,i  #aae? ,,congress  #a/ ,session  ,h4 
,r4 #bbai  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,april #bg1 #bjag,mr4 
,royce ( ,cali=nia 7= himself1 ,mr4     
,keat+1 ,mrs4 ,c>olyn ,b4 ,maloney (    
,new ,york1 & ,mrs4 ,love7 introduc$ !  
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,=eign ,affairs1 & 9      
addition to ! ,committee on ,f9ancial   
,s]vices1 = a p]iod to be subsequ5tly   
det]m9$ by ! ,speak]1 9 ea* case =      
consid]ation ( su* provisions z fall )9 
! jurisdiction ( ! committee conc]n$  ,a
 ,,bill  ,to increase ! role ( !        
f9ancial indu/ry 9 combat+ human        
traffick+4  #a4 ,%ort title ,?is ,act   
may be cit$ z ! ,end ,bank+ = ,human    
,traffick]s ,act ( #bjag4  #b4 ,increas+
 ! role ( ! f9ancial indu/ry 9 combat+  
human traffick+  7a7 ,treasury z a memb]
 ( ! ,presid5t's ,int]ag5cy ,task ,=ce  
,to ,monitor & ,combat ,traffick+       
,section #aje7;b7 ( ! ,victims (        
,traffick+ & ,viol5ce ,protection ,act (
 #bjjj 7#bb ,u4,s4,c4 #gajc7;b77 is     

am5d$ by ins]t+ ! ,secret>y ( !         
,treasury1 aft] ! ,secret>y (           
,education14  7b7 ,requir$ review (     
proc$ures ,n lat] ?an #ahj days aft] !  
date ( enactm5t ( ?is ,act1 ! ,f9ancial 
,in/itutions ,exam9ation ,c\ncil %all1 9
 consultation ) ! ,secret>y ( !         
,treasury & o!r appropriate law en=cem5t
 ag5cies1 take ! foll[+ actions3  7#a7  
,review & enhance1 :]e necess>y1 tra9+ &
 exam9ations proc$ures to improve !     
ability ( anti-money laund]+ programs to
 t>get human traffick+ op]ations4  7#b7 
,review & enhance1 :]e necess>y1        
proc$ures = ref]r+ pot5tial human       
traffick+ cases to ! appropriate law    
en=cem5t ag5cy4  7c7 ,int]ag5cy task =ce
 recomm5dations t>get+ money laund]+    
relat$ to human traffick+  7#a7 ,9 g5]al
 ,n lat] ?an #ahj days aft] ! date (    
enactm5t ( ?is ,act1 ! ,int]ag5cy ,task 
,=ce to ,monitor & ,combat ,traffick+   
%all prep>e & submit to ,congress1 !    
,secret>y ( ! ,treasury1 & ea*          
appropriate ,f$]al bank+ ag5cy a s]ies (

 legislative1 adm9i/rative1 & regulatory
 recomm5dations1 if necess>y1 to revise 
anti-money laund]+ programs ( f9ancial  
in/itutions 9 ord] to specifically t>get
 money laund]+ relat$ to human          
traffick+1 z describ$ 9 p>agraph 7#b74  
7#b7 ,requir$ recomm5dations ,!         
recomm5dations requir$ "u p>agraph 7#a7 
%all1 at a m9imum1 include ! foll[+3    
7,a7 ,successful anti-human traffick+   
programs curr5tly 9 place at f9ancial   
in/itutions t are suitable = broad]     
adoption4  7,b7 ,recomm5d$ *anges1 if   
necess>y1 to ! int]nal policies1        
proc$ures1 & controls at f9ancial       
in/itutions s t su* in/itutions c bett] 
det] & detect money laund]+ relat$ to   
human traffick+4  7,c7 ,recomm5d$       
*anges1 if necess>y1 to ongo+ employee  
tra9+ programs at f9ancial in/itutions s
 t ^? in/itutions c bett] equip         
employees to det] & detect money laund]+
 relat$ to human traffick+1 includ+ !   
tra9+ ( legal c\nsel1 risk manag]s1 &   
compliance (fic]s4  7,d7 ,recomm5d$     

revisions1 if necess>y1 to exi/+        
regulatory requirem5ts & guidel9es = !  
report+ ( suspici\s transactions by     
f9ancial in/itutions1 z requir$ pursuant
 to section #ecah7;g7 ( title #ca1      
,unit$ ,/ates ,code1 9 ord] to          
facilitate ! collection ( data on       
in/ances ( suspect$ human traffick+4    
7d7 ,additional report+ requirem5t      
,section #aaj7;b7 ( ! ,traffick+        
,victims ,protection ,act ( #bjjj 7#bb  
,u4,s4,c4 #gajg7;b77 is am5d$ by add+ at
 ! end ! foll[+3  7#d7 ,description (   
ef=ts ( ,unit$ ,/ates to elim9ate money 
laund]+ relat$ to human traffick+ ,9    
addition to ! in=mation requir$ 9 !     
annual report "u p>agraph 7#a7 & !      
int]im report "u p>agraph 7#b71 !       
,secret>y ( ,/ate1 9 consultation ) !   
,attorney ,g5]al & ! ,secret>y ( !      
,treasury1 %all include 9 ea* su* report
 a description ( ef=ts ( ! ,unit$ ,/ates
 to elim9ate money laund]+ relat$ to    
human traffick+ & ! numb] (             
inve/igations1 arre/s1 indictm5ts &     

convictions 9 money laund]+ cases ) a   
nexus to human traffick+4  4  7e7       
,limitation ,no?+ 9 ?is ,act %all be    
con/ru$ to grant rulemak+ au?ority to ! 
,int]ag5cy ,task ,=ce to ,monitor &     
,combat ,traffick+4  7f7 ,def9itions ,z 
us$ 9 ?is section-- 7#a7 ! t]m          
anti-money laund]+ program means any    
program e/abli%$ by a f9ancial          
in/itution pursuant to section #ecah7;h7
 ( title #ca1 ,unit$ ,/ates ,code2  7#b7
 ! t]m appropriate ,f$]al bank+ ag5cy   
has ! mean+ giv5 ! t]m 9 section #c7q7 (
 ! ,f$]al ,deposit ,insurance ,act 7#ab 
,u4,s4,c4 #ahac7q772  7#c7 ! t]m human  
traffick+ means-- 7,a7 sex traffick+ 9  
:i* a comm]cial sex act is induc$ by    
=ce1 fraud1 or co]cion1 or 9 :i* ! p]son
 induc$ to p]=m su* act has n atta9$ #ah
 ye>s ( age2 or  7,b7 ! recruitm5t1     
h>bor+1 transportation1 provision1 or   
obta9+ ( a p]son = labor or s]vices1    
?r\gh ! use ( =ce1 fraud1 or co]cion = !
 purpose ( subjection to involunt>y     
s]vitude1 peonage1 debt bondage1 or     

slav]y2  7#d7 ! t]m ,int]ag5cy ,task    
,=ce to ,monitor & ,combat ,traffick+   
means ! ,int]ag5cy ,task ,=ce to        
,monitor & ,combat ,traffick+ e/abli%$  
by ! ,presid5t pursuant to section #aje 
( ! ,victims ( ,traffick+ & ,viol5ce    
,protection ,act ( #bjjj 7#bb ,u4,s4,c4 
#gajc72 &  7#e7 ! t]m law en=cem5t ag5cy
 means an ag5cy ( ! ,unit$ ,/ates1 a    
,/ate1 or a political subdivision ( a   
,/ate1 au?oriz$ by law or by a gov]nm5t 
ag5cy to engage 9 or sup]vise !         
prev5tion1 detection1 inve/igation1 or  
prosecution ( any violation ( crim9al or
 civil law4