,,ii  #aad? ,,congress  #a/ ,session    
,s4 #aieg  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,augu/ #e1 #bjae ,mrs4 
,fe9/e9 7= h]self1 ,mr4 ,lank=d1 ,mr4   
,cotton1 ,mrs4 ,capito1 ,mr4 ,leahy1    
,mr4 ,m]kley1 & ,mr4 ,crapo7 introduc$ !
 foll[+ bill2 :i* 0 read twice & ref]r$ 
to ! ,committee on ,bank+1 ,h\s+1 &     
,urban ,affairs  ,a ,,bill  ,to require 
! ,attorney ,g5]al to provide ,/ate     
(ficials ) access to crim9al hi/ory     
in=mation ) respect to c]ta9 f9ancial   
s]vice provid]s requir$ to und]go ,/ate 
crim9al backgr\nd *ecks1 & = o!r        
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,/ate ,lic5s+ ,effici5cy   
,act ( #bjae4  #b4 ,backgr\nd *ecks     
,section #aeaa7;a7 ( ! ,s4,a4,f4,e4     
,mortgage ,lic5s+ ,act ( #bjjh 7#ab     
,u4,s4,c4 #eaaj7;a77 is am5d$--  7#a7 by
 ins]t+ & o!r f9ancial s]vice provid]s  
aft] ,/ate-lic5s$ loan orig9ators2 &    
7#b7 by ins]t+ or o!r f9ancial s]vice   
provid]s be=e ! p]iod at ! end4