,i  #aae? ,,congress  #a/ ,session  ,h4 
,r4 #aidh  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,april #e1 #bjag,mrs4 
,love 7= h]self & ,mr4 ,luetkemey]7     
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices  ,a 
,,bill  ,to raise ! consolidat$ assets  
?re%old "u ! small bank hold+ company   
policy /atem5t1 & = o!r purposes4  #a4  
,%ort title ,?is ,act may be cit$ z !   
,small ,bank ,hold+ ,company ,relief    
,act4  #b4 ,*anges requir$ to small bank
 hold+ company policy /atem5t on        
assessm5t ( f9ancial & manag]ial factors
  7a7 ,9 g5]al ,be=e ! end ( ! #f-mon?  
p]iod beg9n+ on ! date ( ! enactm5t (   
?is ,act1 ! ,bo>d ( ,gov]nors ( ! ,f$]al
 ,res]ve ,sy/em %all revise ! ,small    
,bank ,hold+ ,company ,policy ,/atem5t  
on ,assessm5t ( ,f9ancial & ,manag]ial  
,factors 7#ab ,c4,f4,r4 "p              
#bbe--;app5dix ,c7 to raise !           
consolidat$ asset ?re%old "u su* policy 
/atem5t f #a1jjj1jjj1jjj 7z adju/$ by   
,public ,law #aac-bej7 to               

#aj1jjj1jjj1jjj4  7b7 ,con=m+ am5dm5t   
,subp>agraph 7,c7 ( section #aga7;b77#e7
 ( ! ,dodd-,frank ,wall ,/reet ,re=m &  
,consum] ,protection ,act 7#ab ,u4,s4,c4
 #ecga7;b77#e77 is am5d$ to read z      
foll[s3  7,c7 any bank hold+ company or 
sav+s & loan hold+ company t is subject 
to ! application ( ! ,small ,bank ,hold+
 ,company ,policy ,/atem5t on ,assessm5t
 ( ,f9ancial & ,manag]ial ,factors ( !  
,bo>d ( ,gov]nors 7#ab ,c4,f4,r4 "p     
#bbe--;app5dix ,c74  4