,,ii  #aad? ,,congress  #b;d ,session   
,s4 #cejj  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,decemb] #e1 #bjaf,mr4 
,wick] 7= himself & ,mr4 ,co*ran7       
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to require ! appropriate ,f$]al
 bank+ ag5cies to treat c]ta9           
non-significant inve/m5ts 9 ! capital ( 
unconsolidat$ f9ancial in/itutions z    
qualify+ capital in/rum5ts1 & = o!r     
purposes4  #a4 ,treatm5t ( c]ta9        
non-significant inve/m5ts 9 ! capital ( 
unconsolidat$ f9ancial in/itutions  7a7 
,9 g5]al ,section #ah ( ! ,f$]al        
,deposit ,insurance ,act 7#ab ,u4,s4,c4 
#ahbh7 is am5d$-- 7#a7 by mov+          
subsection 7z7 s t x appe>s aft]        
subsection 7y72 &  7#b7 by add+ at ! end
 ! foll[+3  7aa7 ,treatm5t (            
non-,significant inve/m5ts 9 ! capital (
 unconsolidat$ f9ancial in/itutions ,=  
purposes ( ! f9al rules titl$           
,regulatory ,capital ,rules3 ,regulatory

 ,capital1 ,implem5tation ( ,basel      
,,iii1 ,capital ,adequacy1 ,transition  
,provisions1 ,prompt ,corrective        
,action1 ,/&>diz$ ,approa* =            
,risk-,weight$ ,assets1 ,m>ket          
,discipl9e & ,disclosure ,requirem5ts1  
,advanc$ ,approa*es ,risk-,bas$ ,capital
 ,rule1 & ,m>ket ,risk ,capital ,rule   
7#gh ,f$4 ,reg4 #fbjah2 publi%$ ,oct4   
#aa1 #bjac & #gi ,f$4 ,reg4 #bjged2     
publi%$ ,april #ad1 #bjad7 7! ,f9al     
,rules7 & any o!r regulation :i*        
incorporates a def9ition ( ! t]m        
non-significant inve/m5ts 9 ! capital ( 
unconsolidat$ f9ancial in/itutions1 !   
appropriate ,f$]al bank+ ag5cies %all   
provide t a bank's or a sav+s           
association's inve/m5ts 9 ,tru/ ,pref]r$
 ,securities 7pool$ & individual        
in/rum5ts7 %all n be subject to d$uction
 f su* in/itution's regulatory capital1 
provid$ su* in/rum5ts 7 held z inve/m5ts
 prior to ,july #ba1 #bjaj4  4  7b7     
,am5dm5t to ,basel ,,iii ,capital       
,regulations ,n lat] ?an ! end ( !      

#c-mon? p]iod beg9n+ on ! date ( !      
enactm5t ( ?is ,act1 ! ,f$]al ,deposit  
,insurance ,corporation1 ! ,bo>d (      
,gov]nors ( ! ,f$]al ,res]ve ,sy/em1 & !
 ,comptroll] ( ! ,curr5cy %all am5d !   
f9al rules titl$ ,regulatory ,capital   
,rules3 ,regulatory ,capital1           
,implem5tation ( ,basel ,,iii1 ,capital 
,adequacy1 ,transition ,provisions1     
,prompt ,corrective ,action1 ,/&>diz$   
,approa* = ,risk-,weight$ ,assets1      
,m>ket ,discipl9e & ,disclosure         
,requirem5ts1 ,advanc$ ,approa*es       
,risk-,bas$ ,capital ,rule1 & ,m>ket    
,risk ,capital ,rule 7#gh ,f$4 ,reg4    
#fbjah2 publi%$ ,oct4 #aa1 #bjac & #gi  
,f$4 ,reg4 #bjged2 publi%$ ,april #ad1  
#bjad7 to implem5t ! am5dm5ts made by   
?is ,act4