all aft] ! enact+ clause & ins]t !  
"p pr9t$ 9 italic ,= text ( introduc$   
bill1 see copy ( bill z introduc$ on    
,may #d1 #bjag  ,a ,,bill  ,to am5d !   
,gramm-,lea*-,bliley ,act to update !   
exception = c]ta9 annual notices provid$
 by f9ancial in/itutions4  #a4 ,%ort    
title ,?is ,act may be cit$ z ! ,privacy
 ,notification ,te*nical ,cl>ification  
,act4  #b4 ,exception to annual notice  
requirem5t ,section #ejc ( !            

,gramm-,lea*-,bliley ,act 7#ae ,u4,s4,c4
 #fhjc7 is am5d$ by add+ at ! end !     
foll[+3  7g7 ,additional exception to   
annual notice requirem5t  7#a7 ,9 g5]al 
,a f9ancial in/itution t has n *ang$ its
 policies & practices ) reg>d to        
disclos+ nonpublic p]sonal in=mation f !
 policies & practices t 7 disclos$ 9 !  
mo/ rec5t disclosure s5t to consum]s 9  
accordance ) ?is section %all n be      
requir$ to provide an annual disclosure 
"u ?is section if-- 7,a7 ! f9ancial     
in/itution makes its curr5t policy      
available to consum]s on its website &  
via mail ^u writt5 reque/ s5t to a      
designat$ address id5tifi$ = ! purpose (
 reque/+ ! policy or ^u telephone reque/
 made us+ a toll free consum] s]vice    
telephone numb]2 &  7,b7 ! f9ancial     
in/itution conspicu\sly notifies        
consum]s ( ! availability ( ! curr5t    
policy1 includ+-- 7i7 ) respect to      
consum]s :o are entitl$ to a p]iodic    
bill+ /atem5t1 a message on or ) ea*    
p]iodic bill+ /atem5t2 &  7ii7 ) respect

 to consum]s :o are n entitl$ to a      
p]iodic bill+ /atem5t1 ?r\gh o!r        
reasonable means su* z on its website or
 ) o!r writt5 communication1 includ+    
electronic communication1 s5t to !      
consum]4  7#b7 ,treatm5t ( multiple     
policies ,if a f9ancial in/itution      
ma9ta9s m ?an "o set ( policies describ$
 "u p>agraph 7#a7 t v>y dep5d+ on !     
consum]'s acc\nt /atus or ,/ate (       
resid5ce1 ! f9ancial in/itution may     
comply ) ! website po/+ requirem5t 9    
p>agraph 7#a77;,a7 by po/+ all ( su*    
policies to ! public section ( !        
f9ancial in/itution's website1 )        
in/ructions = *oos+ ! applicable policy4
  4  ,decemb] #d1 #bjag ,report$ ) an   
am5dm5t1 committ$ to ! ,committee ( !   
,:ole ,h\se on ! ,/ate ( ! ,union1 &    
ord]$ to be pr9t$