,i  #aad? ,,congress  #a/ ,session  ,h4 
,r4 #bihg  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,july #h1 #bjae ,mr4  
,meeks 7= himself1 ,mr4 ,k+ ( ,new      
,york1 ,mrs4 ,c>olyn ,b4 ,maloney ( ,new
 ,york1 & ,mr4 ,luetkemey]7 introduc$ ! 
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,f9ancial ,s]vices  ,a    
,,bill  ,to am5d ! ,f9ancial ,/ability  
,act ( #bjaj to cl>ify ! treatm5t (     
c]ta9 debt & equity in/rum5ts ( small]  
in/itutions = purposes ( capital        
requirem5ts1 & = o!r purposes4  #a4     
,%ort title ,?is ,act may be cit$ z !   
,community ,bank ,capital ,cl>ification 
,act4  #b4 ,cl>ification = in/rum5ts (  
o!r depository in/itution hold+         
companies ,section #aga7;b77#d77;,c7 ( !
 ,f9ancial ,/ability ,act ( #bjaj 7#ab  
,u4,s4,c4 #ecga7;b77#d77;,c77 is am5d$  
by add+ at ! end ! foll[+3 ,a depository
 in/itution hold+ company ) total       
consolidat$ assets ( less ?an           
#ae1jjj1jjj1jjj at ! end ( a qu>t]ly    
f9ancial report+ p]iod aft] ,decemb]    

#ca1 #bjji1 %all be treat$ z if !       
company _h total consolidat$ assets (   
less ?an #ae1jjj1jjj1jjj z ( ,decemb]   
#ca1 #bjji1 = s long z su* company has  
total consolidat$ assets ( less ?an     
#ae1jjj1jjj1jjj44