,i  #aad? ,,congress  #a/ ,session  ,h4 
,r4 #chij  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,novemb] #c1 #bjae    
,mr4 ,clawson ( ,florida introduc$ !    
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,f9ancial ,s]vices  ,a    
,,bill  ,to exempt safe & s\nd          
depository in/itutions1 cr$it unions1 & 
depository in/itution hold+ companies f 
c]ta9 titles ( ! ,dodd-,frank ,wall     
,/reet ,re=m & ,consum] ,protection     
,act1 & = o!r purposes4  #a4 ,%ort title
 ,?is ,act may be cit$ z ! ,f9ancial    
,in/itution ,legislative ,edict         
,simplification ,act ( #bjae or !       
,,files ,act ( #bjae4  #b4 ,exemptions =
 safe & s\nd in/itutions ,! ,dodd-,frank
 ,wall ,/reet ,re=m & ,consum]          
,protection ,act 7#ab ,u4,s4,c4 #ecja et
 seq47 is am5d$--  7#a7 by ins]t+ aft]  
section #f ! foll[+3  #g4 ,exemptions = 
safe & s\nd in/itutions  7a7 ,safe &    
s\nd in/itution def9$ ,= purposes ( ?is 
section1 ! t]m safe & s\nd in/itution   
means a depository in/itution1 cr$it    

union1 bank hold+ company1 or sav+s &   
loan hold+ company t--  7#a7 has total  
consolidat$ assets ( less ?an           
#ej1jjj1jjj1jjj2 &  7#b7 has a composite
 ,,camel rat+ ( #a or #b "u ! ,uni=m    
,f9ancial ,in/itutions ,rat+ ,sy/em 7or 
an equival5t rat+ "u a comp>able rat+   
sy/em7 z ( ! entity's mo/ rec5t         
exam9ation4  7b7 ,exemptions ,! foll[+  
provisions ( law %all n apply to a safe 
& s\nd in/itution3 7#a7 ,title ,i ( ?is 
,act1 & any am5dm5ts made by su* title4 
7#b7 ,title ,,ii ( ?is ,act1 & any      
am5dm5ts made by su* title4  7#c7 ,title
 ,,vi ( ?is ,act1 & any am5dm5ts made by
 su* title4  7#d7 ,title ,,xiv ( ?is    
,act1 & any am5dm5ts made by su* title4 
2 &  7#b7 9 ! table ( cont5ts 9 section 
#a7;b71 by ins]t+ aft] ! item relat+ to 
section #f ! foll[+3  ,sec4 #g4         
,exemption = safe & s\nd in/itutions4  4