,,ii  #aad? ,,congress  #a/ ,session    
,h4 ,r4 #caib  ,,9 ,,! ,,s5ate ,,( ,,!  
,,unit$ ,,/ates  ,octob] #h1            
#bjae,receiv$  ,,an ,,act  ,to provide =
 a tempor>y safe h>bor f ! en=cem5t (   
integrat$ disclosure requirem5ts =      
mortgage loan transactions "u ! ,real   
,e/ate ,settlem5t ,proc$ures ,act (     
#aigd & ! ,tru? 9 ,l5d+ ,act1 & = o!r   
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,homebuy]s ,assi/ance ,act4
  #b4 ,en=cem5t safe h>bor ,! integrat$ 
disclosure requirem5ts = mortgage loan  
transactions "u section #d7;a7 ( ! ,real
 ,e/ate ,settlem5t ,proc$ures ,act (    
#aigd 7#ab ,u4,s4,c4 #bfjc7;a771 section
 #aje7;b7 ( ! ,tru? 9 ,l5d+ ,act 7#ae   
,u4,s4,c4 #afjd7;b771 & regulations     
issu$ "u su* sections may n be en=c$    
aga9/ any p]son until ,febru>y #a1      
#bjaf1 & no suit may be fil$ aga9/ any  
p]son = a violation ( su* requirem5ts   
occurr+ be=e su* date1 s long z su*     
p]son has made a good fai? ef=t to      
comply ) su* requirem5ts4  ,pass$ !     

,h\se ( ,repres5tatives ,octob] #g1     
#bjae4,k>5 ,l4 ,haas1,cl]k