,i  #aad? ,,congress  #a/ ,session  ,h4 
,r4 #afgd  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,m>* #bf1 #bjae ,mr4  
,coh5 7= himself1 ,mr4 ,danny ,k4 ,davis
 ( ,ill9ois1 & ,mr4 ,swalwell (         
,cali=nia7 introduc$ ! foll[+ bill2 :i* 
0 ref]r$ to ! ,committee on ! ,judici>y 
,a ,,bill  ,to am5d title #aa ( ! ,unit$
 ,/ates ,code to modify ! dis*>geability
 ( debts = c]ta9 educational paym5ts &  
loans4  #a4 ,%ort title ,?is ,act may be
 cit$ z ! ,private ,/ud5t ,loan         
,bankruptcy ,fairness ,act ( #bjae4  #b4
 ,exceptions to dis*>ge ,section        
#ebc7;a77#h7 ( title #aa1 ,unit$ ,/ates 
,code1 is am5d$--  7#a7 by /rik+        
subp>agraph 7,b71 &  7#b7 9 subp>agraph 
7,a7--  7,a7 9 clause 7i7-- 7i7 by /rik+
 7i71 &  7ii7 by ins]t+ any program =   
:i* sub/antially all ( ! funds are      
provid$ by a aft] unit or1 &  7,b7 9    
clause 7ii7--  7i7 by /rik+ 7ii7 &      
ins]t+ 7,b71 &  7ii7 by /rik+ or at !   
end4  #c4 ,effective date2 application (
 am5dm5ts  7a7 ,effective date ,except z

 provid$ 9 subsection 7b71 ?is ,act & ! 
am5dm5ts made by ?is ,act %all take     
effect on ! date ( ! enactm5t ( ?is     
,act4  7b7 ,application ( am5dm5ts ,!   
am5dm5ts made by ?is ,act %all apply    
only ) respect to cases comm5c$ "u title
 #aa ( ! ,unit$ ,/ates ,code on or aft] 
! date ( ! enactm5t ( ?is ,act4