,i  #aad? ,,congress  #b;d ,session  ,h4
 ,r4 #efjg  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,june #bh1 #bjaf,mr4  
,pitt5g] 7= himself & ,mr4 ,lyn*7       
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices1 & 9
 addition to ! ,committees on ,=eign    
,affairs1 ,ways & ,means1 ,arm$         
,s]vices1 & ,intellig5ce 7,p]man5t      
,select71 = a p]iod to be subsequ5tly   
det]m9$ by ! ,speak]1 9 ea* case =      
consid]ation ( su* provisions z fall )9 
! jurisdiction ( ! committee conc]n$  ,a
 ,,bill  ,to enhance ! ,dep>tm5t ( !    
,treasury's role 9 protect+ national    
security1 & = o!r purposes4  #a4 ,%ort  
title ,?is ,act may be cit$ z ! ,enhanc+
 ,treasury's ,anti-,t]ror ,tools ,act4  
#b4 ,exam9+ ! ,dep>tm5t ( ! ,treasury's 
c\nt]-t]ror f9anc+ role 9 embassies ,)9 
#ahj days ( ! enactm5t ( ?is ,act1 !    
,secret>y ( ! ,treasury %all issue a    
report to ! ,committee on ,f9ancial     
,s]vices ( ! ,h\se ( ,repres5tatives & !
 ,committee on ,bank+1 ,h\s+1 & ,urban  

,affairs ( ! ,s5ate conta9+--  7#a7 a   
li/ ( ! ,unit$ ,/ates embassies 9 :i* a 
full-"t ,dep>tm5t ( ! ,treasury atta* is
 /ation$2  7#b7 a li/ ( ! ,unit$ ,/ates 
embassies at :i* a ,dep>tm5t ( !        
,treasury atta* is assign$ = tempor>y   
duty1 ! l5g? ( su* assignm5ts1 & !      
reason :y su* assignm5ts are n consid]$ 
to be a p]man5t assignm5ts2  7#c7 h[ !  
,dep>tm5t ( ! ,treasury's int]e/s relat+
 to anti-t]ror f9ance1 money laund]+1 & 
relat$ illicit f9ance issues are h&l$ at
 o!r embassies1 includ+ a discussion ( !
 report+ /ructure by :i* su* issues are 
br\ght to ! direct att5tion ( !         
ambassador2  7#d7 a description ( ! role
 ! ,dep>tm5t ( ! ,treasury atta*s play 9
 advanc+ ,am]ica's anti-t]rorism f9anc+ 
int]e/s2  7#e7 a discussion ( patt]ns1  
tr5ds1 or o!r issues id5tifi$ by        
,dep>tm5t ( ! ,treasury atta*s 9 !      
previ\s ye> conc]n+ anti-t]ror f9ance1  
money laund]+1 & relat$ illicit f9ance2 
7#f7 recomm5dations to improve          
coord9ation betwe5 ! ,dep>tm5t ( !      

,treasury & =eign f9ancial m9i/ries (   
ef=ts to block ! f9anc+ ( t]ror1 money  
laund]+1 & relat$ illicit f9ance2 &     
7#g7 a discussion ( :e!r ! ,dep>tm5t ( !
 ,treasury's int]e/s relat+ to          
anti-t]ror f9ance1 money laund]+1 or    
relat$ illicit f9ance issues are ?\ght  
to be "u-repres5t$ 9 "s embassies or    
regions4  #c4 ,cl>ify+ requirem5ts =    
recordkeep+  7a7 ,9 g5]al ,section #ecbf
 ( title #ca1 ,unit$ ,/ates ,code1 is   
am5d$-- 7#a7 9 ! head+ ( su* section1 by
 /rik+ co9 & curr5cy2  7#b7 9 subsection
 7a7-- 7,a7 by /rik+ subtitle & & ins]t+
 subtitle or to2 &  7,b7 9 p>agraph     
7#a77;,a71 by /rik+ ,unit$ ,/ates co9s  
or curr5cy 7or su* o!r monet>y in/rum5ts
 z ! ,secret>y may describe 9 su* ord]7 
& ins]t+ funds 7z ! ,secret>y may       
describe 9 su* ord]712 &  7#c7 9        
subsection 7b7-- 7,a7 9 p>agraph        
7#a77;,a71 by /rik+ co9s or curr5cy 7or 
monet>y in/rum5ts7 & ins]t+ funds2 &    
7,b7 9 p>agraph 7#b71 by /rik+ co9s or  
curr5cy 7or su* o!r monet>y in/rum5ts z 

! ,secret>y may describe 9 ! regulation 
or ord]7 & ins]t+ funds 7z ! ,secret>y  
may describe 9 ! regulation or ord]74   
7b7 ,cl]ical am5dm5t ,! table ( cont5ts 
= *apt] #ec ( title #ca1 ,unit$ ,/ates  
,code1 is am5d$ 9 ! item relat+ to      
section #ecbf by /rik+ co9 & curr5cy4   
#d4 ,/udy ( bureau /atus  7a7 ,/udy ,!  
,secret>y ( ! ,treasury %all c>ry out a 
/udy on ! advisability & implications ( 
trans=m+ ! ,(fice ( ,t]rorism &         
,f9ancial ,intellig5ce into a /&alone   
bureau ( ! ,dep>tm5t ( ! ,treasury1 & ! 
effects su* a move w\ld h on ! ,dep>tm5t
 ( ! ,treasury's ef=ts to /op money     
laund]+1 ! f9anc+ ( t]ror1 & relat$     
illicit f9ance4  7b7 ,report ,)9 #bgj   
days ( ! date ( ! enactm5t ( ?is ,act1 !
 ,secret>y ( ! ,treasury %all issue a   
report to ! ,committee on ,f9ancial     
,s]vices ( ! ,h\se ( ,repres5tatives & !
 ,committee on ,bank+1 ,h\s+1 & ,urban  
,affairs ( ! ,s5ate conta9+ all f9d+s & 
det]m9ations made 9 c>ry+ out ! /udy    
requir$ "u subsection 7a74  #e4 ,improv+

 anti-t]ror f9ance monitor+ ( funds     
transf]s  7a7 ,/udy ,to improve !       
,dep>tm5t ( ! ,treasury's ability to    
bett] track cross-bord] fund transf]s & 
id5tify pot5tial f9anc+ ( t]ror or o!r  
illicit f9ance1 ! ,secret>y ( !         
,treasury %all c>ry out a /udy to       
assess--  7#a7 ! pot5tial efficacy (    
requir+ bank+ regulators to e/abli% a   
pilot program to provide te*nical       
assi/ance to depository in/itutions &   
cr$it unions t wi% to provide acc\nt    
s]vices to money s]vices bus9esses s]v+ 
individuals 9 ,somalia2  7#b7 :e!r su* a
 pilot program c\ld be a model = improv+
 ! ability ( ,am]icans to legitimately  
s5d funds to _! lov$ ones ?r\gh         
transp>5t & easily monitor$ *annels2 &  
7#c7 ! pot5tial impact ( all[+ money    
s]vices bus9esses to %>e _! ,/ate       
exam9ations ) depository in/itutions &  
cr$it unions1 or if ano!r me*anism c\ld 
be f\nd to all[ a simil> ex*ange (      
in=mation t w\ld give su* depository    
in/itutions & cr$it unions a bett]      

und]/&+ ( :e!r an individual money      
s]vices bus9ess is adequately meet+ its 
anti-money laund]+ & c\nt] t]ror f9anc+ 
obligations to combat money laund]+1 !  
f9anc+ ( t]ror1 or relat$ illicit       
f9ance4  7b7 ,report ,)9 #bgj days ( !  
date ( ! enactm5t ( ?is ,act1 !         
,secret>y ( ! ,treasury %all issue a    
report to ! ,committee on ,f9ancial     
,s]vices ( ! ,h\se ( ,repres5tatives & !
 ,committee on ,bank+1 ,h\s+1 & ,urban  
,affairs ( ! ,s5ate conta9+ all f9d+s & 
det]m9ations made 9 c>ry+ out ! /udy    
requir$ "u subsection 7a74  7c7 ,money  
s]vices bus9ess def9$ ,= purposes ( ?is 
section1 ! t]m money s]vices bus9ess has
 ! mean+ giv5 t t]m "u section #ajaj4ajj
 ( title #ca1 ,code ( ,f$]al            
,regulations4  #f4 ,s5se ( ,congress ,x 
is ! s5se ( ! ,congress t ! ,secret>y ( 
! ,treasury1 act+ 9 ! ,secret>y's own   
capacity & ?r\gh ! ,"u ,secret>y =      
,t]rorism & ,f9ancial ,crimes1 %\ld "w )
 f9ance m9i/ry c\nt]p>ts worldwide to   
spur ! developm5t )9 su* m9i/ries (     

entities simil> to ! ,dep>tm5t ( !      
,treasury's ,(fice ( ,intellig5ce &     
,analysis to m solidly integrate !      
intellig5ce community ) anti-money      
laund]+ & c\nt]-t]rori/ f9anc+ ef=ts4   
#g4 ,unifi$ electronic /ream ,!         
,secret>y ( ! ,treasury %all1 )9 #ahj   
days ( ! date ( ! enactm5t ( ?is ,act1  
implem5t a program to collect1 assemble1
 ma9ta9 9 an up-to-date =m1 & make      
available electronically to appropriate 
,f$]al dep>tm5ts & ag5cies1 includ+ !   
,f9ancial ,crimes ,en=cem5t ,network1 ! 
,bureau ( ,indu/ry & ,security ( !      
,dep>tm5t ( ! ,comm]ce1 ! ,c5sus        
,bureau1 ! ,u4,s4 ,cu/oms & ,bord]      
,protection1 ! ,drug ,en=cem5t          
,adm9i/ration1 a unifi$ /ream ( import &
 export data1 includ+ bills ( lad+1     
manife/s1 ,electronic ,data ,int]*ange  
in=mation track+ conta9] movem5ts1 &    
simil> curr5tly collect$ in=mation t    
w\ld help su* dep>tm5ts & ag5cies detect
 & prev5t t]rori/ f9anc+1 money laund]+1
 or o!r =ms ( illicit f9ance 9 any =m1  

:ile protect+ propriet>y bus9ess        
in=mation & o!r s5sitive in=mation f    
unau?oriz$ disclosure1 9 accordance )   
o!r ,f$]al laws4  #h4 ,add+ ! ,secret>y 
( ! ,treasury to ! ,national ,security  
,c\ncil ,section #aja7;a7 ( ! ,national 
,security ,act ( #aidg 7#ej ,u4,s4,c4   
#cjba7;a77 is am5d$-- 7#a7 by r$esignat+
 p>agraphs 7#e7 & 7#f7 z p>agraphs 7#f7 
& 7#g71 respectively2 &  7#b7 by ins]t+ 
aft] p>agraph 7#d7 ! foll[+3  7#e7 !    
,secret>y ( ! ,treasury2  4