,i  #aad? ,,congress  #b;d ,session  ,h4
 ,r4 #eaae  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,april #bh1 #bjaf ,mr4
 ,mull9 7= himself1 ,mr4 ,lance1 & ,mr4 
,h>p]7 introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,en]gy &      
,comm]ce  ,a ,,bill  ,to am5d ! ,f$]al  
,trade ,commission ,act to include      
requirem5ts = decl>+ an unlawful act or 
practice1 & = o!r purposes4  #a4 ,%ort  
title ,?is ,act may be cit$ z ! ,/atem5t
 on ,unfairness ,re9=cem5t & ,emphasis  
,act or ! ,,sure ,act4  #b4 ,unlawful   
act or practice ,section #e7n7 ( !      
,f$]al ,trade ,commission ,act 7#ae     
,u4,s4,c4 #de7n77 is am5d$ to read z    
foll[s3  7n7 ,unlawful act or practice  
7#a7 ,sub/antial injury requir$  7,a7 ,9
 g5]al ,! ,commission %all h no au?ority
 "u ?is section or section #ah to decl>e
 unlawful an act or practice on ! gr\nds
 t su* act or practice is unfair unless 
! act or practice causes or is likely to
 cause sub/antial injury to consum]s :i*
 is n reasonably avoidable by consum]s  

!mselves & n outweigh$ by c\nt]vail+    
b5efits to consum]s or to competition4  
7,b7 ,sub/antial injury to consum]s ,=  
purposes ( ?is subsection1 an act or    
practice does n cause & is n likely to  
cause sub/antial injury to consum]s if !
 injury or h>m result+ f su* act or     
practice is trivial or m]ely            
speculative4 ,an injury may be          
suffici5tly sub/antial if ! injury does 
a small h>m to a l>ge numb] ( p4 ,an act
 or practice may be likely to cause a   
sub/antial injury if ! act or practice  
raises a significant risk ( concrete    
h>m4  7,c7 ,consid]ations requir$ ,9    
det]m9+ :e!r an act or practice causes  
or is likely to cause sub/antial injury 
to consum]s "u ?is subsection1 !        
,commission %all consid] ! foll[+3  7i7 
,:e!r ! act or practice results 9       
monet>y h>m4  7ii7 ,:e!r ! act or       
practice results 9 unw>rant$ heal? or   
safety risk4  7iii7 ,:e!r ! act or      
practice results only 9 emotional or o!r
 m subjective h>m4  7#b7 ,net effects ( 

injury requir$  7,a7 ,consid]ations     
requir$ ,an act or practice is n unfair 
unless ! act or practice is injuri\s 9  
its net effects4 ,9 det]m9+ :e!r an act 
or practice is injuri\s 9 its net       
effects1 ! ,commission %all consid] !   
foll[+3  7i7 ,! v>i\s co/s = a rem$y1   
includ+ ! co/s to ! p>ties directly be=e
 ! ,commission4  7ii7 ,! burd5s on      
society 9 g5]al 9 ! =m ( increas$       
pap]work1 increas$ regulatory burd5s on 
! fl[ ( in=mation1 r$uc$ inc5tives to   
innovation & capital =mation1 & o!r     
simil> matt]s4  7,b7 ,consum] decisions 
,! ,commission may n second-guess !     
wisdom ( p>ticul> consum] decisions1 b  
may consid] :e!r ! act or practice      
unreasonably creates or takes advantage 
( an ob/acle to ! free ex]cise ( consum]
 decisionmak+4  7#c7 ,public policy     
consid]ations ,9 det]m9+ :e!r an act or 
practice is unfair1 ! ,commission may   
consid] e/abli%$ public policies z      
evid5ce to be consid]$ ) all o!r        
evid5ce4 ,su* public policy             

consid]ations may n s]ve z a prim>y     
basis = su* det]m9ation4  4