,i  #aaeth ,,congress  #ast ,session    
,h4 ,r4 #aeba  ,,in ,,the ,,house ,,of  
,,representatives  ,march #ac1 #bjag,mr4
 ,meeks introduced the following bill2  
which was referred to the ,committee on 
,financial ,services  ,a ,,bill  ,to    
amend the ,fair ,debt ,collection       
,practices ,act to extend the provisions
 of that ,act to cover a debt collector 
who is collecting debt owed to a ,state 
or local government1 to index award     
amounts under such ,act for inflation1  
to provide for civil injunctive relief  
for violations of such ,act1 and for    
other purposes4  #a4 ,short title ,this 
,act may be cited as the ,debt          
,collection ,practices ,harmonization   
,act4  #b4 ,preventing deceptive and    
harassing practices when collecting debt
 owed to a ,state or local government   
,section #hjc7e7 of the ,fair ,debt     
,collection ,practices ,act 7#ae        
,u4,s4,c4 #afib;a7#e77 is amended--     
7#a7 by striking money arising out and  
inserting the following3 money-- 7,a7   

arising out  2  7#b7 by striking        
judgment4 and inserting judgment2 or2   
and  7#c7 by adding at the end the      
following3  7,b7 owed to a ,state4  4   
#c4 ,award of damages  7a7 ,additional  
damages indexed for inflation  7#a7 ,in 
general ,section #hac of the ,fair ,debt
 ,collection ,practices ,act 7#ae       
,u4,s4,c4 #afibk7 is amended by adding  
at the end the following3  7f7          
,adjustment for inflation  7#a7 ,initial
 adjustment ,not later than #ij days    
after the date of the enactment of this 
subsection1 the ,bureau shall provide a 
percentage increase 7rounded to the     
nearest multiple of #ajj or #a1jjj1 as  
applicable7 in the amounts set forth in 
this section equal to the percentage by 
which--  7,a7 the ,consumer ,price      
,index for ,all ,urban ,consumers 7all  
items1 ,united ,states city average7 for
 the #ab-month period ending on the     
,june #cj preceding the date on which   
the percentage increase is provided1    
exceeds  7,b7 the ,consumer ,price      

,index for the #ab-month period         
preceding ,january #a1 #aigh4  7#b7     
,annual adjustments ,with respect to any
 fiscal year beginning after the date of
 the increase provided under paragraph  
7#a71 the ,bureau shall provide a       
percentage increase 7rounded to the     
nearest multiple of #ajj or #a1jjj1 as  
applicable7 in the amounts set forth in 
this section equal to the percentage by 
which--  7,a7 the ,consumer ,price      
,index for ,all ,urban ,consumers 7all  
items1 ,united ,states city average7 for
 the #ab-month period ending on the     
,june #cj preceding the beginning of the
 fiscal year for which the increase is  
made1 exceeds  7,b7 the ,consumer ,price
 ,index for the #ab-month period        
preceding the #ab-month period described
 in subparagraph 7,a74  4  7#b7         
,applicability ,the increases made under
 section #hac7;f7 of the ,fair ,debt    
,collection ,practices ,act1 as added by
 paragraph 7#a7 of this subsection1     
shall apply with respect to failures to 

comply with a provision of such ,act    
7#ae ,u4,s4,c4 #afja et seq47 occurring 
on or after the date of enactment of    
this ,act4  7b7 ,injunctive relief      
,section #hac7;d7 of the ,fair ,debt    
,collection ,practices ,act 7#ae        
,u4,s4,c4 #afibk7d77 is amended by      
adding at the end the following3 ,in a  
civil action alleging a violation of    
this title1 the court may award         
appropriate relief1 including injunctive
 relief44  #d4 ,prohibition on the      
referral of emergency individual        
assistance debt ,chapter #c of title    
#ca1 ,united ,states ,code1 is amended--
 7#a7 in subchapter ,,ii1 by adding at  
the end the following3  #ccd4           
,prohibition on the referral of         
emergency individual assistance debt    
,with respect to any assistance provided
 by the ,federal ,emergency ,management 
,agency to an individual or household   
pursuant to the ,robert ,t4 ,stafford   
,disaster ,relief and ,emergency        
,assistance ,act 7#db ,u4,s4,c4 #eabb et

 seq471 if the ,secretary of the        
,treasury seeks to recoup any amount of 
such assistance because of an           
overpayment1 the ,secretary may not     
contract with any debt collector or     
other private party to collect such     
amounts4  2 and  7#b7 in the table of   
contents for such chapter1 by inserting 
after the item relating to section #ccc 
the following3  #ccd4 ,prohibition on   
the referral of emergency individual    
assistance debt4  4