,i  #aad? ,,congress  #b;d ,session  ,h4
 ,r4 #ejbi  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,april #ba1 #bjaf ,mr4
 ,aguil> introduc$ ! foll[+ bill2 :i* 0 
ref]r$ to ! ,committee on ,small        
,bus9ess  ,a ,,bill  ,to am5d ! ,small  
,bus9ess ,act to cl>ify c]ta9 gu>antee  
fees = loans repayable 9 #a ye> or less4
  #a4 ,%ort title ,?is ,act may be cit$ 
z ! ,small ,bus9ess ,l5d+ ,assi/ance    
,act ( #bjaf4  #b4 ,gu>antee fees =     
loans repayable 9 #a ye> or less  7a7   
,gu>antee fees ,section #g7;a77#ah7 ( ! 
,small ,bus9ess ,act 7#ae ,u4,s4,c4     
#fcf7;a77#ah77 is am5d$--  7#a7 9       
subp>agraph 7,a71 by /rik+ ,) respect to
 ea* loan gu>ante$ "u ?is subsection    
7o!r ?an a loan t is repayable 9 #a ye> 
or less7 & ins]t+ ,except z provid$ 9   
subp>agraph 7,b71 ) respect to a loan   
gu>ante$ "u ?is subsection2  7#b7 by    
r$esignat+ subp>agraph 7,b7 z           
subp>agraph 7,c72 &  7#c7 by ins]t+ aft]
 subp>agraph 7,a7 ! foll[+ new          
subp>agraph3  7,b7 ,exceptions  7i7     

,discretion>y gu>antee fee ,) respect to
 a loan t is repayable 9 #a ye> or less1
 ! ,adm9i/rator has ! discretion to n   
collect a gu>antee fee4  7ii7 ,no       
gu>antee fee ,! ,adm9i/rator may n      
collect a gu>antee fee 9 connection ) a 
loan t is-- 7,i7 made to a borr[] t     
resides 9 a c\nty ) an annual           
unemploym5t rate = ! prec$+ cal5d> ye> (
 at lea/ "o p]c5tage po9t great] ?an !  
national annual unemploym5t rate = !    
prec$+ cal5d> ye> 7z det]m9$ by !       
,bureau ( ,labor ,/ati/ics72 &  7,,ii7  
repayable 9 #a ye> or less4  4  7b7     
,au?orization ( appropriations ,!re is  
au?oriz$ to be appropriat$ to !         
,adm9i/rator ( ! ,small ,bus9ess        
,adm9i/ration su* sums z w\ld be        
available to ! ,adm9i/rator b =         
subp>agraph 7,b7 ( section #g7;a77#ah7 (
 ! ,small ,bus9ess ,act 7#ae ,u4,s4,c4  
#fcf7;a77#ah774