,i  #aad? ,,congress  #b;d ,session  ,h4
 ,r4 #edha  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,june #ad1 #bjaf ,mr4 
,salmon 7= himself & ,mr4 ,gro?man7     
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,education & ! ,work=ce
  ,a ,,bill  ,to am5d ! ,high]          
,education ,act ( #aife to au?orize     
in/itutions ( high] education to provide
 additional loan c\nsel+1 & = o!r       
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,ensure ,responsible       
,borr[+ ,act4  #b4 ,entrance c\nsel+ =  
borr[]s ,section #dhe7l7 ( ! ,high]     
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajib7l77 is am5d$ by add+ at ! end !   
foll[+3  7#c7 ,additional c\nsel+ ,9    
addition to ! entrance c\nsel+ "u       
p>agraph 7#a71 an eligible in/itution   
may require any borr[]1 at or prior to !
 "t ( a disbursem5t to ! borr[] ( a loan
 made "u "p ,d 7o!r ?an a ,f$]al ,direct
 ,consolidation ,loan or a ,f$]al       
,direct ,,plus loan made on behalf ( a  
/ud5t71 to receive ! in=mation describ$ 

9 p>agraph 7#b7 ) respect to su* loan1  
or any o!r f9ancial c\nsel+1 includ+    
f9ancial lit]acy c\nsel+4  7#d7 ,annual 
loan acceptance ,prior to mak+ ! fir/   
disbursem5t ( a loan made "u "p ,d 7o!r 
?an a ,f$]al ,direct ,consolidation     
,loan7 to a borr[] = an aw>d ye>1 an    
eligible in/itution1 %all ensure t aft] 
receiv+ ! applicable c\nsel+ "u p>agraph
 7#b7 or 7#c71 ! borr[] accepts ! loan =
 su* aw>d ye> by--  7,a7 sign+ ! ma/]   
promissory note = ! loan2  7,b7 sign+ & 
return+ to ! in/itution a sep>ate writt5
 /atem5t t affirmatively /ates t !      
borr[] accepts ! loan2 or  7,c7         
electronically sign+ an electronic      
v]sion ( ! /atem5t describ$ 9           
subp>agraph 7,b74  4