#aae? ,,congress  #a/ ,session  ,h4 ,r4 
#bjef  ,,an ,,act  ,to am5d ! ,small    
,bus9ess ,act to provide = exp&$        
p>ticipation 9 ! microloan program1 & = 
o!r purposes4  #a4 ,%ort title ,?is ,act
 may be cit$ z ! ,microloan             
,mod]nization ,act ( #bjag4  #b4        
,def9itions ,9 ?is ,act--  7#a7 ! t]m   
int]m$i>y has ! mean+ giv5 t t]m 9      
section #g7m77#aa7 ( ! ,small ,bus9ess  
,act 7#ae ,u4,s4,c4 #fcf7m77#aa772 &    
7#b7 ! t]m microloan program means !    
program e/abli%$ "u section #g7m7 ( !   
,small ,bus9ess ,act 7#ae ,u4,s4,c4     
#fcf7m774  #c4 ,microloan int]m$i>y l5d+
 limit increas$ ,section #g7m77#c77;,c7 
( ! ,small ,bus9ess ,act 7#ae ,u4,s4,c4 
#fcf7m77#c77;,c77 is am5d$ by /rik+     
#e1jjj1jjj & ins]t+ #f1jjj1jjj4  #d4    
,microloan te*nical assi/ance ,section  
#g7m77#d77;,e7 ( ! ,small ,bus9ess ,act 
7#ae ,u4,s4,c4 #fcf7m77#d77;,e77 is     
am5d$ by /rik+ #be p]c5t ea* place su*  
t]m appe>s & ins]t+ #ej p]c5t4  #e4     
,,sba /udy ( micro5t]prise p>ticipation 

,n lat] ?an #a ye> aft] ! date (        
enactm5t ( ?is ,act1 ! ,adm9i/rator ( ! 
,small ,bus9ess ,adm9i/ration %all      
conduct a /udy & submit to ! ,committee 
on ,small ,bus9ess & ,entrepr5eur%ip ( !
 ,s5ate & ! ,committee on ,small        
,bus9ess ( ! ,h\se ( ,repres5tatives a  
report on-- 7#a7 ! op]ations 7includ+   
s]vices provid$1 /ructure1 size1 & area 
( op]ation7 ( a repres5tative sample (--
  7,a7 int]m$i>ies t are eligible to    
p>ticipate 9 ! microloan program & t d  
p>ticipate2 &  7,b7 int]m$i>ies t are   
eligible to p>ticipate 9 ! microloan    
program & t d n p>ticipate2  7#b7 !     
reasons :y eligible int]m$i>ies describ$
 9 p>agraph 7#a77;,b7 *oose n to        
p>ticipate 9 ! microloan program2  7#c7 
recomm5dations on h[ to enc\rage        
increas$ p>ticipation 9 ! microloan     
program by eligible int]m$i>ies describ$
 9 p>agraph 7#a77;,b72 &  7#d7          
recomm5dations on h[ to decrease ! co/s 
associat$ ) p>ticipation 9 ! microloan  
program = eligible int]m$i>ies4  #f4    

,,gao /udy on microloan int]m$i>y       
practices ,n lat] ?an #a ye> aft] ! date
 ( enactm5t ( ?is ,act1 ! ,comptroll]   
,g5]al ( ! ,unit$ ,/ates %all submit to 
! ,committee on ,small ,bus9ess &       
,entrepr5eur%ip ( ! ,s5ate & !          
,committee on ,small ,bus9ess ( ! ,h\se 
( ,repres5tatives a report evaluat+--   
7#a7 ov]sight ( ! microloan program by !
 ,small ,bus9ess ,adm9i/ration1 includ+ 
ov]sight ( int]m$i>ies p>ticipat+ 9 !   
microloan program2 &  7#b7 ! specific   
processes us$ by ! ,small ,bus9ess      
,adm9i/ration to ensure--  7,a7         
compliance by int]m$i>ies p>ticipat+ 9 !
 microloan program2 &  7,b7 ! ov]all    
p]=mance ( ! microloan program4  ,pass$ 
! ,h\se ( ,repres5tatives ,july #bd1    
#bjag4;,cl]k4