,i  #aadth ,,congress  #b;d ,session    
,h4 ,r4 #feji  ,,in ,,the ,,house ,,of  
,,representatives  ,december #h1        
#bjaf,mr4 ,heck of ,washington          
introduced the following bill2 which was
 referred to the ,committee on          
,veterans' ,affairs  ,a ,,bill  ,to     
amend the ,servicemembers ,civil ,relief
 ,act to improve the submission of proof
 of military service for purposes of    
interest rate limitations under such    
,act4  #a4 ,short title ,this ,act may  
be cited as the ,soldier's ,help        
,obtaining ,negotiated ,rates ,act or   
the ,solider's ,,honr ,act4  #b4 ,proof 
of period of military service for       
purposes of interest rate limitation    
under the ,servicemembers ,civil ,relief
 ,act ,section #bjg7;b77#a7 of the      
,servicemembers ,civil ,relief ,act 7#ej
 ,u4,s4,c4 #cicg7;b77#a77 is amended to 
read as follows3  7#a7 ,proof of        
military service  7,a7 ,in general ,not 
later than #ahj days after the date of a
 servicemember's termination or release 

from military service1 in order for an  
obligation or liability of the          
servicemember to be subject to the      
interest rate limitation in subsection  
7a71 the servicemember shall provide to 
the creditor written notice and a copy  
of--  7i7 the military orders calling   
the servicemember to military service   
and any orders further extending        
military service2 or  7ii7 any other    
appropriate indicator of military       
service1 including a certified letter   
from a commanding officer4  7,b7        
,independent verification by creditor   
7i7 ,in general ,regardless of whether a
 servicemember has provided to a        
creditor the written notice and         
documentation under subparagraph 7,a71  
the creditor may use1 in lieu of such   
notice and documentation1 information   
retrieved from the ,defense ,manpower   
,database ,center through the creditor's
 normal business reviews of the         
,database ,center for purposes of       
obtaining information indicating that   

the servicemember is on active duty4    
7ii7 ,safe harbor ,a creditor that uses 
the information retrieved from the      
,defense ,manpower ,database ,center    
under clause 7i7 with respect to a      
servicemember has not failed to treat   
the debt of the servicemember in        
accordance with subsection 7a7 if--     
7,i7 such information indicates that1 on
 the date the creditor retrieves such   
information1 the servicemember is not on
 active duty2 and  7,,ii7 the creditor  
has not1 as of such date1 received the  
written notice and documentation        
required under subparagraph 7,a7 with   
respect to the servicemember4  4