,i  #aad? ,,congress  #b;d ,session  ,h4
 ,r4 #faif  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,septemb] #bh1        
#bjaf,mr4 ,royce 7= himself & ,mr4      
,blum5au]7 introduc$ ! foll[+ bill2 :i* 
0 ref]r$ to ! ,committee on ,f9ancial   
,s]vices  ,a ,,bill  ,to am5d !         
,national ,flood ,insurance ,act ( #aifh
 to ensure community acc\ntability =    
areas repetitively damag$ by floods1 & =
 o!r purposes4  #a4 ,%ort title ,?is    
,act may be cit$ z ! ,repeat$ly ,flood$ 
,communities ,prep>ation ,act4  #b4     
,community acc\ntability = repetitively 
flood$ areas  7a7 ,9 g5]al ,section     
#acfa ( ! ,national ,flood ,insurance   
,act ( #aifh 7#db ,u4,s4,c4 #dajb7 is   
am5d$ by add+ at ! end ! foll[+ new     
subsection3  7e7 ,community             
acc\ntability = repetitively damag$     
areas  7#a7 ,9 g5]al ,! ,adm9i/rator    
%all1 by regulation1 require any cov]$  
community 7z su* t]m is def9$ 9 p>agraph
 7#c77-- 7,a7 to analyze & map areas )9 
! community :]e prop]ties describ$ 9    

p>agraph 7#c77;,b7 or flood-damag$      
facilities are locat$ to det]m9e areas  
repeat$ly damag$ by floods & to assess !
 cont9u+ risks to su* areas2 &  7,b7 to 
develop a community-specific plan =     
address+ any cont9u+ flood risks1 submit
 su* plan to ! ,adm9i/rator & update su*
 plan at appropriate int]vals1 & make   
su* plan1 plan updates1 & reports on    
progress 9 r$uc+ flood risk available to
 ! public1 subject to section #eeb;a (  
title #e1 ,unit$ ,/ates ,code4  7#b7    
,sanctions ,! ,adm9i/rator %all1 by     
regulation1 provide appropriate         
sanctions = cov]$ communities t fail to 
comply ) ! requirem5ts "u ?is subsection
 or to make suffici5t progress 9 r$uc+ !
 flood risks to areas 9 ! community t   
are repeat$ly damag$ by floods4  7#c7   
,cov]$ community ,= purposes ( ?is      
subsection1 ! t]m cov]$ community means 
a community-- 7,a7 t is p>ticipat+1     
pursuant to section #acae1 9 ! national 
flood insurance program2 &  7,b7 )9 :i* 
are locat$-- 7i7 #ej or m repetitive    

loss /ructures 7z su* t]m is def9$ 9    
p>agraph 7#d772  7ii7 #e or m sev]e     
repetitive loss /ructures 7z su* t]m is 
def9$ 9 section #acff7;h77 = :i*        
mitigation activities meet+ ! /&>ds =   
approval "u section #acff7;c77#b77;,a7 h
 n be5 conduct$2 or  7iii7 a public     
facility or a private nonpr(it facility 
7z su* t]ms are z def9$ 9 section #ajb (
 ! ,rob]t ,t4 ,/af=d ,disa/] ,relief &  
,em]g5cy ,assi/ance ,act 7#db ,u4,s4,c4 
#eabb771 t has receiv$ assi/ance =      
repair1 re/oration1 recon/ruction1 or   
replacem5t "u section #djf ( ! ,rob]t   
,t4 ,/af=d ,disa/] ,relief & ,em]g5cy   
,assi/ance ,act 7#db ,u4,s4,c4 #eagb7 9 
connection ) m ?an "o flood+ ev5t 9 !   
mo/ rec5t #aj-ye> p]iod4  7#d7          
,repetitive-loss /ructure ,= purposes ( 
?is subsection1 ! t]m repetitive-loss   
/ructure means a /ructure insur$ "u a   
contract = flood insurance made         
available "u ?is title t has _h at lea/ 
#b flood losses = :i* claims 7 paid "u  
su* cov]age ( m ?an #a1jjj ea* 9 any    

#aj-ye> p]iod beg9n+ aft] #aigh4  7#e7  
,reports to ,congress ,n lat] ?an !     
expiration ( ! #f-ye> p]iod beg9n+ ^u ! 
date ( ! enactm5t ( ?is subsection1 & n 
less ?an e #b ye>s !reaft]1 !           
,adm9i/rator %all submit a report to !  
,congress reg>d+ ! progress 9 implem5t+ 
plans develop$ pursuant to p>agraph     
7#a77;,b74  4  7b7 ,regulations ,!      
,adm9i/rator ( ! ,f$]al ,em]g5cy        
,managem5t ,ag5cy %all issue regulations
 necess>y to c>ry out subsection 7e7 (  
section #acfa ( ! ,national ,flood      
,insurance ,act ( #aifh1 z add$ by !    
am5dm5t made by subsection 7a7 ( ?is    
section1 n lat] ?an ! expiration ( !    
#b-ye> p]iod t beg9s on ! date ( !      
enactm5t ( ?is ,act4