,i  #aad? ,,congress  #b;d ,session  ,h4
 ,r4 #fdhi  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,decemb] #h1 #bjaf,mr4
 ,sam ,johnson ( ,texas introduc$ !     
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,ways & ,means  ,a ,,bill 
,to pres]ve ,social ,security =         
g5]ations to come1 rew>d "w1 & improve  
retirem5t security4  #a4 ,%ort title    
,?is ,act may be cit$ z ! ,social       
,security ,re=m ,act ( #bjaf4  #b4      
,table ( cont5ts ,! table ( cont5ts =   
?is ,act is z foll[s3  ,sec4 #a4 ,%ort  
title4 ,sec4 #b4 ,table ( cont5ts4      
,title ,i--,mod]niz+ ,social ,security =
 ! #ba/ ,c5tury ,sec4 #aja4 ,mod]nize ! 
b5efit =mula4 ,sec4 #ajb4 ,raise full   
retirem5t age4 ,sec4 #ajc4 ,use an      
accurate co/-(-liv+ measure4 ,sec4 #ajd4
 ,cap on nonwork+ sp\se b5efit4 ,sec4   
#aje4 ,cap on *ild's b5efit4 ,sec4 #ajf4
 ,require *ild b5efici>ies to att5d     
s*ool4 ,title ,,ii--,rew>d+ "w ,sec4    
#bja4 ,/r5g!n+ ,social ,security = long 
c>e] work]s4 ,sec4 #bjb4 ,repeal ( !    

,retirem5t ,e>n+s ,te/4 ,title          
,,iii--,improv+ retirem5t security ,sec4
 #cja4 ,phase\t ( tax on ,social        
,security b5efits relat+ to ! ,social   
,security tru/ funds4 ,sec4 #cjb4       
,option to claim delay$ retirem5t cr$it 
9 p>tial lump sum4 ,sec4 #cjc4 ,/r5g!n+ 
,social ,security = l[-income s5iors4   
,sec4 #cjd4 ,end #g-ye> limitation =    
disabl$ surviv+ sp\ses4 ,sec4 #cje4     
,b5efits = disabl$ surviv+ sp\ses4 ,sec4
 #cjf4 ,waive #b-ye> duration ( divorce 
requirem5t4  ,i ,mod]niz+ ,social       
,security = ! #ba/ ,c5tury  #aja4       
,mod]nize ! b5efit =mula  7a7 ,prim>y   
insurance am\nt computation ,section    
#bae7;a77#a7 ( ! ,social ,security ,act 
7#db ,u4,s4,c4 #dae7;a77#a77 is am5d$-- 
7#a7 9 subp>agraph 7,b77ii71 by ins]t+ &
 be=e #bjbc aft] aft] #aigi2  7#b7 by   
r$esignat+ subp>agraph 7,d7 z           
subp>agraph 7,e72 &  7#c7 by ins]t+ aft]
 subp>agraph 7,c7 ! foll[+ new          
subp>agraph3  7,d7  7i7 ,9 ! case ( an  
individual :o initially becomes eligible

 = old-age or disability insurance      
b5efits1 or :o dies 7be=e becom+        
eligible = su* b5efits71 9 any cal5d>   
ye> aft] #bjbb1 ! prim>y insurance am\nt
 ( ! individual %all 7except z provid$ 9
 clause 7vii77 be equal to ! sum ( !    
am\nts det]m9$ "u clause 7ii7 ) respect 
to all ( ! individual's b5efit          
computation ye>s 7z def9$ 9 subsection  
7b77#b77;,b774  7ii7 ,= purposes ( ?is  
subp>agraph1 ! am\nt det]m9$ "u ?is     
clause ) respect to a b5efit computation
 ye> ( an individual %all be equal to ! 
quoti5t d]iv$ by divid+--  7,i7 !       
product ( ! individual's cov]$ e>n+s    
ratio det]m9$ "u clause 7iii7 = su*     
b5efit computation ye> & ! sum (--  7aa7
 #ie p]c5t ( ! wages & self-employm5t   
income ( su* individual cr$it$ = su*    
computation ye> 7z adju/$ "u subsection 
7b77#c77 to ! ext5t t su* wages &       
self-employm5t income d n exce$ ! am\nt 
e/abli%$ = purposes ( ?is item by clause
 7iv71  7bb7 #bg4e p]c5t ( su* wages &  
self-employm5t income to ! ext5t t su*  

wages & self-employm5t income exce$ !   
am\nt e/abli%$ = purposes ( item 7aa7 b 
d n exce$ ! am\nt e/abli%$ = purposes ( 
?is item by clause 7iv71  7cc7 #e p]c5t 
( su* wages & self-employm5t income to !
 ext5t t su* wages & self-employm5t     
income exce$ ! am\nt e/abli%$ = purposes
 ( item 7bb7 b d n exce$ ! am\nt        
e/abli%$ = purposes ( ?is item by clause
 7iv71 &  7dd7 #b p]c5t ( su* wages &   
self-employm5t income to ! ext5t t su*  
wages & self-employm5t income exce$ !   
am\nt e/abli%$ = purposes ( item 7cc71  
by  7,,ii7 ! numb] ( mon?s 9 !          
individual's b5efit computation ye>s 7z 
def9$ 9 subsection 7b77#b77;,b771       
r\nd$1 if n a multiple ( #j4aj1 to !    
next l[] multiple ( #j4aj1 & !reaft]    
increas$ z provid$ 9 subsection 7i74    
7iii7 ,an individual's cov]$ e>n+s ratio
 = a b5efit computation ye> is ! ratio  
(-- 7,i7 ! total 7aft] adju/m5t "u      
subsection 7b77#c77 ( 8 wages paid 9 &  
self-employm5t income cr$it$ to su*     
b5efit computation ye> 7det]m9$ )\t     

reg>d to clause 7v771 to  7,,ii7 ! total
 7aft] adju/m5t "u subsection 7b77#c77 (
 8 wages paid 9 & self-employm5t income 
cr$it$ to su* b5efit computation ye> 7z 
det]m9$ "u clause 7v774  7iv7 ,! am\nt  
e/abli%$ = purposes ( items 7aa71 7bb71 
& 7cc7 ( clause 7ii77,i7 %all be1       
respectively--  7,i7 #be p]c5t ( !      
national av]age wage index 7z def9$ 9   
section #bji7k77#a77 = ! second cal5d>  
ye> prec$+ ! cal5d> ye> = :i* !         
det]m9ation is made1  7,,ii7 #ajj p]c5t 
( ! national av]age wage index 7z s     
def9$7 = su* cal5d> ye>1 &  7,,iii7 #abe
 p]c5t ( ! national av]age wage index 7z
 s def9$7 = su* cal5d> ye>4  7v7  7,i7  
,= purposes ( det]m9+ an individual's   
prim>y insurance am\nt pursuant to      
clause 7i71 ! total 7aft] adju/m5t "u   
subsection 7b77#c77 ( ! individual's    
wages paid 9 & self-employm5t income    
cr$it$ to a b5efit computation ye> aft] 
#aigg %all be det]m9$ by treat+ all     
record$ noncov]$ e>n+s 7z def9$ 9       
subclause 7,,ii77aa77 d]iv$ by !        

individual f noncov]$ s]vice p]=m$ 9 su*
 b5efit computation ye> z wages 7z def9$
 9 section #bji = purposes ( ?is title71
 :i* %all be treat$ z includ$ 9 !       
individual's adju/$ total cov]$ e>n+s 7z
 def9$ 9 subclause 7,,ii77bb77 = su*    
b5efit computation ye> toge!r ) am\nts  
consi/+ ( wages 7z s def9$ )\t reg>d to 
?is subp>agraph7 paid 9 su* b5efit      
computation ye> & self-employm5t income 
7z def9$ 9 section #baa7;b77 cr$it$ to  
su* b5efit computation ye>4  7,,ii7 ,=  
purposes ( ?is subp>agraph-- 7aa7 ! t]m 
record$ noncov]$ e>n+s means e>n+s d]iv$
 f noncov]$ s]vice 7o!r ?an noncov]$    
s]vice z a memb] ( a uni=m$ s]vice 7z   
def9$ 9 section #baj7m777 = :i*         
satisfactory evid5ce is det]m9$ by !    
,commission] to be available 9 ! records
 ( ! ,commission]1 &  7bb7 ! t]m adju/$ 
total cov]$ e>n+s means1 9 connection ) 
an individual = a b5efit computation    
ye>1 ! sum ( ! wages paid to !          
individual 9 su* b5efit computation ye> 
7z adju/$ "u subsection 7b77#c77 plus ! 

self-employm5t income d]iv$ by !        
individual cr$it$ to su* b5efit         
computation ye> 7z adju/$ "u subsection 
7b77#c774  7,,iii7 ,! ,commission] (    
,social ,security %all provide by       
regulation or o!r public guidance =     
me?ods = det]m9+ :e!r satisfactory      
evid5ce is available 9 ! records ( !    
,commission] = e>n+s = noncov]$ s]vice  
7o!r ?an noncov]$ s]vice z a memb] ( a  
uni=m$ s]vice 7z def9$ 9 section        
#baj7m777 to be treat$ z record$        
noncov]$ e>n+s4 ,su* me?ods %all provide
 = reliance on e>n+s in=mation :i* is   
provid$ to ! ,commission] by employ]s & 
:i*1 z det]m9$ by ! ,commission]1       
con/itute a reasonable basis = treatm5t 
( e>n+s = noncov]$ s]vice z record$     
noncov]$ e>n+s4 ,9 mak+ det]m9ations "u 
?is clause1 ! ,commission] %all also    
take into acc\nt any docum5t>y or o!r   
evid5ce ( e>n+s d]iv$ f noncov]$ s]vice 
by an individual :i* is provid$ by !    
individual to ! ,commission] & :i* !    
,commission] consid]s appropriate z a   

reasonable basis = treatm5t ( su* e>n+s 
z record$ noncov]$ e>n+s4  7vi7 ,9 !    
case ( any individual ^: prim>y         
insurance am\nt w\ld be comput$ "u ?is  
subp>agraph :o fir/ becomes entitl$ aft]
 #aihe to a mon?ly p]iodic paym5t made  
by a =eign employ] or =eign c\ntry t is 
bas$ 9 :ole or 9 "p ^u noncov]$ s]vice1 
! prim>y insurance am\nt ( su*          
individual %all be det]m9$ "u section   
#bae z su* section 0 9 effect on ! day  
be=e ! enactm5t ( ! ,social ,security   
,re=m ,act ( #bjaf = mon?s beg9n+ ) !   
fir/ mon? ( ! individual's initial      
entitlem5t to su* mon?ly p]iodic paym5t4
  7vii7 ,9 ! case ( an individual :o    
initially becomes eligible = old-age or 
disability insurance b5efits1 or :o dies
 7be=e becom+ eligible = su* b5efits71 9
 any ye> dur+ ! #i-ye> p]iod beg9n+ )   
#bjbc1 ! prim>y insurance am\nt ( !     
individual %all be equal to ! sum (--   
7,i7 ! applicable p]c5tage 7specifi$ =  
su* ye> 9 ! table set =? 9 clause       
7viii77 ( ! individual's prim>y         

insurance am\nt1 z det]m9$ "u ?is       
subp>agraph 7o!r ?an ?is clause & clause
 7viii77 ) ! application ( clauses 7i7  
?r\gh 7vi7 ( ?is subp>agraph1 plus      
7,,ii7 a p]c5tage1 equal to ! excess (  
#ajj p]c5t ov] ! applicable p]c5tage1 ( 
! individual's prim>y insurance am\nt1 z
 det]m9$ "u ?is p>agraph 7o!r ?an ?is   
clause & clause 7viii77 ) ! application 
( ! prec$+ subp>agraphs ( ?is p>agraph  
7z if su* prec$+ subp>agraphs appli$ = !
 individual & clauses 7i7 ?r\gh 7vi7 (  
?is subp>agraph did n apply71  r\nd$ to 
! ne>e/ #a1 except t any am\nt s        
e/abli%$ :i* is a multiple ( #j4ej b n (
 #a1 %all be r\nd$ to ! next highe/ #a4 
7viii7 ,! table set =? 9 ?is clause is z
 foll[s3 ,! applicable,for !            
ye>3p]c5tage                            
is3#bjbcajbjbdbjbjbecjbjbfdjbjbgejbjbhfj
bjbigjbjcjhjbjcaij4  4  7b7 ,repeal ( ! 
w9dfall elim9ation provision  7#a7 ,9   
g5]al ,section #bae7;a7 ( ! ,social     
,security ,act 7#db ,u4,s4,c4 #dae7;a77 
is am5d$ by /rik+ p>agraph 7#g74  7#b7  

,con=m+ am5dm5ts ,section #bae ( su*    
,act 7#db ,u4,s4,c4 #dae7 is am5d$--    
7,a7 9 subsection 7d71 by /rik+ p>agraph
 7#c72 &  7,b7 9 subsection 7f71 by     
/rik+ p>agraph 7#i74  7c7 ,computation (
 prim>y insurance am\nt = curr5t        
b5efici>ies ,section #bae7;a7 ( !       
,social ,security ,act 7#db ,u4,s4,c4   
#dae7;a77 7z am5d$ by subsections 7a7 & 
7b77 is fur!r am5d$ by ins]t+ aft]      
p>agraph 7#f7 ! foll[+3  7#g7 ,9 ! case 
( any individual :o initially becomes   
eligible = an old-age or disability     
insurance b5efit be=e ,janu>y #a1 #bjbc1
 any computation or recomputation ( !   
prim>y insurance am\nt ( su* individual 
%all be made "u section #bae z su*      
section 0 9 effect on ! day be=e !      
enactm5t ( section #aja ( ! ,social     
,security ,re=m ,act ( #bjaf4  4  7d7   
,con=m+ am5dm5t ,section #bji7k77#a7 (  
su* ,act 7#db ,u4,s4,c4 #dji7k77#a77 is 
am5d$ by /rik+ #bae7;a77#a77;,d7 &      
ins]t+ #bae7;a77#a77;,d77iii71          
#bae7;a77#a77;,e74  7e7 ,effective date 

,! am5dm5ts made by ?is section %all    
apply ) respect to mon?ly insurance     
b5efits payable on or aft] ,janu>y #a1  
#bjbc4  #ajb4 ,raise full retirem5t age 
7a7 ,9 g5]al ,section #baf7l7 ( !       
,social ,security ,act 7#db ,u4,s4,c4   
#daf7l77 is am5d$-- 7#a7 9 p>agraph     
7#a7--  7,a7 9 subp>agraph 7,d71 by     
/rik+ & at ! end2  7,b7 9 subp>agraph   
7,e71 by /rik+ #fg ye>s ( age4 & ins]t+ 
& be=e ,janu>y #a1 #bjbc1 #fg ye>s (    
age22 &  7,c7 by add+ at ! end ! foll[+3
  7,f7 ) respect to an individual :o    
atta9s e>ly retirem5t age aft] ,decemb] 
#ca1 #bjbb1 & be=e ,janu>y #a1 #bjcj1   
#fg ye>s ( age plus ! numb] ( mon?s 9 ! 
age increase factor 7z det]m9$ "u       
p>agraph 7#c77 = ! cal5d> ye> 9 :i* su* 
individual atta9s e>ly retirem5t age2 & 
7,g7 ) respect to an individual :o      
atta9s e>ly retirem5t age aft] ,decemb] 
#ca1 #bjbi1 #fi ye>s ( age4  2 &  7#b7 9
 p>agraph 7#c71 by add+ at ! end !      
foll[+3  7,c7 ,) respect to an          
individual :o atta9s e>ly retirem5t age 

9 ! #g-ye> p]iod consi/+ ( ! cal5d> ye>s
 #bjbc ?r\gh #bjbi1 ! age increase      
factor %all be equal to ?ree-twelf?s ( !
 numb] ( mon?s 9 ! p]iod beg9n+ )       
,janu>y #bjbc & end+ ) ,decemb] ( ! ye> 
9 :i* ! individual atta9s e>ly retirem5t
 age4  4  7b7 ,ext5sion ( maximum age = 
entitlem5t to delay$ retirem5t cr$it    
,section #bjb7w77#b77;,a7 ( su* ,act    
7#db ,u4,s4,c4 #djb7w77#b77;,a77 is     
am5d$-- 7#a7 by /rik+ prior to ! mon? 9 
:i* su* individual atta9$ age #gj1 & &  
ins]t+ prior to ! lat] (--2 &  7#b7 by  
add+ at ! end ! foll[+3  7i7 ! mon? 9   
:i* su* individual w\ld atta9 age #gj1  
or  7ii7 ! mon? :i* ends #cf mon?s aft] 
! end ( ! mon? 9 :i* su* individual     
atta9$ retirem5t age 7z def9$ 9 section 
#baf7l771 &  4  #ajc4 ,use an accurate  
co/-(-liv+ measure  7a7 ,9 g5]al        
,section #bae7;i77#a7 ( ! ,social       
,security ,act 7#db ,u4,s4,c4           
#dae7;i77#a77 is am5d$ by add+ at ! end 
! foll[+3  7,h7 ! t]m ,consum] ,price   
,index means ! ,*a9$ ,consum] ,price    

,index = ,all ,urban ,consum]s          
7,c-,,cpi-,u1 z publi%$ 9 its initial   
v]sion by ! ,bureau ( ,labor ,/ati/ics (
 ! ,dep>tm5t ( ,labor74  4  7b7         
,application to pre-#aigi law  7#a7 ,9  
g5]al ,section #bae7;i77#a7 ( ! ,social 
,security ,act z 9 effect 9 ,decemb]    
#aigh1 & z appli$ 9 c]ta9 cases "u !    
provisions ( su* ,act z 9 effect aft]   
,decemb] #aigh1 is am5d$ by add+ at !   
end ! foll[+3  7,d7 ! t]m ,consum]      
,price ,index means ! ,*a9$ ,consum]    
,price ,index = ,all ,urban ,consum]s   
7,c-,,cpi-,u1 z publi%$ 9 its initial   
v]sion by ! ,bureau ( ,labor ,/ati/ics (
 ! ,dep>tm5t ( ,labor74  4  7#b7 ,con=m+
 *ange ,section #bae7;i77#d7 ( ! ,social
 ,security ,act 7#db ,u4,s4,c4          
#dae7;i77#d77 is am5d$ by ins]t+ & by   
section #ajc ( ! ,social ,security ,re=m
 ,act ( #bjaf aft] #aihf4  7c7 ,no      
effect on adju/m5ts "u o!r laws ,section
 #bae7;i7 ( su* ,act 7#db ,u4,s4,c4     
#dae7;i771 z am5d$ by subsection 7a71 is
 fur!r am5d$ by add+ at ! end ! foll[+3 

7#f7 ,any provision ( law 7o!r ?an 9 ?is
 title7 :i* provides = adju/m5t ( an    
am\nt bas$ on a *ange 9 b5efit am\nts   
result+ f a det]m9ation made "u ?is     
subsection %all be appli$ & adm9i/]$ )\t
 reg>d to ! am5dm5ts made by section    
#ajc ( ! ,social ,security ,re=m ,act ( 
#bjaf4  4  7d7 ,limit on ,,cola ,section
 #bae7;i77#b77;,a7 ( ! ,social ,security
 ,act 7#db ,u4,s4,c4 #dae7;i77#b77;,a77 
is am5d$ by add+ at ! end ! foll[+3     
7iv7  7,i7 ,9 any case 9 :i* 7b = ?is   
clause7 an increase w\ld take effect )  
,decemb] ( any cal5d> ye> aft] #bjag    
pursuant to clause 7ii77,i7 9 ! b5efit  
am\nt to :i* an individual is entitl$1  
any increase pursuant to clause         
7ii77,,ii7 9 an individual's prim>y     
insurance am\nt1 or any increase        
pursuant to clause 7ii77,,iii7 9 !      
p]mitt$ am\nt ( total mon?ly b5efits    
bas$ on an individual's prim>y insurance
 am\nt1 ! applicable increase p]c5tage )
 respect to ! applicable co/-(-liv+     
computation qu>t] %all be deem$ to be   

z]o 9 ! case ( su* individual if !      
modifi$ adju/$ gross income ( su*       
individual = su* cal5d> ye>1 z w\ld be  
det]m9$ = purposes ( section #ahci7;i71 
equals or exce$s ! applicable base      
am\nt4  7,,ii7 ,= purposes ( subclause  
7,i71 ! applicable base am\nt is !      
?re%old am\nt applicable = su* cal5d>   
ye> "u subp>agraph 7,a7 ( section       
#ahci7;i77#b7 7or1 9 ! case ( an        
individual fil+ a jo9t return1 ! ?re%old
 am\nt s applicable "u subp>agraph 7,b7 
( su* section74 ,su* ?re%old am\nt %all 
be subject to adju/m5ts "u section      
#ahci7;i77#e74  4  7e7 ,disclosure (    
return in=mation  7#a7 ,9 g5]al ,! fir/ 
s5t5ce ( section #fajc7l77#bj77;,a7 ( ! 
,int]nal ,rev5ue ,code ( #aihf is am5d$ 
by ins]t+ 1 or ^: increase 9 prim>y     
insurance am\nt may be limit$ "u section
 #bae7;i77#b77;,a77iv7 ( su* ,act be=e !
 p]iod at ! end4  7#b7 ,con=m+ am5dm5ts 
7,a7 ,section #fajc7l77#bj77;,a77vii7 ( 
su* ,code is am5d$ by ins]t+ t !        
increase 9 ! taxpay]'s prim>y insurance 

am\nt "u section #bae7;i77#b77;,a77iv7  
may be limit$1 or aft] section #ahci ( !
 ,social ,security ,act4  7,b7 ,section 
#fajc7l77#bj77;,b77i7 ( su* ,code is    
am5d$-- 7i7 by ins]t+ 1 any limitation 9
 an increase 9 prim>y insurance am\nt "u
 su* section #bae7;i77#b77;,a77iv71 aft]
 "u su* section #ahfj;,d-#ac7;a77#g71 & 
7ii7 by ins]t+ or any su* limitation    
aft] adju/m5t or increase4  7f7         
,effective date  7#a7 ,9 g5]al ,except z
 provid$ 9 p>agraph 7#b71 ! am5dm5ts    
made by ?is section %all apply ) respect
 to adju/m5ts effective ) or aft]       
,decemb] #bjah4  7#b7 ,subsection 7e7 ,!
 am5dm5ts made by subsection 7e7 %all   
apply to reque/s = in=mation aft] ! date
 ( ! enactm5t ( ?is ,act4  #ajd4 ,cap on
 nonwork+ sp\se b5efit  7a7 ,wife's     
insurance b5efits ,section #bjb7;b7 ( ! 
,social ,security ,act 7#db ,u4,s4,c4   
#djb7;b77 is am5d$-- 7#a7 9 p>agraph    
7#a7--  7,a7 9 subp>agraph 7,d71 by     
/rik+ su* individual1 & ins]t+ su*      
individual or1 if less1 ?an ! am\nt     

det]m9$ "u p>agraph 7#b77;,b712 &  7,b7 
9 subp>agraph 7,j71 by /rik+ "o-half ( !
 prim>y insurance am\nt ( su* individual
 & ins]t+  ! less] (-- 7i7 "o-half ( !  
prim>y insurance am\nt ( su* individual1
 or  7ii7 ! am\nt det]m9$ "u p>agraph   
7#b77;,b71 or  2 &  7#b7 9 p>agraph     
7#b7-- 7,a7 by ins]t+ 7,a7 aft] 7#b72   
7,b7 by ins]t+ subp>agraphs 7,b7 & 7,c7 
& aft] ,except z provid$ 92 &  7,c7 by  
add+ at ! end ! foll[+ new subp>agraphs3
  7,b7  7i7 ,effective ) respect to a   
wife or divorc$ wife ( an individual    
entitl$ to old-age or disability        
insurance b5efits :o initially becomes  
eligible = su* b5efits aft] #bjbb1 su*  
wife's insurance b5efit = ea* mon? %all 
n exce$--  7,i7 if ! mon? ( su* initial 
eligibility is be=e #bjcb1 !            
transitional am\nt det]m9$ "u           
subp>agraph 7,c71 or  7,,ii7 if ! mon? (
 su* initial eligibility is aft] #bjca1 
#ej p]c5t ( ! prim>y insurance am\nt    
det]m9$ = an individual :o is an av]age 
wage index work] ) respect to su* mon?4 

7ii7 ,= purposes ( clause 7i71 ! t]m    
av]age wage index work] ) respect to a  
mon? means an individual :o initially   
becomes eligible = old-age insurance    
b5efits dur+ su* mon? ) av]age index$   
mon?ly e>n+s equal to #a_/ab ( !        
national av]age wage index 7z def9$ 9   
section #bji7k77#a77 = ! second cal5d>  
ye> prec$+ su* mon?4  7,c7  7i7 ,!      
transitional am\nt det]m9$ "u ?is       
subp>agraph is ! excess (-- 7,i7 ! am\nt
 ( ! b5efit det]m9$ "u subp>agraph 7,a71
 ov]  7,,ii7 ! r$uction am\nt det]m9$ "u
 clause 7ii7 7if any74  7ii7 ,! r$uction
 am\nt det]m9$ "u ?is clause is !       
applicable p]c5tage specifi$ 9 clause   
7iii7 ( ! excess 7if any7 (--  7,i7 !   
am\nt ( ! b5efit det]m9$ "u subp>agraph 
7,a71 ov]  7,,ii7 #ej p]c5t ( ! prim>y  
insurance am\nt det]m9$ = an individual 
:o is an av]age wage index work] 7z     
def9$ 9 subp>agraph 7,b77ii77 ) respect 
to ! mon? 9 :i* ! individual describ$ 9 
subp>agraph 7,b77i7 initially becomes   
eligible = old-age or disability        

insurance b5efits4  7iii7 ,= purposes ( 
clause 7ii71 ! applicable p]c5tage      
specifi$ 9 ?is clause is ! p]c5tage     
specifi$ 9 connection ) ! ye> 9 :i* !   
individual describ$ 9 subp>agraph       
7,b77i7 initially becomes eligible =    
old-age or disability insurance b5efits1
 z set =? 9 ! foll[+ table3 ,if ! ye> 9 
:i* ! individual fir/ becomes eligible  
is3,! applicable p]c5tage               
is3#bjbcajbjbdbjbjbecjbjbfdjbjbgejbjbhfj
bjbigjbjcjhjbjcaij4  7,d7 ,= purposes ( 
?is p>agraph1 an individual %all be     
deem$ eligible = a b5efit = a mon? if1  
^u fil+ application !re= 9 su* mon?1 %e 
w\ld be entitl$ to su* b5efit = su*     
mon?4  4  7b7 ,husb&'s insurance b5efits
 ,section #bjb7;c7 ( su* ,act 7#db      
,u4,s4,c4 #djb7;c77 is am5d$-- 7#a7 9   
p>agraph 7#a7--  7,a7 9 subp>agraph     
7,d71 by /rik+ su* individual1 & ins]t+ 
su* individual or1 if less1 ?an ! am\nt 
det]m9$ "u p>agraph 7#b77;,b712 &  7,b7 
9 subp>agraph 7,j71 by /rik+ "o-half ( !
 prim>y insurance am\nt ( su* individual

 & ins]t+  ! less] (-- 7i7 "o-half ( !  
prim>y insurance am\nt ( su* individual1
 or  7ii7 ! am\nt det]m9$ "u p>agraph   
7#b77;,b71 or  2 &  7#b7 9 p>agraph     
7#b7-- 7,a7 by ins]t+ 7,a7 aft] 7#b72   
7,b7 by ins]t+ subp>agraphs 7,b7 & 7,c7 
& aft] ,except z provid$ 92 &  7,c7 by  
add+ at ! end ! foll[+ new subp>agraphs3
  7,b7  7i7 ,effective ) respect to a   
husb& or divorc$ husb& ( an individual  
entitl$ to old-age or disability        
insurance b5efits :o initially becomes  
eligible = su* b5efits aft] #bjbb1 su*  
husb&'s insurance b5efit = ea* mon? %all
 n exce$--  7,i7 if ! mon? ( su* initial
 eligibility is be=e #bjcb1 !           
transitional am\nt det]m9$ "u           
subp>agraph 7,c71 or  7,,ii7 if ! mon? (
 su* initial eligibility is aft] #bjca1 
#ej p]c5t ( ! prim>y insurance am\nt    
det]m9$ = an individual :o is an av]age 
wage index work] ) respect to su* mon?4 
7ii7 ,= purposes ( clause 7i71 ! t]m    
av]age wage index work] ) respect to a  
mon? means an individual :o initially   

becomes eligible = old-age insurance    
b5efits dur+ su* mon? ) av]age index$   
mon?ly e>n+s equal to #a_/ab ( !        
national av]age wage index 7z def9$ 9   
section #bji7k77#a77 = ! second cal5d>  
ye> prec$+ su* mon?4  7,c7  7i7 ,!      
transitional am\nt det]m9$ "u ?is       
subp>agraph is ! excess (-- 7,i7 ! am\nt
 ( ! b5efit det]m9$ "u subp>agraph 7,a71
 ov]  7,,ii7 ! r$uction am\nt det]m9$ "u
 clause 7ii7 7if any74  7ii7 ,! r$uction
 am\nt det]m9$ "u ?is clause is !       
applicable p]c5tage specifi$ 9 clause   
7iii7 ( ! excess 7if any7 (--  7,i7 !   
am\nt ( ! b5efit det]m9$ "u subp>agraph 
7,a71 ov]  7,,ii7 #ej p]c5t ( ! prim>y  
insurance am\nt det]m9$ = an individual 
:o is an av]age wage index work] 7z     
def9$ 9 subp>agraph 7,b77ii77 ) respect 
to ! mon? 9 :i* ! individual describ$ 9 
subp>agraph 7,b77i7 initially becomes   
eligible = old-age or disability        
insurance b5efits4  7iii7 ,= purposes ( 
clause 7ii71 ! applicable p]c5tage      
specifi$ 9 ?is clause is ! p]c5tage     

specifi$ 9 connection ) ! ye> 9 :i* !   
individual describ$ 9 subp>agraph       
7,b77i7 initially becomes eligible =    
old-age or disability insurance b5efits1
 z set =? 9 ! foll[+ table3 ,if ! ye> 9 
:i* ! individual fir/ becomes eligible  
is3,! applicable p]c5tage               
is3#bjbcajbjbdbjbjbecjbjbfdjbjbgejbjbhfj
bjbigjbjcjhjbjcaij4  7,d7 ,= purposes ( 
?is p>agraph1 an individual %all be     
deem$ eligible = a b5efit = a mon? if1  
^u fil+ application !re= 9 su* mon?1 he 
w\ld be entitl$ to su* b5efit = su*     
mon?4  4  7c7 ,con=m+ am5dm5t ,section  
#bji7k77#a7 ( su* ,act 7#db ,u4,s4,c4   
#dji7k77#a77 is am5d$ by ins]t+         
#bjb7;b77#b77;,b71 #bjb7;c77#b77;,b71   
be=e #bjc7;f77#h77;,b77ii74  #aje4 ,cap 
on *ild's b5efit  7a7 ,*ild's insurance 
b5efits ,section #bjb7;d77#b7 ( !       
,social ,security ,act 7#db ,u4,s4,c4   
#djb7;d77#b77 is am5d$--  7#a7 by /rik+ 
,su* 9 ! fir/ s5t5ce & ins]t+ 7,a7      
,except z provid$ 9 subp>agraph 7,b71   
su*2 &  7#b7 by add+ at ! end ! foll[+3 

7,b7  7i7 ,su* *ild's insurance b5efit =
 ea* mon?1 ) respect to a *ild ( an     
individual entitl$ to old-age or        
disability insurance b5efits :o         
initially becomes eligible = su* old-age
 or disability insurance b5efits aft]   
#bjbb & has n di$ prior to ! end ( su*  
mon?1 %all n exce$--  7,i7 if ! mon? (  
su* initial eligibility is be=e #bjcb1 !
 transitional am\nt det]m9$ "u          
subp>agraph 7,c71 or  7,,ii7 if ! mon? (
 su* initial eligibility is aft] #bjca1 
#ej p]c5t ( ! prim>y insurance am\nt    
det]m9$ = an individual :o is an av]age 
wage index work] ) respect to su* mon?4 
7ii7 ,= purposes ( clause 7i71 ! t]m    
av]age wage index work] ) respect to a  
mon? means an individual :o initially   
becomes eligible = old-age insurance    
b5efits dur+ su* mon? ) av]age index$   
mon?ly e>n+s equal to #a_/ab ( !        
national av]age wage index 7z def9$ 9   
section #bji7k77#a77 = ! second cal5d>  
ye> prec$+ su* mon?4  7,c7  7i7 ,!      
transitional am\nt det]m9$ "u ?is       

subp>agraph is ! excess (-- 7,i7 ! am\nt
 ( ! b5efit det]m9$ "u subp>agraph 7,a71
 ov]  7,,ii7 ! r$uction am\nt det]m9$ "u
 clause 7ii7 7if any74  7ii7 ,! r$uction
 am\nt det]m9$ "u ?is clause is !       
applicable r$uction p]c5tage specifi$ 9 
clause 7iii7 ( ! excess 7if any7 (--    
7,i7 ! am\nt ( ! b5efit det]m9$ "u      
subp>agraph 7,a71 ov]  7,,ii7 #ej p]c5t 
( ! prim>y insurance am\nt z det]m9$ =  
an individual :o is an av]age wage index
 work] 7z def9$ 9 subp>agraph 7,b77ii77 
) respect to ! mon? 9 :i* ! individual  
describ$ 9 subp>agraph 7,b77i7 initially
 becomes eligible = old-age or          
disability insurance b5efits4  7iii7 ,= 
purposes ( clause 7ii71 ! applicable    
r$uction p]c5tage specifi$ 9 ?is clause 
is ! p]c5tage specifi$ 9 connection ) ! 
ye> 9 :i* ! individual describ$ 9       
subp>agraph 7,b77i7 becomes entitl$ to  
old-age or disability insurance b5efits1
 z set =? 9 ! foll[+ table3 ,if ! ye> 9 
:i* ! individual fir/ becomes eligible  
is3,! applicable r$uctionp]c5tage       

is3#bjbcajbjbdbjbjbecjbjbfdjbjbgejbjbhfj
bjbigjbjcjhjbjcaij4  7,d7 ,= purposes ( 
?is p>agraph1 an individual %all be     
deem$ eligible = a b5efit = a mon? if1  
^u fil+ application !re= 9 su* mon?1 he 
w\ld be entitl$ to su* b5efit = su*     
mon?4  4  7b7 ,con=m+ am5dm5t ,section  
#bji7k77#a7 ( su* ,act 7#db ,u4,s4,c4   
#dji7k77#a77 is am5d$ by ins]t+         
#bjb7;d77#b77;,b71 be=e                 
#bjc7;f77#h77;,b77ii74  #ajf4 ,require  
*ild b5efici>ies to att5d s*ool  7a7    
,*ild's b5efits "u title ,,ii  7#a7 ,9  
g5]al ,section #bjb7;d77#a77;,b77i7 ( ! 
,social ,security ,act 7#db ,u4,s4,c4   
#djb7;d77#a77;,b77i77 is am5d$ by /rik+ 
age ( #ah & ins]t+ applicable full-"t   
att5dance age4  7#b7 ,applicable full-"t
 att5dance age ,section #bjb7;d77#g7 (  
su* ,act 7#db ,u4,s4,c4 #djb7;d77#g77 is
 am5d$ by add+ at ! end ! foll[+3  7,e7 
,! applicable full-"t att5dance age is--
  7i7 ! age ( #ah 79 ! case ( an        
individual :o becomes entitl$ to *ild's 
insurance b5efits be=e #bjai71 &  7ii7 !

 age ( #ae 79 ! case ( an individual :o 
becomes entitl$ to *ild's insurance     
b5efits 9 or aft] #bjai74  4  7#c7      
,con=m+ am5dm5ts  7,a7 ,t]m9ation       
,section #bjb7;d77#a7 ( su* ,act 7#db   
,u4,s4,c4 #djb7;d77#a77 is am5d$ 9 ea* (
 subp>agraphs 7,e71 7,f71 & 7,g7 by     
/rik+ age ( #ah ea* place x appe>s &    
ins]t+ applicable full-"t att5dance age4
  7,b7 ,re5titlem5t ,section            
#bjb7;d77#f7 ( su* ,act 7#db ,u4,s4,c4  
#djb7;d77#f77 is am5d$ by /rik+ age (   
#ah & ins]t+ applicable full-"t         
att5dance age4  ,,ii ,rew>d+ "w  #bja4  
,/r5g!n+ ,social ,security = long c>e]  
work]s  7a7 ,9 g5]al ,section           
#bae7;a77#a7 ( ! ,social ,security ,act 
7#db ,u4,s4,c4 #dae7;a77#a77 7z am5d$ by
 section #aja7 is fur!r am5d$--  7#a7 by
 r$esignat+ subp>agraph 7,e7 7z         
r$esignat$ by section #aja7 z           
subp>agraph 7,f72 &  7#b7 by ins]t+ aft]
 subp>agraph 7,d7 7z r$esignat$ by      
section #aja7 ! foll[+ new subp>agraph3 
7,e7  7i7 ,9 ! case ( an individual :o  

initially becomes eligible = old-age or 
disability insurance b5efits1 or :o dies
 7be=e becom+ eligible = su* b5efits71 9
 any cal5d> ye> aft] #bjbb1 ! prim>y    
insurance am\nt comput$ "u subp>agraph  
7,a7 ) respect to ! individual %all n be
 less ?an ! great] (--  7,i7 ! m9imum   
am\nt comput$ "u subp>agraph 7,c71 or   
7,,ii7 except z provid$ 9 clause 7iv71 9
 ! case ( an individual :o has at lea/  
#aj ye>s ( "w 7z def9$ 9 clause 7iii771 
! m9imum am\nt det]m9$ "u clause 7ii74  
7ii7  7,i7 ,! m9imum am\nt det]m9$ "u   
?is clause is ! doll> am\nt equal to    
#a_/ab ( ! applicable p]c5tage ( !      
national av]age wage index 7z def9$ 9   
section #bji7k77#a77 = ! second ye>     
prior to ! ye> = :i* ! am\nt is comput$4
  7,,ii7 ,= purposes ( subclause 7,i71 !
 applicable p]c5tage is ! p]c5tage      
specifi$ 9 connection ) ! numb] ( ye>s (
 "w1 z set =? 9 ! foll[+ table3 ,if !   
numb] ( years,the applicable ( "w       
is3p]c5tage                             
is3#aacabfaciadabaeaeafafagagahahaiaibjb

ebabeb_/cbbbfa_/cbcbgbdbgb_/cbebha_/cbfb
ibgbib_/cbhcja_/cbicacjcab_/ccacba_/ccbc
cccccb_/ccdcda_/cce or great]#ce4  7iii7
  7,i7 ,= purposes ( ?is subp>agraph1 ! 
t]m ye> ( "w means1 ) respect to an     
individual1 a ye> to :i* !re is cr$it$  
wages & self-employm5t income e>n$ or   
d]iv$ by su* individual 9 an am\nt equal
 to n less ?an1 9 ! case ( any su* ye>1 
#aj1hge1 multipli$ by ! ratio t !       
national av]age wage index 7z def9$ 9   
section #bji7k77#a77 = ! second ye>     
prior to su* ye> be>s to ! national     
av]age wage index 7z s def9$7 = #bjag4  
7,,ii7 ,= purposes ( apply+ ! table 9   
clause 7ii7 9 ! case ( an individual    
entitl$ to disability insurance b5efits 
"u section #bbc1 ! numb] ( ye>s ( "w (  
su* individual %all be deem$ to be !    
product ( #ce times ! ratio ( ! actual  
numb] ( ye>s ( "w ( su* individual to ! 
numb] ( su* individual's b5efit         
computation ye>s4 ,any su* product :i*  
is n a multiple ( "o %all be r\nd$ to ! 
next high] multiple ( "o4  7,,iii7 ,9 ! 

case ( a wid[1 surviv+ divorc$ wife1    
wid[]1 surviv+ divorc$ husb&1 or surviv+
 divorc$ p>5t 7h]e9aft] 9 ?is subclause 
ref]r$ to z ! surviv+ b5efici>y7 ( an   
individual ^: prim>y insurance am\nt is 
o!rwise det]m9$1 b = ?is subclause1 "u !
 prec$+ provisions ( ?is subp>agraph    
7h]e9aft] 9 ?is subclause ref]r$ to z ! 
insur$ individual71 = purposes ( det]m9+
 ! wid['s1 wid[]'s1 "m's1 or fa!r's     
insurance b5efit ( ! surviv+ b5efici>y  
"u subsection 7e71 7f71 or 7g7 ( section
 #bjb on ! basis ( su* prim>y insurance 
am\nt1 su* prim>y insurance am\nt %all  
be deem$ to be equal to ! prim>y        
insurance am\nt :i* w\ld be det]m9$ "u  
?is subp>agraph 7be=e application ( ?is 
subclause7 if ! numb] ( ye>s ( "w ( !   
insur$ individual 7 equal to ! product (
 #ce times ! ratio 7n great] ?an "o7 ( !
 actual numb] ( ye>s ( "w ( ! surviv+   
b5efici>y to ! numb] ( ! b5efit         
computation ye>s ( ! insur$ individual4 
,any su* product :i* is n a multiple (  
"o %all be r\nd$ to ! next high]        

multiple ( "o4  7iv7 ,9 ! case ( an     
individual :o initially becomes eligible
 = old-age or disability insurance      
b5efits1 or :o dies 7be=e becom+        
eligible = su* b5efits71 9 any ye> dur+ 
! #i-ye> p]iod beg9n+ ) #bjbc1 ! prim>y 
insurance am\nt comput$ "u subp>agraph  
7,a7 ) respect to ! individual %all n be
 less ?an ! great] (--  7,i7 ! m9imum   
am\nt comput$ "u subp>agraph 7,c71 or   
7,,ii7 ! applicable phase-9 p]c5tage    
7specifi$ = su* cal5d> ye> 9 ! table set
 =? 9 clause 7v77 ( ! m9imum am\nt      
det]m9$ "u clause 7ii74  7v7 ,! table   
set =? 9 ?is clause is z foll[s3 ,!     
applicable phase-in,for ! cal5d>        
ye>3p]c5tage                            
is3#bjbcajbjbdbjbjbecjbjbfdjbjbgejbjbhfj
bjbigjbjcjhjbjcaij4  4  7b7 ,con=m+     
am5dm5t ,section #bji7k77#a7 ( su* ,act 
7#db ,u4,s4,c4 #dji7k77#a77 7z am5d$ by 
section #aja7 is fur!r am5d$ by ins]t+  
#bae7;a77#a77;,f71 aft]                 
#bae7;a77#a77;,e714  #bjb4 ,repeal ( !  
,retirem5t ,e>n+s ,te/  7a7 ,9 g5]al    

,subsections 7b71 7c77#a71 7d71 7f71    
7h71 7j71 & 7k7 ( section #bjc ( !      
,social ,security ,act 7#db ,u4,s4,c4   
#djc7 are repeal$4  7b7 ,con=m+ am5dm5ts
 ,section #bjc ( su* ,act 7z am5d$ by   
subsection 7a77 is fur!r am5d$-- 7#a7 by
 r$esignat+ subsections 7c71 7e71 7g71 &
 7l7 z subsections 7b71 7c71 7d71 & 7e71
 respectively2  7#b7 9 subsection 7b7 7z
 s r$esignat$7-- 7,a7 by /rik+ ,noncov]$
 ,"w ,outside ! ,unit$ ,/ates or2  7,b7 
by r$esignat+ p>agraphs 7#b71 7#c71 &   
7#d7 z p>agraphs 7#a71 7#b71 & 7#c71    
respectively2  7,c7 by /rik+ p>agraphs  
7#b71 7#c71 & 7#d7 (2 &  7,d7 by /rik+ !
 la/ s5t5ce2  7#c7 9 subsection 7c7 7z s
 r$esignat$71 by /rik+ subsections 7c7 &
 7d7 & ins]t+ subsection 7b72  7#d7 9   
subsection 7d7 7z s r$esignat$71 by     
/rik+ subsection 7c7 ea* place x appe>s 
& ins]t+ subsection 7b72 &  7#e7 9      
subsection 7e7 7z s r$esignat$71 by     
/rik+ subsection 7g7 or 7h77#a77;,a7 &  
ins]t+ subsection 7d74  7c7 ,additional 
con=m+ am5dm5ts  7#a7 ,provisions relat+

 to b5efits t]m9at$ ^u deportation      
,section #bjb7n77#a7 ( ! ,social        
,security ,act 7#db ,u4,s4,c4           
#djb7n77#a77 is am5d$ by /rik+ ,section 
#bjc7;b71 7c71 & 7d7 & ins]t+ ,section  
#bjc7;b74  7#b7 ,provisions relat+ to   
exemptions f r$uctions bas$ on e>ly     
retirem5t ,section #bjb7q7 ( su* ,act   
7#db ,u4,s4,c4 #djb7q77 is am5d$--  7,a7
 9 p>agraph 7#e77;,b71 by /rik+ section 
#bjc7;c77#b7 & ins]t+ section           
#bjc7;b77#a72 &  7,b7 9 p>agraph        
7#g77;,a71 by /rik+ d$uctions "u section
 #bjc7;b71 #bjc7;c77#a71 #bjc7;d77#a71  
or #bbb7;b7 & ins]t+ d$uctions on acc\nt
 ( "w "u section #bjc or d$uctions "u   
section #bbb7;b74  7#c7 ,provisions     
relat+ to exemptions f r$uctions bas$ on
 disreg>d ( c]ta9 entitlem5ts to *ild's 
insurance b5efits ,section #bjb7s7 ( su*
 ,act 7#db ,u4,s4,c4 #djb7s77 is am5d$--
 7,a7 9 p>agraph 7#a71 by /rik+         
p>agraphs 7#b71 7#c71 & 7#d7 ( section  
#bjc7;c7 & ins]t+ p>agraphs 7#a71 7#b71 
& 7#c7 ( section #bjc7;b72 &  7,b7 9    

p>agraph 7#c71 by /rik+ ,! la/ s5t5ce ( 
subsection 7c7 ( section #bjc1          
subsection 7f77#a77;,c7 ( section #bjc1 
& subsections & ins]t+ ,subsections4    
7#d7 ,provisions relat+ to susp5sion (  
ali5s' b5efits ,section #bjb7t77#g7 (   
su* ,act 7#db ,u4,s4,c4 #djb7t77#g77 is 
am5d$ by /rik+ ,subsections 7b71 7c71 & 
7d7 & ins]t+ ,subsection 7b74  7#e7     
,provisions relat+ to r$uctions 9       
b5efits bas$ on maximum b5efits ,section
 #bjc7;a77#c77;,b77iii7 ( su* ,act 7#db 
,u4,s4,c4 #djc7;a77#c77;,b77iii77 is    
am5d$ by /rik+ & subsections 7b71 7c71 &
 7d7 & ins]t+ & subsection 7b74  7#f7   
,provisions relat+ to p5alties =        
misrepres5tations conc]n+ e>n+s = p]iods
 subject to d$uctions on acc\nt ( "w    
,section #bjh7;a77#a77;,c7 ( su* ,act   
7#db ,u4,s4,c4 #djh7;a77#a77;,c77 is    
am5d$ by /rik+ "u section #bjc7;f7 ( ?is
 title = purposes ( d$uctions f b5efits 
& ins]t+ "u section #bjc = purposes (   
d$uctions f b5efits on acc\nt ( "w4     
7#g7 ,provisions tak+ into acc\nt e>n+s 

9 det]m9+ b5efit computation ye>s       
,clause 7,i7 9 ! next to la/ s5t5ce (   
section #bae7;b77#b77;,a7 ( su* ,act    
7#db ,u4,s4,c4 #dae7;b77#b77;,a77 is    
am5d$ by /rik+ no e>n+s z describ$ 9    
section #bjc7;f77#e7 9 su* ye> & ins]t+ 
no wages1 & no net e>n+s f              
self-employm5t 79 excess ( net loss f   
self-employm5t71 9 su* ye>4  7#h7       
,provisions relat+ to r\nd+ ( b5efits   
,section #bae7;g7 ( su* ,act 7#db       
,u4,s4,c4 #dae7;g77 is am5d$ by /rik+ & 
any d$uction "u section #bjc7;b74  7#i7 
,provisions def9+ income = purposes (   
,,ssi ,section #afab7;a7 ( su* ,act 7#db
 ,u4,s4,c4 #achb;a7a77 is am5d$--  7,a7 
9 p>agraph 7#a77;,a71 by /rik+ z det]m9$
 "u section #bjc7;f77#e77;,c7 & ins]t+ z
 def9$ 9 ! la/ two s5t5ces ( ?is        
subsection2 &  7,b7 by add+ at ! end    
7aft] & bel[ p>agraph 7#b77;,h77 !      
foll[+3  ,= purposes ( p>agraph         
7#a77;,a71 ! t]m wages means wages z    
def9$ 9 section #bji1 b comput$ )\t     
reg>d to ! limitations z to am\nts (    

remun]ation specifi$ 9 p>agraphs 7#a71  
7#f77;,b71 7#f77;,c71 7#g77;,b71 & 7#h7 
( section #bji7;a74 ,9 mak+ !           
computation "u ! prec$+ s5t5ce1 7,a7    
s]vices :i* d n con/itute employm5t z   
def9$ 9 section #baj1 p]=m$ )9 ! ,unit$ 
,/ates by an individual z an employee or
 p]=m$ outside ! ,unit$ ,/ates 9 !      
active milit>y or naval s]vices ( !     
,unit$ ,/ates1 %all be deem$ to be      
employm5t z s def9$ if ! remun]ation =  
su* s]vices is n includible 9 comput+ ! 
individual's net e>n+s or net loss f    
self-employm5t = purposes ( title ,,ii1 
& 7,b7 ! t]m wages %all be deem$ n to   
include 7i7 ! am\nt ( any paym5t made   
to1 or on behalf (1 an employee or any (
 8 or h] dep5d5ts 7includ+ any am\nt    
paid by an employ] = insurance or       
annuities1 or into a fund1 to provide = 
any su* paym5t7 on acc\nt ( retirem5t1  
or 7ii7 any paym5t or s]ies ( paym5ts by
 an employ] to an employee or any ( 8 or
 h] dep5d5ts ^u or aft] ! t]m9ation ( ! 
employee's employm5t relation%ip because

 ( retirem5t aft] atta9+ an age specifi$
 9 a plan ref]r$ to 9 section           
#bji7;a77#aa77;,b7 or 9 a p5sion plan ( 
! employ]4 4  7d7 ,effective date ,!    
am5dm5ts made by ?is section %all apply 
) respect to taxable ye>s end+ aft]     
,decemb] #ca1 #bjbb4  ,,iii ,improv+    
retirem5t security  #cja4 ,phase\t ( tax
 on ,social ,security b5efits relat+ to 
! ,social ,security tru/ funds  7a7 ,9  
g5]al ,section #hf ( ! ,int]nal ,rev5ue 
,code ( #aihf is am5d$ by add+ at ! end 
! foll[+ new subsection3  7g7 ,phase\t (
 tax relat+ to ! ,social ,security tru/ 
funds  7#a7 ,9 g5]al ,9 ! case ( any    
taxable ye> beg9n+ aft] ,decemb] #ca1   
#bjdd1 & be=e ,janu>y #a1 #bjed1 ! base 
am\nt %all be det]m9$ "u subsection     
7c77#a7 by--  7,a7 sub/itut+ = #be1jjj !
 am\nt det]m9$ 9 accordance ) ! foll[+  
table3 ,= taxable ye>s beg9n+ 9 cal5d>  
ye>--,! am\nt                           
is--#bjdecb1ejjbjdfdj1jjjbjdgdg1ejjbjdhe
e1jjjbjdifb1ejjbjejgj1jjjbjeagg1ejjbjebh
e1jjjbjecib1ejj2 &  7,b7 sub/itut+ =    

#cb1jjj ! am\nt det]m9$ 9 accordance ) !
 foll[+ table3 ,= taxable ye>s beg9n+ 9 
cal5d> ye>--,! am\nt                    
is--#bjdefe1jjjbjdfhj1jjjbjdgie1jjjbjdha
aj1jjjbjdiabe1jjjbjejadj1jjjbjeaaee1jjjb
jebagj1jjjbjecahe1jjj4  7#b7 ,t]m9ation 
aft] #bjec ( tax relat+ to ! ,social    
,security tru/ funds ,9 ! case ( any    
taxable ye> beg9n+ aft] ,decemb] #ca1   
#bjec-- 7,a7 subsection 7a77#a7 %all n  
apply1 &  7,b7 ! am\nt det]m9$ "u       
p>agraph 7#c77;,a7 %all be z]o4  7#c7   
,pres]vation ( tax relat+ to ! hospital 
insurance tru/ fund ,9 ! case ( any     
taxable ye> beg9n+ aft] ,decemb] #ca1   
#bjdd1 ! am\nt det]m9$ "u subsection    
7a77#b7 %all be equal to ! sum (--  7,a7
 ! am\nt det]m9$ "u subsection 7a77#a7  
7aft] ! application ( p>agraphs 7#a7 &  
7#b7 ( ?is subsection71 plus  7,b7 !    
excess (-- 7i7 ! am\nt det]m9$ "u       
subsection 7a77#b7--  7,i7 )\t reg>d to 
?is p>agraph1 &  7,,ii7 by det]m9+ !    
base am\nt1 & ! am\nt det]m9$ "u        
subsection 7a77#a71 )\t reg>d to        

p>agraphs 7#a7 & 7#b7 ( ?is subsection1 
ov]  7ii7 ! am\nt det]m9$ "u subsection 
7a77#a7 )\t reg>d to p>agraphs 7#a7 &   
7#b7 ( ?is subsection4  4  7b7 ,con=m+  
am5dm5t ,section #hga7;a77#c77;,a7 ( su*
 ,code is am5d$ by ins]t+ 7#ce p]c5t 9 !
 case ( taxable ye>s beg9n+ aft]        
,decemb] #ca1 #bjec7 aft] #he p]c5t4    
7c7 ,transf]s to tru/ funds ,) respect  
to tax liabilities det]m9$ = taxable    
ye>s beg9n+ aft] ,decemb] #ca1 #bjdd1 ! 
aggregate increase 9 tax liabilities    
describ$ 9 section #aba7;e77#a77;,a77ii7
 ( ! ,social ,security ,am5dm5ts ( #aihc
 7& ref]r$ to 9 section                 
#aba7;e77#a77;,b7 ( su* ,act7 %all be   
equal to ! aggregate increase 9 tax     
liabilities "u *apt] #a ( ! ,int]nal    
,rev5ue ,code ( #aihf :i* is            
attributable to section #hf7;a77#b7 (   
su* ,code 7det]m9$ aft] application (   
section #hf7;g77#c7 ( su* ,code74 ,)    
respect to tax liabilities = taxable    
ye>s beg9n+ aft] ,decemb] #ca1 #bjec1   
su* aggregate %all be increas$ by !     

aggregate increase 9 su* tax liabilities
 :i* is attributable to section         
#hga7;a77#c77;,a7 ( su* ,code4  7d7     
,effective dates  7#a7 ,9 g5]al ,except 
z o!rwise provid$ 9 ?is subsection1 !   
am5dm5ts made by ?is section %all apply 
to taxable ye>s beg9n+ aft] ,decemb]    
#ca1 #bjdd4  7#b7 ,con=m+ am5dm5t ,!    
am5dm5t made by subsection 7b7 %all     
apply to taxable ye>s beg9n+ aft]       
,decemb] #ca1 #bjec4  #cjb4 ,option to  
claim delay$ retirem5t cr$it 9 p>tial   
lump sum ,section #bjb7w7 ( ! ,social   
,security ,act 7#db ,u4,s4,c4 #djb7w77  
is am5d$ by add+ at ! end ! foll[+3     
7#g7  7,a7 ,9 any case 9 :i* an         
individual becomes entitl$ to an old-age
 insurance b5efit 9 a cal5d> ye> aft]   
#bjbb1 & su* b5efit is subject to a     
mon?ly increase "u p>agraph 7#a71 su*   
individual may elect to receive1 9 lieu 
( ! mon?ly increase "u p>agraph 7#a7--  
7i7 an alt]nate mon?ly increase z       
det]m9$ "u subp>agraph 7,e72 &  7ii7 9  
addition to su* mon?ly b5efit z increas$

 "u clause 7i71 a "o-"t lump sum paym5t1
 payable at ! "t ( su* individual's     
entitlem5t to su* b5efit1 equal to ! sum
 ( ! pres5t values 7z det]m9$ by !      
,commission] ( ,social ,security us+    
reasonable assumptions7 ( ! applicable  
p]c5tage 7det]m9$ "u subp>agraph 7,b77 (
 ! am\nt ( su* mon?ly b5efit 7z det]m9$ 
be=e ! application ( su* increase7 = ea*
 mon? 9 ! life expectancy p]iod 7det]m9$
 "u subp>agraph 7,c774  7,b7 ,!         
applicable p]c5tage det]m9$ "u ?is      
subp>agraph is ! p]c5tage equal to !    
product (--  7i7 #a_/f ( #a p]c5t1      
multipli$ by  7ii7 ! numb] 7if any7 ( ! 
increm5t mon?s = su* individual4  7,c7  
,! life expectancy p]iod det]m9$ "u ?is 
subp>agraph is1 ) respect to an         
individual1 ! p]iod--  7i7 beg9n+ ) !   
mon? 9 :i* ! individual becomes entitl$ 
to an old-age insurance b5efit2 &  7ii7 
end+ ) ! mon? be=e ! la/ mon? ( life    
expectancy 7z det]m9$ by ! ,commission] 
( ,social ,security us+ reasonable      
actu>ial assumptions7 = ! cohort (      

individuals :o become eligible = an     
old-age insurance b5efit 9 ! same mon? z
 ! individual4  7,d7 ,! ,commission] (  
,social ,security %all c]tify to !      
,manag+ ,tru/ee ( ! ,f$]al ,old-,age &  
,survivors ,insurance ,tru/ ,fund !     
am\nt ( any lump sum paym5t payable to  
an individual "u subp>agraph 7,a7 &1 ^u 
receipt ( su* c]tification1 ! ,manag+   
,tru/ee %all make paym5t ( su* lump sum 
paym5t to su* individual f su* ,tru/    
,fund4  7,e7 ,an alt]nate mon?ly        
increase = an individual det]m9$ "u ?is 
subp>agraph %all be equal to ! mon?ly   
increase = ! individual t w\ld be       
det]m9$ "u p>agraph 7#a7 if su* mon?ly  
increase 7 det]m9$ by sub/itut+ #a_/b = 
#b_/c 9 p>agraph 7#f77;,d74  7,f7  7i7  
,= purposes ( det]m9+ ! am\nt ( any     
b5efit payable "u ?is title on ! basis (
 ! wages & self-employm5t income ( an   
individual :o makes an election "u ?is  
p>agraph1 ! am\nt ( any su* b5efit %all 
be det]m9$ z if su* individual's old-age
 b5efit _h be5 increas$ "u p>agraph 7#a7

 )\t reg>d to ?is p>agraph4  7ii7 ,=    
purposes ( apply+ any r$uction "u       
subsection 7k77#c77;,a7 to ! mon?ly     
insurance b5efit ( an individual :o     
makes an election "u ?is p>agraph1 !    
am\nt ( su* individual's old-age b5efit 
%all be det]m9$ z if su* old-age b5efit 
_h be5 increas$ "u p>agraph 7#a7 )\t    
reg>d to ?is p>agraph4  4  #cjc4        
,/r5g!n+ ,social ,security = l[-income  
s5iors  7a7 ,9 g5]al ,section #bjb ( !  
,social ,security ,act 7#db ,u4,s4,c4   
#djb7 is am5d$ by add+ at ! end !       
foll[+3  7aa7 ,increase 9 b5efit am\nts 
on acc\nt ( long-,t]m eligibility  7#a7 
,9 ! case ( an individual :o is a       
qualifi$ b5efici>y = a cal5d> ye> aft]  
#bjbb1 ! am\nt ( any mon?ly insurance   
b5efit ( su* qualifi$ b5efici>y "u ?is  
section or section #bbc = any mon? 9 su*
 cal5d> ye> %all be increas$ 9          
accordance ) p>agraph 7#c74  7#b7  7,a7 
,= purposes ( ?is subsection1 ! t]m     
qualifi$ b5efici>y = a cal5d> ye> means 
an individual 9 any case 9 :i*-- 7i7 su*

 cal5d> ye> beg9s at lea/ #bj ye>s aft] 
! applicable date ( eligibility = su*   
individual2 &  7ii7 su* individuals's   
modifi$ adju/$ gross income 7applicable 
) respect to su* cal5d> ye> z det]m9$ "u
 subp>agraph 7,c77 is less ?an 7subject 
to subp>agraph 7,d77 ! applicable base  
am\nt = su* cal5d> ye>1 or 9 ! case ( a 
jo9t return 7)9 ! mean+ ( section       
#ggja7;a77#ch7 ( ! ,int]nal ,rev5ue     
,code ( #aihf71 d\ble su* applicable    
base am\nt4  7,b7 ,= purposes ( ?is     
subsection1 ! applicable date (         
eligibility = an individual is ! date on
 :i* ! individual on ^: wages &         
self-employm5t income ! mon?ly insurance
 b5efit is bas$ initially became        
eligible 7or di$ be=e becom+ eligible7 =
 old-age insurance b5efits "u subsection
 7a7 or entitl$ to disability insurance 
b5efits "u section #bbc4  7,c7 ,an      
individuals's modifi$ adju/$ gross      
income applicable ) respect to a cal5d> 
ye> %all be z det]m9$ = purposes (      
section #ahci7;i77#d7 ) respect to      

premiums = a mon? 9 su* ye>4  7,d7 ,=   
purposes ( subp>agraph 7,a77ii71 !      
applicable base am\nt = a cal5d> ye>    
is-- 7i7 9 ! case ( cal5d> ye> #bjbc1   
#be1jjj2 &  7ii7 9 ! case ( any cal5d>  
ye> beg9n+ aft] #bjbc1 ! product 7r\nd$ 
to ! ne>e/ multiple ( #a1jjj7 ( #be1jjj 
& ! p]c5tage 7if any7 by :i* ! av]age ( 
! ,*a9$ ,consum] ,price ,index = ,all   
,urban ,consum]s 7,c-,,cpi-,u1 z publi%$
 9 its initial v]sion by ! ,bureau (    
,labor ,/ati/ics ( ! ,dep>tm5t ( ,labor7
 = ! #ab-mon? p]iod end+ ) ,augu/ ( !   
prec$+ cal5d> ye> exce$s su* av]age = ! 
#ab-mon? p]iod end+ ) ,augu/ #bjbb4     
7#c7  7,a7 ,! increase requir$ "u       
p>agraph 7#a7 ) respect to ! mon?ly     
insurance b5efit ( an individual :o is a
 qualifi$ b5efici>y = a cal5d> ye> %all 
be equal to ! applicable p]c5tage       
7specifi$ = su* b5efit 9 subp>agraph    
7,b77 ( ! full increase am\nt = su*     
cal5d> ye> 7det]m9$ "u subp>agraph      
7,c774  7,b7 ,! applicable p]c5tage     
specifi$ = a mon?ly insurance b5efit "u 

?is subp>agraph = a cal5d> ye> is !     
p]c5tage specifi$1 9 connection ) !     
numb] ( ye>s end+ aft] ! applicable date
 ( eligibility = su* individual & be=e  
su* cal5d> ye>1 9 ! foll[+ table3 ,!    
applicable,if ! numb] ( ye>s is3p]c5tage
 is3#bjbjbadjbbfjbchjbd or m#ajj4  7,c7 
7i7 ,except z provid$ 9 clauses 7ii7 &  
7iii71 ! full increase am\nt det]m9$ "u 
?is subp>agraph = a cal5d> ye> 9        
connection ) ! mon?ly insurance b5efit (
 a qualifi$ b5efici>y is a doll> am\nt  
equal to #e p]c5t ( ! prim>y insurance  
am\nt ( a hypo!tical individual if--    
7,i7 su* prim>y insurance am\nt is      
det]m9$ = ,janu>y ( su* cal5d> ye>2     
7,,ii7 on ,janu>y #a ( ! cal5d> ye> 9   
:i* occurr$ ! applicable date (         
eligibility ) respect to su* qualifi$   
b5efici>y1 su* hypo!tical individual 7  
fully insur$1 atta9$ retirem5t age 7z   
def9$ 9 section #baf7l77#b77 & 7 o!rwise
 eligible =1 & appli$ =1 old-age        
insurance b5efits2 &  7,,iii7 su*       
hypo!tical individual's av]age index$   

mon?ly e>n+s tak5 into acc\nt 9 det]m9+ 
su* prim>y insurance am\nt 7 equal to   
#a_/ab ( ! national av]age wage index 7z
 def9$ 9 section #bji7k77#a77 = ! second
 ye> prior to su* cal5d> ye>4  7ii7     
7,i7 ,9 ! case ( a mon?ly insurance     
b5efit "u subsection 7b7 or 7c71 ! full 
increase am\nt det]m9$ "u ?is           
subp>agraph %all be "o-half ! am\nt     
det]m9$ "u clause 7i72 or  7,,ii7 9 !   
case ( a mon?ly insurance b5efit "u     
subsection 7d71 7g71 or 7h71 ! full     
increase am\nt det]m9$ "u ?is           
subp>agraph %all be ! p]c5tage ( ! am\nt
 det]m9$ "u clause 7i7 equal to ! ratio 
:i* ! am\nt ( su* b5efit be>s to !      
prim>y insurance am\nt 7be=e !          
application ( section #bjc7;a77 ( !     
individual on ^: wages & self-employm5t 
income ! mon?ly insurance b5efit is     
bas$4  7iii7 ,9 ! case ( an individual  
^: applicable date ( eligibility is be=e
 #bjai1 ! full increase am\nt det]m9$ "u
 ?is subp>agraph %all be ! product (--  
7,i7 ! am\nt det]m9$ "u clause 7i7 7aft]

 application ( any r$uction "u clause   
7ii772 &  7,,ii7 a fraction--  7aa7 !   
num]ator ( :i* is ! numb] ( cal5d> ye>s 
9 ! p]iod beg9n+ ) cal5d> ye> #bjai &   
end+ ) ! fir/ cal5d> ye> = :i* !        
individual is a qualifi$ b5efici>y2 &   
7bb7 ! d5om9ator ( :i* is #bd4  7#d7 ,9 
! case ( a qualifi$ b5efici>y :o is     
entitl$ to #b or m mon?ly insurance     
b5efits "u ?is title = ! same mon?--    
7,a7 ! e>lie/ applicable date (         
eligibility = su* b5efici>y ) respect to
 su* b5efits %all be treat$ z !         
applicable date ( eligibility = su*     
b5efici>y = ! purposes ( ?is subsection2
 &  7,b7 su* b5efici>y %all be entitl$  
to an increase ) respect only to "o su* 
b5efit4  7#e7 ,?is subsection %all be   
appli$ to mon?ly insurance b5efits aft] 
any increase "u subsection 7w7 & any    
applicable r$uctions & d$uctions "u ?is 
title4  7#f7 ,9 any case 9 :i* an       
individual is entitl$ to b5efits "u bo? 
?is section & section #bbc1 ! increase  
"u ?is subsection %all be paid f !      

,f$]al ,old-,age & ,survivors ,insurance
 ,tru/ ,fund4  4  7b7 ,con=m+ am5dm5ts  
7#a7 ,section #bjb ( su* ,act 7#db      
,u4,s4,c4 #djb7 is am5d$-- 7,a7 9 ! la/ 
s5t5ce ( subsection 7a71 by /rik+       
subsection 7q7 & subsection 7w7 & ins]t+
 subsections 7q71 7w71 & 7aa72  7,b7 9  
subsection 7b77#b71 by /rik+ subsections
 7k77#e7 & 7q7 & ins]t+ subsections     
7k77#e71 7q71 & 7aa72  7,c7 9 subsection
 7c77#b71 by /rik+ subsections 7k77#e7 &
 7q7 & ins]t+ subsections 7k77#e71 7q71 
& 7aa72  7,d7 9 subsection 7d77#b71 by  
add+ at ! end ! foll[+3 ,?is p>agraph   
%all apply subject to subsection 7aa742 
7,e7 9 subsection 7e77#b77;,a71 by /rik+
 subsection 7k77#e71 subsection 7q71 &  
subp>agraph 7,d7 ( ?is p>agraph & ins]t+
 subsection 7k77#e71 subsection 7q71    
subsection 7aa71 & subp>agraph 7,d7 (   
?is p>agraph2  7,f7 9 subsection        
7f77#b77;,a71 by /rik+ subsection       
7k77#e71 subsection 7q71 & subp>agraph  
7,d7 ( ?is p>agraph & ins]t+ subsection 
7k77#e71 subsection 7q71 subsection     

7aa71 & subp>agraph 7,d7 ( ?is p>agraph2
  7,g7 9 subsection 7g77#b71 by /rik+   
,su* & ins]t+ ,except z provid$ 9       
subsections 7k77#e7 & 7aa71 su*2  7,h7 9
 subsection 7h77#b77;,a71 by ins]t+ &   
subsection 7aa7 aft] subp>agraphs 7,b7 &
 7,c72 &  7,i7 9 section #bbc7;a77#b71  
by /rik+ section #bjb7q7 & ins]t+       
sections #bjb7q7 & #bjb7;aa74  7#b7     
,section #bjc7;a77#d7 ( su* ,act 7#db   
,u4,s4,c4 #djc7;a77#d77 is am5d$ by     
ins]t+ aft] section #bbb7;b7 ! foll[+3 &
 be=e any increase "u section #bjb7;aa74
  7#c7 ,section #bji7k77#a7 ( su* ,act  
7#db ,u4,s4,c4 #dji7k77#a77 is am5d$ by 
ins]t+ #bjb7;aa77#b77;,d77i71           
#bjb7;aa77#c77;,c77i77,,ii71 be=e       
#bjc7;f77#h77;,b77ii74  #cjd4 ,end      
#g-ye> limitation = disabl$ surviv+     
sp\ses  7a7 ,wid['s insurance b5efits   
7#a7 ,9 g5]al ,section #bjb7;e7 ( !     
,social ,security ,act 7#db ,u4,s4,c4   
#djb7;e77 is am5d$-- 7,a7 9 p>agraph    
7#a77;,b77ii71 by /rik+ :i* began be=e !
 end ( ! p]iod specifi$ 9 p>agraph 7#d72

  7,b7 9 p>agraph 7#a77;,f77ii71 by     
/rik+ 7,i7 9 ! p]iod specifi$ 9 p>agraph
 7#d7 & 7,,ii72  7,c7 by /rik+ p>agraph 
7#d7 & by r$esignat+ p>agraphs 7#e7     
?r\gh 7#h7 z p>agraphs 7#d7 ?r\gh 7#g71 
respectively2 &  7,d7 9 p>agraph        
7#d77;,a77ii7 7z r$esignat$ by          
subp>agraph 7,c771 by /rik+ :i*ev] & all
 t foll[s ?r\gh beg9s & ins]t+ ! fir/   
day ( ! sev5te5? mon? be=e ! mon? 9 :i* 
h] application is fil$4  7#b7 ,con=m+   
am5dm5ts  7,a7 ,section                 
#bjb7;e77#a77;,f77i7 ( su* ,act 7#db    
,u4,s4,c4 #djb7;e77#a77;,f77i77 is am5d$
 by /rik+ p>agraph 7#e7 & ins]t+        
p>agraph 7#d74  7,b7 ,section           
#bjb7;e77#a77;,c77ii77,,iii7 ( su* ,act 
7#db ,u4,s4,c4                          
#djb7;e77#b77;,c77ii77,,iii77 is am5d$  
by /rik+ p>agraph 7#h7 & ins]t+ p>agraph
 7#f74  7,c7 ,section                   
#bbf7;e77#a77;,a77i7 ( su* ,act 7#db    
,u4,s4,c4 #dbf7;e77#a77;,a77i77 is am5d$
 by /rik+ #bjb7;e77#d714  7b7 ,wid[]'s  
insurance b5efits  7#a7 ,9 g5]al        

,section #bjb7;f7 ( su* ,act 7#db       
,u4,s4,c4 #djb7;f77 is am5d$-- 7,a7 9   
p>agraph 7#a77;,b77ii71 by /rik+ :i*    
began be=e ! end ( ! p]iod specifi$ 9   
p>agraph 7#d72  7,b7 9 p>agraph         
7#a77;,f77ii71 by /rik+ 7,i7 9 ! p]iod  
specifi$ 9 p>agraph 7#d7 & 7,,ii72  7,c7
 by /rik+ p>agraph 7#d7 & by r$esignat+ 
p>agraphs 7#e7 ?r\gh 7#h7 z p>agraphs   
7#d7 ?r\gh 7#g71 respectively2 &  7,d7 9
 p>agraph 7#d77;,a77ii7 7z r$esignat$ by
 subp>agraph 7,c771 by /rik+ :i*ev] &   
all t foll[s ?r\gh beg9s & ins]t+ ! fir/
 day ( ! sev5te5? mon? be=e ! mon? 9 :i*
 8 application is fil$4  7#b7 ,con=m+   
am5dm5ts  7,a7 ,section                 
#bjb7;f77#a77;,f77i7 ( su* ,act 7#db    
,u4,s4,c4 #djb7;f77#a77;,f77i77 is am5d$
 by /rik+ p>agraph 7#e7 & ins]t+        
p>agraph 7#d74  7,b7 ,section           
#bjb7;f77#a77;,c77ii77,,iii7 ( su* ,act 
7#db ,u4,s4,c4                          
#djb7;f77#b77;,c77ii77,,iii77 is am5d$  
by /rik+ p>agraph 7#h7 & ins]t+ p>agraph
 7#f74  7,c7 ,section                   

#bbf7;e77#a77;,a77i7 ( su* ,act 7z am5d$
 by subsection 7a77#b77;,c77 is fur!r   
am5d$ by /rik+ #bjb7;f77#a77;,b77ii71 & 
#bjb7;f77#d7 & ins]t+ &                 
#bjb7;f77#a77;,b77ii74  7c7 ,effective  
date ,! am5dm5ts made by ?is section    
%all apply ) respect to b5efits payable 
= mon?s aft] ,decemb] #bjbb & = :i*     
applications are fil$ aft] ,decemb]     
#bjbb4  #cje4 ,b5efits = disabl$ surviv+
 sp\ses  7a7 ,9 g5]al  7#a7 ,eligibility
 = wid['s insurance b5efits ,section    
#bjb7;e77#a77;,b77ii7 ( ! ,social       
,security ,act 7#db ,u4,s4,c4           
#djb7;e77#a77;,b77ii77 is am5d$ by /rik+
 has atta9$ age #ej b has n atta9$ age  
#fj &4  7#b7 ,eligibility = wid[]'s     
insurance b5efits ,section              
#bjb7;f77#a77;,b77ii7 ( su* ,act 7#db   
,u4,s4,c4 #djb7;f77#a77;,b77ii77 is     
am5d$ by /rik+ has atta9$ age #ej b has 
n atta9$ age #fj &4  7#c7 ,con=m+       
am5dm5t ,section #bjb7q77#c77;,a7 ( su* 
,act 7#db ,u4,s4,c4 #djb7q77#c77;,a77 is
 am5d$ by /rik+ ,if ! fir/ mon? & all t 

foll[s ?r\gh wid['s or wid[]'s insurance
 b5efit7 & ins]t+ ,if ! fir/ mon? = :i* 
an individual bo? is entitl$ to a wife's
 or husb&'s insurance b5efit & has      
atta9$ age #fb or = :i* an individual is
 entitl$ to a wid['s or wid[]'s         
insurance b5efit4  7b7 ,preclusion (    
entitlem5t aft] e>ly rem>riage  7#a7    
,wid['s insurance b5efits ,section      
#bjb7;e77#a77;,b77ii7 ( su* ,act 7#db   
,u4,s4,c4 #djb7;e77#a77;,b77ii77 is     
am5d$ by ins]t+ & has n rem>ri$ prior to
 atta9+ ! age :i* is #ab ye>s less ?an  
e>ly retirem5t age 7z def9$ 9 section   
#baf7l77#b77 be=e ! comma4  7#b7        
,wid[]'s insurance b5efits ,section     
#bjb7;f77#a77;,b77ii7 ( su* ,act 7#db   
,u4,s4,c4 #djb7;f77#a77;,b77ii77 is     
am5d$ by ins]t+ & has n rem>ri$ prior to
 atta9+ ! age :i* is #ab ye>s less ?an  
e>ly retirem5t age 7z def9$ 9 section   
#baf7l77#b77 be=e ! comma4  7c7         
,effective date ,! am5dm5ts made by ?is 
section %all apply ) respect to b5efits 
payable = mon?s aft] ,decemb] #bjbb & = 

:i* applications are fil$ aft] ,decemb] 
#bjbb4  #cjf4 ,waive #b-ye> duration (  
divorce requirem5t  7a7 ,wife's         
insurance b5efits ,section              
#bjb7;b77#d77;,a7 ( ! ,social ,security 
,act 7#db ,u4,s4,c4 #djb7;b77#d77;,a77  
is am5d$ by add+ at ! end ! foll[+ new  
s5t5ce3 ,! crit]ion = entitlem5t "u     
clause 7ii7 %all be deem$ met ^u !      
rem>riage ( ! insur$ individual to      
someone o!r ?an ! applicant dur+ !      
#b-ye> p]iod ref]r$ to 9 su* clause44   
7b7 ,husb&'s insurance b5efits ,section 
#bjb7;c77#d77;,a7 ( su* ,act 7#db       
,u4,s4,c4 #djb7;c77#d77;,a77 is am5d$ by
 add+ at ! end ! foll[+ new s5t5ce3 ,!  
crit]ion = entitlem5t "u clause 7ii7    
%all be deem$ met ^u ! rem>riage ( !    
insur$ individual to someone o!r ?an !  
applicant dur+ ! #b-ye> p]iod ref]r$ to 
9 su* clause44  7c7 ,effective date ,!  
am5dm5ts made by ?is section %all apply 
) respect to b5efits payable = mon?s    
aft] ,decemb] #bjbb & = :i* applications
 are fil$ aft] ,decemb] #bjbb4