,i  #aad? ,,congress  #b;d ,session  ,h4
 ,r4 #dfai  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,febru>y #be1 #bjaf   
,mr4 ,cumm+s introduc$ ! foll[+ bill2   
:i* 0 ref]r$ to ! ,committee on         
,f9ancial ,s]vices1 & 9 addition to !   
,committees on ,agriculture & !         
,judici>y1 = a p]iod to be subsequ5tly  
det]m9$ by ! ,speak]1 9 ea* case =      
consid]ation ( su* provisions z fall )9 
! jurisdiction ( ! committee conc]n$  ,a
 ,,bill  ,to /r5g!n inc5tives &         
protections = :i/lebl[]s 9 ! f9ancial   
indu/ry & relat$ regulatory ag5cies1 & =
 o!r purposes4  #a4 ,%ort ,title ,?is   
,act may be cit$ z ! ,:i/lebl[] ,augm5t$
 ,rew>d & ,nonretaliation ,act ( #bjaf  
or ! ,,w>n ,act ( #bjaf4  #b4 ,am5dm5ts 
to ! ,f9ancial ,in/itutions ,anti-,fraud
 ,en=cem5t ,act ( #aiij  7a7 ,rights (  
decl>ants ,section #befe7;d7 ( !        
,f9ancial ,in/itutions ,anti-,fraud     
,en=cem5t ,act ( #aiij 7#ab ,u4,s4,c4   
#dbje7;d77#a77;,a77 is am5d$--  7#a7 9  
p>agraph 7#a77;,a7-- 7,a7 by r$esignat+ 

clause 7ii7 z clause 7iii72 &  7,b7 by  
/rik+ clause 7i7 & ins]t+ ! foll[+3  7i7
 ,n less ?an #aj p]c5t1 9 total1 ( :at  
has be5 collect$ 9 any recov]y impos$ 9 
! action or relat$ actions4  7ii7 ,n m  
?an #cj p]c5t1 9 total1 ( :at has be5   
collect$ 9 any recov]y impos$ 9 ! action
 or relat$ actions4  2 &  7#b7 by add+  
at ! end ! foll[+ new p>agraph3  7#c7   
,appeals ,any det]m9ation reg>d+ an aw>d
 "u ?is section may1 )9 #cj days ( su*  
det]m9ation1 be appeal$ to ! appropriate
 c\rt ( appeals ( ! ,unit$ ,/ates4  4   
7b7 ,protection = decl>ants ,! ,f9ancial
 ,in/itutions ,anti-,fraud ,en=cem5t    
,act ( #aiij 7#ab ,u4,s4,c4 #dbab7 is   
am5d$ by /rik+ section #begb & ins]t+ ! 
foll[+3  #begb4 ,protection = decl>ants 
7a7 ,rem$y ,9 a civil action1 a p]son   
may obta9 all relief necess>y to make   
su* p]son :ole if su* p]son--  7#a7 0   
dis*>g$1 demot$1 susp5d$1 ?reat5$1      
h>ass$1 or 9 any o!r mann] discrim9at$  
aga9/ 9 ! t]ms & conditions ( employm5t 
by an employ] because ( lawful acts done

 by ! p]son on behalf ( ! p]son or o!rs 
9 fur!rance ( a prosecution "u section  
#bae1 #bbe1 #bhg1 #fef1 #feg1 #ajja1    
#ajje1 #ajjf1 #ajjg1 #ajad1 #ajcb1      
#acda1 #acdc1 #acdd1 or #aeag ( title   
#ah 7includ+ provision ( in=mation      
relat+ to1 inve/igation =1 initiation (1
 te/imony =1 or assi/ance 9 su* a       
prosecution72 &  7#b7 did n act )\t     
direction f 8 or h] employ] to          
delib]ately cause ! violation disclos$4 
7b7 ,relief ,relief "u subsection 7a7   
%all include-- 7#a7 re9/atem5t ) ! same 
s5iority /atus2  7#b7 twice ! am\nt (   
back pay & int]e/ t ! pla9tiff w\ld h _h
 b = ! discrim9ation2 &  7#c7           
comp5sation = any special damages su/a9$
 z a result ( ! discrim9ation1 includ+  
litigation co/s1 exp]t witness fees1 &  
reasonable attorneys fees4  7c7 ,burd5s 
( pro( ,compla9ts = relief %all be      
gov]n$ by ! proc$ures1 evid5ti>y /&>ds1 
& burd5s ( pro( 9 section #ajeg ( !     
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act 7#ab ,u4,s4,c4

 #eefg74  4  7c7 ,education ,section    
#begc ( ! ,f9ancial ,in/itutions        
,anti-,fraud ,en=cem5t ,act ( #aiij 7#ab
 ,u4,s4,c4 #dbac7 is am5d$--  7#a7 by   
/rik+ ,! ,attorney ,g5]al & ins]t+ !    
foll[+3  7a7 ,9 g5]al ,! ,attorney      
,g5]al  2 &  7#b7 by add+ at ! end !    
foll[+3  7b7 ,education ,! ,attorney    
,g5]al %all issue regulations requir+ e 
employ] cov]$ by ?is ,act to provide    
education & tra9+ to its employees on ! 
rights & rem$ies provid$ "u ?is section1
 includ+ ?r\gh individual notice to its 
employees1 po/+ in=mation on its website
 homepage1 & provid+ m&atory tra9+ = its
 employees4  4  7d7 ,%>e ( assets       
,section #behj ( ! ,f9ancial            
,in/itutions ,anti-,fraud ,en=cem5t ,act
 ( #aiij 7#ab ,u4,s4,c4 #dbbe7 is am5d$ 
by /rik+ subsection 7c7 & ins]t+ !      
foll[+3  7c7 ,%>e ( assets ,:5 ! ,unit$ 
,/ates recov]s any asset or assets      
specifically id5tifi$ 9 a valid         
decl>ation fil$ "u section #dbba ( ?is  
title & ! ,attorney ,g5]al det]m9es t ! 

asset or assets w\ld n h be5 recov]$ if 
! decl>ation _h n be5 fil$1 ! decl>ant  
%all h ! "r to %>e 9 ! recov]y 9 ! am\nt
 (--  7#a7 n less ?an #aj p]c5t1 9      
total1 ( :at has be5 collect$ 9 any     
recov]y impos$ 9 ! action or relat$     
actions2 &  7#b7 n m ?an #cj p]c5t1 9   
total1 ( :at has be5 collect$ 9 any     
recov]y impos$ 9 ! action or relat$     
actions4  4  7e7 ,review ( ,action by   
,attorney ,g5]al ,! ,f9ancial           
,in/itutions ,anti-,fraud ,en=cem5t ,act
 ( #aiij 7#ab ,u4,s4,c4 #dbbh7 is am5d$ 
by /rik+ section #behc & ins]t+ !       
foll[+3  #behc4 ,review ( action by !   
,attorney ,g5]al ,any det]m9ation reg>d+
 an aw>d "u ?is *apt] may1 )9 #cj days (
 su* det]m9ation1 be appeal$ to !       
appropriate c\rt ( appeals ( ! ,unit$   
,/ates4  4  #c4 ,am5dm5ts to ! ,f$]al   
,deposit ,insurance ,act  7a7 ,employees
 ( depository in/itutions & bank+       
ag5cies ,section #cc7;a7 ( ! ,f$]al     
,deposit ,insurance ,act 7#ab ,u4,s4,c4 
#ahca;j7a77 is am5d$-- 7#a7 9 p>agraph  

7#a7--  7,a7 9 ! matt] prec$+           
subp>agraph 7,a71 by /rik+ provid$      
in=mation & ins]t+ provid$ in=mation1 or
 refus$ to alt] in=mation previ\sly     
provid$12 &  7,b7 9 subp>agraph 7,a71 by
 /rik+ a possible violation ( any law or
 regulation & ins]t+ a possible         
violation ( any law1 regulation1 or     
ag5cy /atem5t ( policy2 &  7#b7 9       
p>agraph 7#b7-- 7,a7 by /rik+ !         
,corporation & ins]t+ any su* ag5cy or  
bank2  7,b7 by /rik+ provid$ in=mation &
 ins]t+ provid$ in=mation1 or refus$ to 
alt] in=mation previ\sly provid$12 &    
7,c7 by /rik+ any possible violation (  
any law or regulation & ins]t+ any      
possible violation ( any law1           
regulation1 or ag5cy /atem5t ( policy4  
7b7 ,rew>d = in=mation lead+ to         
recov]ies or civil p5alties ,section #cd
 ( su* ,act 7#ab ,u4,s4,c4 #ahcak7 is   
am5d$-- 7#a7 by /rik+ subsection 7b7 &  
ins]t+ ! foll[+3  7b7 ,p]c5tage         
limitation ,an appropriate ,f$]al bank+ 
ag5cy %all pay a rew>d-- 7#a7 n less ?an

 #aj p]c5t1 9 total1 ( :at has be5      
collect$ z any f9e1 p5alty1 re/itution1 
or =feiture impos$ 9 ! action or relat$ 
actions2 &  7#b7 n m ?an #cj p]c5t1 9   
total1 ( :at has be5 collect$ z any f9e1
 p5alty1 re/itution1 or =feiture impos$ 
9 ! action or relat$ actions4  2 &  7#b7
 by /rik+ subsection 7d7 & ins]t+ !     
foll[+3  7d7 ,review ,any det]m9ation   
reg>d+ an aw>d "u ?is section may1 )9   
#cj days ( su* det]m9ation1 be appeal$  
to ! appropriate c\rt ( appeals ( !     
,unit$ ,/ates4  4  #d4 ,am5dm5ts to !   
,securities ,ex*ange ,act ( #aicd  7a7  
,n>r[ def9ition ( :i/lebl[] remov$      
,section #ba;,f7a7 ( ! ,securities      
,ex*ange ,act ( #aicd 7#ae ,u4,s4,c4    
#ghu-#f7;a77 is am5d$ by /rik+ p>agraph 
7#f74  7b7 ,delay ,section              
#ba;,f7c77#a77;,b7 ( ! ,securities      
,ex*ange ,act ( #aicd 7#ae ,u4,s4,c4    
#ghu-#f7;c77#a77;,b77 is am5d$-- 7#a7 9 
clause 7i77,,iv71 by /rik+ & at ! end2 &
  7#b7 by add+ at ! end ! foll[+ new    
clauses3  7iii7 %all n d5y eligibility =

 an aw>d t o!rwise meets ! requirem5ts (
 ?is section if ! in=mation t =ms !     
basis = ! aw>d is submitt$ )9 #ij days  
aft] k ( disclos$ misconduct2 &  7iv7   
%all presume t reports are timely & n   
r$uce ! aw>d due to delay1 abs5t a f9d+ 
( t disclosure 0 delib]ately po/pon$ e!r
 because ( culpability1 int]f]5ce )     
int]nal inve/igative processes1 or      
attempts at self-enri*m5t4  4  7c7      
,prohibition aga9/ retaliation ,section 
#ba;,f7h77#a77;,a7 ( ! ,securities      
,ex*ange ,act ( #aicd 7#ae ,u4,s4,c4    
#ghu-#f7;h77#a77;,a77 is am5d$-- 7#a7 9 
! matt] prec$+ clause 7i71 by /rik+ 9 ! 
t]ms & conditions ( employm5t because ( 
any lawful act done by ! :i/lebl[] &    
ins]t+ ) respect to comp5sation1 t]ms1  
conditions1 or privileges ( employm5t   
because ( any lawful act done by !      
applicant1 employee1 or =m] employee or 
p]ceiv$ to h be5 done by ! applicant1   
employee1 or =m] employee 7or any p]son 
act+ pursuant to ! reque/ ( ! applicant1
 employee1 or =m] employee71 :e!r at !  

initiative ( ! applicant1 employee1 or  
=m] employee or 9 ! ord9>y c\rse ( !    
duties ( ! applicant1 employee1 or =m]  
employee2  7#b7 9 clause 7ii7 by /rik+ 2
 or & ins]t+ a semicolon2  7#c7 9 clause
 7iii7 by /rik+ ! p]iod at ! end &      
ins]t+ a semicolon2 &  7#d7 by add+ at !
 end ! foll[+ new clauses3  7iv7 9      
object+ to1 or refus+ to p>ticipate 91  
any activity1 policy1 practice1 or      
assign$ task ! applicant1 employee1 or  
=m] employee 7or o!r su* p]son7         
reasonably believ$ to be 9 violation (  
any law1 rule1 ord]1 /&>d1 or           
prohibition subject to ! jurisdiction (1
 or en=ceable by1 ! ,commission2 or  7v7
 9 provid+1 prep>+ to provide1 or assi/+
 9 ! provision ( in=mation to ! employ] 
or a p]son ) sup]visory au?ority ov] !  
employee 7or o!r su* p]son work+ = !    
employ] :o has ! au?ority to inve/igate1
 discov]1 or t]m9ate misconduct7 relat+ 
to any violation (1 or any act or       
omission t ! applicant1 employee1 or =m]
 employee believes to be a violation (1 

any provision ( ?is title or any o!r    
provision ( law t is subject to !       
jurisdiction ( ! ,commission1 or any    
rule1 ord]1 /&>d1 or prohibition        
prescrib$ by ! ,commission4  4  7d7     
,en=cem5t ,section #ba;,f7h77#a77;,b7 ( 
! ,securities ,ex*ange ,act ( #aicd 7#ae
 ,u4,s4,c4 #ghu-#f7;h77#a77;,b77 is     
am5d$ by add+ at ! end ! foll[+ new     
clause3  7iv7 ,burd5s ( ,pro( ,except z 
o!rwise provid$ 9 ?is section1 compla9ts
 = relief %all be gov]n$ by ! proc$ures1
 evid5ti>y /&>ds1 & burd5s ( pro( 9     
section #ajeg ( ! ,dodd-,frank ,wall    
,/reet ,re=m & ,consum] ,protection ,act
 7#ab ,u4,s4,c4 #eefg74  4  7e7 ,relief 
,section #ba;,f7h77#a77;,c7 ( !         
,securities ,ex*ange ,act ( #aicd 7#ae  
,u4,s4,c4 #ghu-#f7;h77#a77;,c77 is      
am5d$-- 7#a7 9 clause 7ii7 by /rik+ &2  
7#b7 9 clause 7iii7 by /rik+ ! p]iod at 
! end & ins]t+ a semicolon2 &  7#c7 by  
add+ at ! end ! foll[+ new clauses3     
7iv7 comp5satory damages2 &  7v7        
punitive damages 9 an am\nt n to exce$  

#bej1jjj4  4  7f7 ,confid5tiality       
,section #ba;,f7h77#b7 ( ! ,securities  
,ex*ange ,act ( #aicd 7#ae ,u4,s4,c4    
#ghu-#f7;h77#b77 is am5d$ by /rik+      
subp>agraph 7,a7 & ins]t+ ! foll[+3     
7,a7 ,9 g5]al ,except z provid$ 9       
subp>agraphs 7,b71 7,c71 & 7,d7 ( ?is   
subsection1 ! ,commission & any (fic] or
 employee ( ! ,commission may n disclose
 any id5tify+ in=mation ab\t a :i/lebl[]
 :o has provid$ in=mation to !          
,commission--  7i7 unless ! ,commission 
has obta9$ ! writt5 cons5t ( !          
:i/lebl[]2  7ii7 except 9 accordance ) !
 provisions ( section #eeb;a ( title #e1
 ,unit$ ,/ates ,code2 or  7iii7 unless  
requir$ to be disclos$ to a def5dant or 
respond5t 9 connection ) a public       
proce$+ in/itut$ by ! ,commission4  4   
7g7 ,additional protections = :i/lebl[]s
 ,section #ba;,f ( ! ,securities        
,ex*ange ,act ( #aicd 7#ae ,u4,s4,c4    
#ghu-#f7 is am5d$ by add+ at ! end !    
foll[+ new subsections3  7k7            
,non-,waiv]ability ( ,rights & ,rem$ies 

,an employ] may n take any action to    
imp$e an individual :o is ab\t to or has
 assi/$ or engag$ 9 activity protect$ by
 ?is section1 includ+--  7#a7 issu+1    
propos+1 initiat+1 en=c+1 or ?reat5+ to 
en=ce1 a confid5tiality agreem5t 7o!r   
?an agreem5ts deal+ ) in=mation cov]$ by
 sections #bdj4ba;,f-#d7;b77#d77;i7 &   
#bdj4ba;,f-#d7;b77#d77;ii7 ( title #ag1 
,code ( ,f$]al ,regulations1 z 9 effect 
on ! date ( ! enactm5t ( ?is ,act7 )    
respect to su* communications2  7#b7    
initiat+1 en=c+1 or ?reat5+ to en=ce1   
any agreem5t1 policy1 =m1 or condition (
 employm5t1 includ+ by any pr$ispute    
arbitration agreem5t1 t waives ! rights 
& rem$ies provid$ = 9 ?is section2  7#c7
 requir+ an individual to waive1        
release1 or assign any monet>y aw>d su* 
individual may receive f ! ,commission1 
or condition+ an individual's "r to     
receive any contractual or              
employm5t-relat$ b5efit on su* a waiv]1 
release1 or assignm5t2  7#d7 requir+ an 
individual to disclose to any private   

p>ty :e!r su* individual has1 or 9 !    
future int5ds to1 communicate ) !       
,commission /aff ab\t a possible        
commodities law violation2  7#e7        
condition+ an individual's "r to receive
 any contractual or employm5t-relat$    
b5efit on a repres5tation t su*         
individual has n communicat$ )1 or      
provid$ docum5ts or o!r in=mation1 to ! 
,commission /aff2  7#f7 seek+ civil or  
crim9al liability = acquir+ &           
communicat+ in=mation to ! ,commission  
or o!r activity protect$ by ?is section2
  7#g7 seek+ pr(essional discipl9e ?r\gh
 loss ( lic5se1 c]tification1 or o!r    
discipl9>y activities = engag+ 9        
activity protect$ by ?is ,act2  7#h7    
seek+ pr(essional discipl9e ( attorneys 
= repres5tation ( activities protect$ by
 ?is ,act1 or o!r action t ob/ructs !   
:i/lebl[]'s "r to c\nsel2 or  7#i7      
engag+ 9 any o!r discrim9ation t w\ld   
*ill ! ex]cise ( activity protect$ by   
?is section4  7l7 ,int]nal ,compliance  
,programs ,! ,commission %all issue     

regulations requir+ ea* employ]-- 7#a7  
to h a proc$ure 9 place = an employee or
 =m] employee to report directly to !   
*ief executive (fic]1 a repres5tative   
appo9t$ by & report+ directly to ! *ief 
executive (fic] :o is specifically      
designat$ to receive su* a report1 or   
?r\gh a hotl9e consi/5t ) pr(essional   
be/ practices to ! audit committee ( !  
bo>d ( directors1 if su* employee or =m]
 employee believes t violations ( ?is   
section h occurr$ or are occurr+ at !   
place ( employm5t or place ( =m]        
employm5t2 &  7#b7 to n discrim9ate     
aga9/ an employee or =m] employee = su* 
reports4  7m7 ,extrat]ritoriality ,!    
protections provid$ by ?is section %all 
also apply to =eign nationals liv+      
outside ! ,unit$ ,/ates4  4  #e4        
,am5dm5ts to ! ,commodity ,ex*ange ,act 
7a7 ,n>r[ def9ition ( :i/lebl[] remov$  
,section #bc7;a7 ( ! ,commodity ,ex*ange
 ,act 7#g ,u4,s4,c4 #bf7;a77 is am5d$ by
 /rik+ p>agraph 7#g74  7b7 ,delay       
,section #bc7;c77#a77;,b7 ( ! ,commodity

 ,ex*ange ,act 7#g ,u4,s4,c4            
#bf7;c77#a77;,b77 is am5d$--  7#a7 9    
clause 7i77,,iv71 by /rik+ & at ! end2 &
  7#b7 by add+ at ! end ! foll[+ new    
clauses3  7iii7 %all n d5y eligibility =
 an aw>d t o!rwise meets ! requirem5ts (
 ?is section if ! in=mation t =ms !     
basis = ! aw>d is submitt$ )9 #ij days  
aft] k ( disclos$ misconduct2 &  7iv7   
%all presume t reports are timely & n   
r$uce ! aw>d due to delay1 abs5t a f9d+ 
( t disclosure 0 delib]ately po/pon$ e!r
 because ( culpability1 int]f]5ce )     
int]nal inve/igative processes1 or      
attempts at self-enri*m5t4  4  7c7      
,prohibition aga9/ retaliation ,section 
#bc7;h77#a77;,a7 ( ! ,commodity ,ex*ange
 ,act 7#g ,u4,s4,c4 #bf7;h77#a77;,a77 is
 am5d$-- 7#a7 by /rik+ 9 ! t]ms &       
conditions ( employm5t because ( any    
lawful act done by ! :i/lebl[] & ins]t+ 
) respect to comp5sation1 t]ms1         
conditions1 or privileges ( employm5t   
because ( any lawful act done by !      
applicant1 employee1 or =m] employee or 

p]ceiv$ to h be5 done by ! applicant1   
employee1 or =m] employee 7or any p]son 
act+ pursuant to ! reque/ ( ! applicant1
 employee1 or =m] employee71 :e!r at !  
initiative ( ! applicant1 employee1 or  
=m] employee or 9 ! ord9>y c\rse ( !    
duties ( ! applicant1 employee1 or =m]  
employee2  7#b7 9 clause 7i71 by /rik+ 2
 or & ins]t+ a semicolon2  7#c7 9 clause
 7ii71 by /rik+ ! p]iod at ! end &      
ins]t+ a semicolon2 &  7#d7 by ins]t+ ! 
foll[+ new clauses3  7iii7 9 object+ to1
 or refus+ to p>ticipate 91 any         
activity1 policy1 practice1 or assign$  
task ! applicant1 employee1 or =m]      
employee 7or o!r su* p]son7 reasonably  
believ$ to be 9 violation ( any law1    
rule1 ord]1 /&>d1 or prohibition subject
 to ! jurisdiction (1 or en=ceable by1 !
 ,commission2 or  7iv7 9 provid+1 prep>+
 to provide1 or assi/+ 9 ! provision (  
in=mation to ! employ] or a p]son )     
sup]visory au?ority ov] ! employee 7or  
su* o!r p]son work+ = ! employ] :o has !
 au?ority to inve/igate1 discov]1 or    

t]m9ate misconduct7 relat+ to any       
violation (1 or any act or omission t ! 
:i/lebl[] believes to be a violation (1 
any provision ( ?is title or any o!r    
provision ( law t is subject to !       
jurisdiction ( ! ,commission1 or any    
rule1 ord]1 /&>d1 or prohibition        
prescrib$ by ! ,commission4  4  7d7     
,en=cem5t ,section #bc7;h77#a77;,b7 ( ! 
,commodity ,ex*ange ,act 7#g ,u4,s4,c4  
#bf7;h77#a77;,b77 is am5d$ by add+ at ! 
end ! foll[+ new clause3  7iv7 ,burd5s (
 ,pro( ,except z o!rwise provid$ 9 ?is  
section1 compla9ts = relief %all be     
gov]n$ by ! proc$ures1 evid5ti>y /&>ds1 
& burd5s ( pro( 9 section #ajeg ( !     
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act 7#ab ,u4,s4,c4
 #eefg74  4  7e7 ,relief ,section       
#bc7;h77#a77;,c7 ( ! ,commodity ,ex*ange
 ,act 7#g ,u4,s4,c4 #bf7;h77#a77;,c77 is
 am5d$-- 7#a7 9 clause 7ii7 by /rik+ &2 
7#b7 9 clause 7iii7 by /rik+ ! p]iod at 
! end & ins]t+ a semicolon2 &  7#c7 by  
add+ at ! end ! foll[+ new clauses3     

7iv7 comp5satory damages2 &  7v7        
punitive damages 9 an am\nt n to exce$  
#bej1jjj4  4  7f7 ,confid5tiality       
,section #bc7;h77#b7 ( ! ,commodity     
,ex*ange ,act 7#g ,u4,s4,c4 #bf7;h77#b77
 is am5d$-- 7#a7 by /rik+ subp>agraph   
7,a7 & ins]t+ ! foll[+3  7,a7 ,9 g5]al  
,except z provid$ 9 subp>agraphs 7,b71  
7,c71 & 7,d7 ( ?is subsection1 !        
,commission & any (fic] or employee ( ! 
,commission may n disclose any id5tify+ 
in=mation ab\t a :i/lebl[] :o has       
provid$ in=mation to ! ,commission--    
7i7 unless ! ,commission has obta9$ !   
writt5 cons5t ( ! :i/lebl[]2  7ii7      
except 9 accordance ) ! provisions (    
section #eeb;a ( title #e1 ,unit$ ,/ates
 ,code2 or  7iii7 unless requir$ to be  
disclos$ to a def5dant or respond5t 9   
connection ) a public proce$+ in/itut$  
by ! ,commission  2 &  7#b7 by add+ at !
 end ! foll[+ new subp>agraph3  7,d7    
,exempt$ ,/atute ,= purposes ( section  
#eeb ( title #e1 ,unit$ ,/ates ,code1   
?is p>agraph %all be consid]$ a /atute  

describ$ 9 subsection 7b77#c77;,b7 ( su*
 section #eeb4  4  7g7 ,additional      
protections = :i/lebl[]s ,section #bc ( 
! ,commodity ,ex*ange ,act 7#g ,u4,s4,c4
 #bf7 is am5d$ by add+ at ! end ! foll[+
 new subsections3  7o7                  
,non-,waiv]ability ( rights & rem$ies   
,an employ] may n take any action to    
imp$e an individual :o is ab\t to or has
 assi/$ or engag$ 9 activity protect$ by
 ?is section1 includ+--  7#a7 issu+1    
propos+1 initiat+1 en=c+1 or ?reat5+ to 
en=ce1 a confid5tiality agreem5t 7o!r   
?an agreem5ts deal+ ) in=mation cov]$ by
 section #afe4b7k7 ( title #ag1 ,code ( 
,f$]al ,regulations1 z 9 effect on !    
date ( ! enactm5t ( ?is ,act7 ) respect 
to su* communications2  7#b7 initiat+1  
en=c+1 or ?reat5+ to en=ce1 any         
agreem5t1 policy1 =m1 or condition (    
employm5t1 includ+ by any pr$ispute     
arbitration agreem5t1 t waives ! rights 
& rem$ies provid$ = 9 ?is section2  7#c7
 requir+ an individual to waive1        
release1 or assign any monet>y aw>d su* 

individual may receive f ! ,commission1 
or condition+ an individual's "r to     
receive any contractual or              
employm5t-relat$ b5efit on su* a waiv]1 
release1 or assignm5t2  7#d7 requir+ an 
individual to disclose to any private   
p>ty :e!r su* individual has1 or 9 !    
future int5ds to1 communicate ) !       
,commission /aff ab\t a possible        
violation ( ?is ,act2  7#e7 condition+  
an individual's "r to receive any       
contractual or employm5t-relat$ b5efit  
on a repres5tation t su* individual has 
n communicat$ )1 or provid$ docum5ts or 
o!r in=mation1 to ! ,commission /aff2   
7#f7 seek+ civil or crim9al liability = 
acquir+ & communicat+ in=mation to !    
,commission or o!r activity protect$ by 
?is section2  7#g7 seek+ pr(essional    
discipl9e ?r\gh loss ( lic5se1          
c]tification or o!r discipl9>y          
activities = engag+ 9 activity protect$ 
by ?is ,act2  7#h7 seek+ pr(essional    
discipl9e ( attorneys = repres5tation ( 
activities protect$ by ?is ,act1 or o!r 

action t ob/ructs ! :i/lebl[]'s "r to   
c\nsel2 or  7#i7 engag+ 9 any o!r       
discrim9ation t w\ld *ill ! ex]cise (   
activity protect$ by ?is section4  7p7  
,int]nal ,compliance ,programs ,!       
,commission %all issue regulations      
requir+ ea* employ]-- 7#a7 to h a       
proc$ure 9 place = an employee or =m]   
employee to report directly to ! *ief   
executive (fic]1 a repres5tative appo9t$
 by & report+ directly to ! *ief        
executive (fic] :o is specifically      
designat$ to receive su* a report1 or   
?r\gh a hotl9e consi/5t ) pr(essional   
be/ practices to ! audit committee ( !  
bo>d ( directors1 if su* employee or =m]
 employee believes t a violation ( ?is  
section has occurr$ or is occurr+ at !  
place ( employm5t or place ( =m]        
employm5t2 &  7#b7 to n discrim9ate     
aga9/ an employee or =m] employee = su* 
reports4  7q7 ,extrat]ritoriality ,!    
protections provid$ by ?is section %all 
also apply to =eign nationals liv+      
outside ! ,unit$ ,/ates4  4  #f4        

,am5dm5ts to ! :i/lebl[] protections "u 
! ,s>banes-,oxley ,act ,section #aead;,a
 ( title #ah1 ,unit$ ,/ates ,code1 is   
am5d$-- 7#a7 9 subsection 7a7--  7,a7 9 
! matt] prec$+ p>agraph 7#a71 by /rik+ 9
 ! t]ms & conditions ( employm5t because
 ( any lawful act done by ! employee &  
ins]t+ ) respect to comp5sation1 t]ms1  
conditions1 or privileges ( employm5t   
because ( any lawful act done by !      
applicant1 employee1 or =m] employee or 
p]ceiv$ to h be5 done by ! applicant1   
employee1 or =m] employee 7or any p]son 
act+ pursuant to ! reque/ ( ! applicant1
 employee1 or =m] employee71 :e!r at !  
initiative ( ! applicant1 employee1 or  
=m] employee or 9 ! ord9>y c\rse ( !    
duties ( ! applicant1 employee1 or =m]  
employee2  7,b7 9 p>agraph 7#a77;,c71 by
 /rik+ 2 or & ins]t+ a semicolon2  7,c7 
9 p>agraph 7#b71 by /rik+ ! p]iod at !  
end & ins]t+ a semicolon2 &  7,d7 by    
add+ at ! end ! foll[+3  7#c7 9 object+ 
to1 or refus+ to p>ticipate 91 any      
activity1 policy1 practice1 or assign$  

task ! applicant1 employee1 or =m]      
employee 7or o!r su* p]son7 reasonably  
believ$ to be 9 violation ( any law1    
rule1 ord]1 /&>d1 or prohibition subject
 to ! jurisdiction (1 or en=ceable by1 !
 ,securities & ,ex*ange ,commission2 or 
7#d7 9 provid+1 prep>+ to provide1 or   
assi/+ 9 ! provision ( in=mation to !   
employ] or a p]son ) sup]visory au?ority
 ov] ! applicant1 employee1 or =m]      
employee 7or su* o!r p]son work+ = !    
employ] :o has ! au?ority to inve/igate1
 discov]1 or t]m9ate misconduct7 relat+ 
to any violation (1 or any act or       
omission t ! :i/lebl[] believes to be a 
violation (1 any provision ( ?is title  
or any o!r provision ( law t is subject 
to ! jurisdiction ( ! ,securities &     
,ex*ange ,commission1 or any rule1 ord]1
 /&>d1 or prohibition prescrib$ by !    
,commission4  2  7#b7 9 subsection      
7c77#b77;,b71 by ins]t+ d\ble be=e back 
pay2  7#c7 9 subsection 7c71 by add+ at 
! end ! foll[+3  7#c7 ,punitive ,damages
 ,relief = any action "u p>agraph 7#a7  

may include punitive damages 9 an am\nt 
n to exce$ #bej1jjj4  2 &  7#d7 by add+ 
at ! end ! foll[+3  7e7 ,confid5tiality 
,nei!r ! ,securities & ,ex*ange         
,commission1 ! ,secret>y ( ,labor1 nor  
any (fic] or employee ( ! ,commission or
 ! ,secret>y may disclose any id5tify+  
in=mation ab\t an employee ( a company  
describ$ 9 subsection 7a7 :o has provid$
 in=mation to ! ,commission or !        
,secret>y--  7#a7 unless ! ,commission  
or ! ,secret>y has obta9$ ! writt5      
cons5t ( ! :i/lebl[]2  7#b7 except 9    
accordance ) ! provisions ( section     
#eeb;a ( title #e1 ,unit$ ,/ates ,code2 
or  7#c7 unless requir$ to be disclos$  
to a def5dant or respond5t 9 connection 
) a public proce$+ in/itut$ by !        
,commission or ! ,secret>y4  4