,i  #aad? ,,congress  #a/ ,session  ,h4 
,r4 #bdgc  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,may #bj1 #bjae ,mr4  
,clay 7= himself & ,mr4 ,neugebau]7     
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices  ,a 
,,bill  ,to include cr$it unions z      
community f9ancial in/itutions "u !     
,f$]al ,home ,loan ,bank ,act4  #a4     
,%ort title ,?is ,act may be cit$ z !   
,pres]v+ ,capital ,access & ,mortgage   
,liquidity ,act ( #bjae4  #b4 ,def9ition
 ( a community f9ancial in/itution      
,section #b7aj77;,a77i7 ( ! ,f$]al ,home
 ,loan ,bank ,act 7#ab ,u4,s4,c4        
#adbb7aj77;,a77i77 is am5d$ to read z   
foll[s3  7i7  7,i7 ! deposits ( :i* are 
insur$ "u ! ,f$]al ,deposit ,insurance  
,act2 or  7,,ii7 t is a ,f$]al cr$it    
union or a ,/ate cr$it union 7z su* t]ms
 are def9$1 respectively1 "u section    
#aja ( ! ,f$]al ,cr$it ,union ,act72 &  
4