,,ii  #aad? ,,congress  #a/ ,session    
,s4 #eb  ,,9 ,,! ,,s5ate ,,( ,,! ,,unit$
 ,,/ates  ,janu>y #g1 #bjae,mr4 ,vitt]  
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to close ! loophole t all[$ !  
#i_/aa hijack]s to obta9 cr$it c>ds f   
,unit$ ,/ates banks t f9anc$ _! t]rori/ 
activities1 to ensure t illegal         
immigrants _c obta9 cr$it c>ds to evade 
,unit$ ,/ates immigration laws1 & = o!r 
purposes4  #a4 ,v]ification ( id5tity = 
non-,unit$ ,/ates p]sons op5+ bank      
acc\nts  7a7 ,9 g5]al ,section #ecah7l7 
( title #ca1 ,unit$ ,/ates ,code1 is    
am5d$-- 7#a7 by r$esignat+ p>agraphs    
7#c7 ?r\gh 7#f7 z p>agraphs 7#d7 ?r\gh  
7#g71 respectively2 &  7#b7 by ins]t+   
aft] p>agraph 7#b7 ! foll[+3  7#c7      
,re/rictions on v]ify+ id5tity  7,a7    
,cu/om] in=mation ,= ! purpose ( v]ify+ 
! id5tity ( an individual :o is a       
non-,unit$ ,/ates p]son seek+ to op5 an 
acc\nt 9 accordance ) ! regulations     

issu$ "u ?is section1 a f9ancial        
in/itution may only accept-- 7i7 a      
social security numb]2  7ii7 a passport 
numb] & ! c\ntry ( issuance2  7iii7 an  
ali5 id5tification c>d numb]2 or  7iv7  
any comb9ation ( items describ$ 9       
clauses 7i7 ?r\gh 7iii74  7,b7 ,cu/om]  
v]ification ?r\gh docum5ts ,= ! purpose 
( v]ify+ ! id5tity ( an individual :o is
 a non-,unit$ ,/ates p]son seek+ to op5 
an acc\nt 9 accordance ) regulations    
issu$ "u ?is section1 a f9ancial        
in/itution may n accept id5tification   
docum5ts issu$ by a =eign gov]nm5t1 o!r 
?an an unexpir$ passport4  7,c7         
,def9ition ,z us$ 9 ?is p>agraph1 ! t]m 
non-,unit$ ,/ates p]son means any       
individual t is n a citiz5 or national (
 ! ,unit$ ,/ates1 z def9$ 9 section #aja
 ( ! ,immigration & ,nationality ,act   
7#h ,u4,s4,c4 #aaja74  4  7b7 ,con=m+   
am5dm5t ,section #ecah7l77#f7 ( title   
#ca1 ,unit$ ,/ates ,code1 z r$esignat$  
by ?is section1 is am5d$ by /rik+ 7#d7 &
 ins]t+ 7#e74