,i  #aae? ,,congress  #a/ ,session  ,h4 
,r4 #baba  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,april #be1 #bjag,mr4 
,ro?fus 7= himself1 ,mr4 ,fo/]1 & ,mr4  
,hultgr57 introduc$ ! foll[+ bill2 :i* 0
 ref]r$ to ! ,committee on ,f9ancial    
,s]vices  ,a ,,bill  ,to require !      
appropriate ,f$]al bank+ ag5cies to     
revise regulations to specify t c]ta9   
funds %all n be tak5 into acc\nt :5     
calculat+ any supplem5t>y lev]age ratio 
= cu/odial banks1 & = o!r purposes4  #a4
 ,%ort title ,?is ,act may be cit$ z !  
,p5sion1 ,end[m5t1 & ,mutual ,fund      
,access to ,bank+ ,act4  #b4 ,treatm5t (
 funds deposit$ ) a c5tral bank 9       
calculat+ ! applicable supplem5t>y      
lev]age ratio  7a7 ,9 g5]al ,!          
appropriate ,f$]al bank+ ag5cies %all   
am5d ! relevant sections ( title #ab1   
,code ( ,f$]al ,regulations1 to specify 
t funds ( a cu/odial bank t are deposit$
 ) a c5tral bank %all n be tak5 into    
acc\nt :5 calculat+ ! applicable        
supplem5t>y lev]age ratio = ! cu/odial  

bank "u su* regulations4  7b7           
,limitation ,! am\nt ( funds describ$ "u
 subsection 7a7 may n exce$ ! total     
value ( deposits ( ! cu/odial bank l9k$ 
to fiduci>y or cu/odial & safekeep+     
acc\nts4  7c7 ,additional consid]ations 
,! am\nt ( funds describ$ "u subsection 
7a7 may be limit$ to-- 7#a7 an am\nt t  
is great] ?an a p]c5tage specifi$ by !  
appropriate ,f$]al bank+ ag5cy ( ! total
 lev]age exposure ( ! cu/odial bank1    
bas$ on consid]ations su* z ! pot5tial  
impact on ! safety & s\ndness ( !       
cu/odial bank & ! ability ( ! cu/odial  
bank to cont9ue to accept ca% deposits f
 cu/om]s t are l9k$ to fiduci>y or      
cu/odial & safekeep+ acc\nts2 &  7#b7   
am\nts deposit$ ) c]ta9 c5tral banks1 z 
det]m9$ ?r\gh rulemak+ by ! appropriate 
,f$]al bank+ ag5cies4  7d7 ,def9itions  
,= purposes ( ?is section3  7#a7        
,appropriate f$]al bank+ ag5cy ,! t]m   
appropriate ,f$]al bank+ ag5cy has !    
mean+ giv5 t t]m "u section #c ( !      
,f$]al ,deposit ,insurance ,act 7#ab    

,u4,s4,c4 #ahac74  7#b7 ,cu/odial bank  
7,a7 ,9 g5]al ,! t]m cu/odial bank means
 a depository in/itution & ! depository 
in/itution hold+ company ( su*          
depository in/itution1 bo? ( :i* are    
prim>ily engag$ 9 cu/odial bank+4  7,b7 
,cu/odial bank+ def9$ ,= purposes ( ?is 
p>agraph1 ! appropriate ,f$]al bank+    
ag5cies may def9e ! t]m cu/odial bank+  
bas$ on factors includ+ ! p]c5tage (    
total rev5ues g5]at$ by cu/odial        
bus9esses & ! level ( assets "u cu/ody4 
7#c7 ,depository in/itution ,! t]m      
depository in/itution has ! mean+ giv5 t
 t]m "u section #c ( ! ,f$]al ,deposit  
,insurance ,act 7#ab ,u4,s4,c4 #ahac74  
7#d7 ,depository in/itution hold+       
company ,! t]m depository in/itution    
hold+ company has ! mean+ giv5 t t]m "u 
section #c ( ! ,f$]al ,deposit          
,insurance ,act 7#ab ,u4,s4,c4 #ahac74  
7#e7 ,supplem5t>y lev]age ratio ,! t]m  
supplem5t>y lev]age ratio means !       
supplem5t>y lev]age ratio1 includ+      
applicable buff]s1 sur*>ges1 &          

well-capitaliz$ requirem5ts relat+ to   
su* supplem5t>y lev]age ratio1 z def9$  
by regulation ( ! appropriate ,f$]al    
bank+ ag5cy 9 title #ab1 ,code ( ,f$]al 
,regulations4