,,ib  ,union ,cal5d> ,no4 #cf  #aad?    
,,congress  #a/ ,session  ,h4 ,r4 #aaie 
,report ,no4 #aad-ee  ,,9 ,,! ,,h\se ,,(
 ,,repres5tatives  ,m>* #b1 #bjae ,mr4  
,pitt5g] 7= himself & ,mr4 ,heck (      
,wa%+ton7 introduc$ ! foll[+ bill2 :i* 0
 ref]r$ to ! ,committee on ,f9ancial    
,s]vices  ,april #f1 #bjae ,additional  
sponsors3 ,mrs4 ,wagn]1 ,mr4 ,mc,henry1 
,mr4 ,neugebau]1 ,mr4 ,kilm]1 ,ms4      
,s9ema1 ,mr4 ,%]man1 ,mr4 ,pe>ce1 ,mr4  
,/iv]s1 ,mr4 ,jolly1 ,mr4 ,luetkemey]1  
,mr4 ,tipton1 ,mr4 ,b>r1 ,mr4 ,mead[s1  
,mr4 ,fitzpatrick1 ,mr4 ,huiz5ga (      
,mi*igan1 ,mr4 ,k+ ( ,new ,york1 ,mr4   
,r\z]1 & ,mr4 ,mess]  ,april #f1 #bjae  
,committ$ to ! ,committee ( ! ,:ole     
,h\se on ! ,/ate ( ! ,union & ord]$ to  
be pr9t$  ,a ,,bill  ,to am5d ! ,consum]
 ,f9ancial ,protection ,act ( #bjaj to  
e/abli% advisory bo>ds1 & = o!r         
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,bureau ( ,consum]         
,f9ancial ,protection ,advisory ,bo>ds  
,act4  #b4 ,e/abli%m5t ( advisory bo>ds 

)9 ! ,bureau ( ,consum] ,f9ancial       
,protection  7a7 ,9 g5]al ,! ,consum]   
,f9ancial ,protection ,act ( #bjaj is   
am5d$ by ins]t+ aft] section #ajad 7#ab 
,u4,s4,c4 #edid7 ! foll[+ new section3  
#ajad;,a4 ,advisory ,bo>ds  7a7 ,small  
,bus9ess ,advisory ,bo>d  7#a7          
,e/abli%m5t ,! ,director %all e/abli% a 
,small ,bus9ess ,advisory ,bo>d-- 7,a7  
to advise & consult ) ! ,bureau 9 !     
ex]cise ( ! ,bureau's functions "u !    
,f$]al consum] f9ancial laws applicable 
to eligible f9ancial products or        
s]vices2 &  7,b7 to provide in=mation on
 em]g+ practices ( small bus9ess conc]ns
 t provide eligible f9ancial products or
 s]vices1 includ+ regional tr5ds1       
conc]ns1 & o!r relevant in=mation4  7#b7
 ,memb]%ip  7,a7 ,numb] ,! ,director    
%all appo9t no few] ?an #ae & no m ?an  
#bj memb]s to ! ,small ,bus9ess         
,advisory ,bo>d4  7,b7 ,qualification   
,memb]s appo9t$ pursuant to subp>agraph 
7,a7 %all be repres5tatives ( small     
bus9ess conc]ns t-- 7i7 provide eligible

 f9ancial products or s]vices2  7ii7 are
 s]vice provid]s to cov]$ p]sons2 &     
7iii7 use consum] f9ancial products or  
s]vices 9 f9anc+ ! bus9ess activities ( 
su* conc]n4  7,c7 ,additional           
consid]ations ,9 appo9t+ memb]s pursuant
 to subp>agraph 7,a71 ! ,director is    
enc\rag$ to ensure ! p>ticipation (     
m9ority- & wom5-own$ small bus9ess      
conc]ns & _! int]e/s1 )\t reg>d to p>ty 
affiliation4  7#c7 ,meet+s ,! ,small    
,bus9ess ,advisory ,bo>d--  7,a7 %all   
meet f "t to "t at ! call ( ! ,director2
 &  7,b7 %all meet at lea/ twice ea*    
ye>4  7b7 ,cr$it ,union ,advisory       
,c\ncil  7#a7 ,e/abli%m5t ,! ,director  
%all e/abli% a ,cr$it ,union ,advisory  
,c\ncil to advise & consult ) ! ,bureau 
on consum] f9ancial products or s]vices 
t impact cr$it unions4  7#b7 ,memb]%ip  
,! ,director %all appo9t no few] ?an #ae
 & no m ?an #bj memb]s to ! ,cr$it      
,union ,advisory ,c\ncil4 ,9 appo9t+ su*
 memb]s1 ! ,director is enc\rag$ to     
ensure ! p>ticipation ( cr$it unions    

pr$om9antly s]v+ traditionally und]s]v$ 
communities & populations & _! int]e/s1 
)\t reg>d to p>ty affiliation4  7#c7    
,meet+s ,! ,cr$it ,union ,advisory      
,c\ncil-- 7,a7 %all meet f "t to "t at !
 call ( ! ,director2 &  7,b7 %all meet  
at lea/ twice ea* ye>4  7c7 ,community  
,bank ,advisory ,c\ncil  7#a7           
,e/abli%m5t ,! ,director %all e/abli% a 
,community ,bank ,advisory ,c\ncil to   
advise & consult ) ! ,bureau on consum] 
f9ancial products or s]vices t impact   
community banks4  7#b7 ,memb]%ip ,!     
,director %all appo9t no few] ?an #ae & 
no m ?an #bj memb]s to ! ,community     
,bank ,advisory ,c\ncil4 ,9 appo9t+ su* 
memb]s1 ! ,director is enc\rag$ to      
ensure ! p>ticipation ( community banks 
pr$om9antly s]v+ traditionally und]s]v$ 
communities & populations & _! int]e/s1 
)\t reg>d to p>ty affiliation4  7#c7    
,meet+s ,! ,community ,bank ,advisory   
,c\ncil--  7,a7 %all meet f "t to "t at 
! call ( ! ,director2 &  7,b7 %all meet 
at lea/ twice ea* ye>4  7d7 ,comp5sation

 & travel exp5ses ,memb]s ( ! ,small    
,bus9ess ,advisory ,bo>d1 ! ,cr$it      
,union ,advisory ,c\ncil1 or !          
,community ,bank ,advisory ,c\ncil :o   
are n full-"t employees ( ! ,unit$      
,/ates %all-- 7#a7 be entitl$ to receive
 comp5sation at a rate fix$ by !        
,director :ile att5d+ meet+s ( ! ,small 
,bus9ess ,advisory ,bo>d1 ! ,cr$it      
,union ,advisory ,c\ncil1 or !          
,community ,bank ,advisory ,c\ncil1     
includ+ travel "t2 &  7#b7 be all[$     
travel exp5ses1 includ+ transportation &
 subsi/5ce1 :ile away f _! homes or     
regul> places ( bus9ess4  7e7           
,def9itions ,9 ?is section--  7#a7 ! t]m
 eligible f9ancial product or s]vice    
means a f9ancial product or s]vice t is 
(f]$ or provid$ = use by consum]s       
prim>ily = p]sonal1 family1 or h\sehold 
purposes z describ$ 9 clause 7i71 7iii71
 7v71 7vi71 or 7ix7 ( section           
#ajjb7ae77;,a72 &  7#b7 ! t]m small     
bus9ess conc]n has ! mean+ giv5 su* t]m 
9 section #c ( ! ,small ,bus9ess ,act   

7#ae ,u4,s4,c4 #fcb74  4  7b7 ,table (  
cont5ts am5dm5t ,! table ( cont5ts 9    
section #a ( ! ,dodd-,frank ,wall ,/reet
 ,re=m & ,consum] ,protection ,act 7#ab 
,u4,s4,c4 #ecja et seq47 is am5d$ by    
ins]t+ aft] ! item relat+ to section    
#ajad ! foll[+ new item3  ,sec4#ajad;,a4
 ,advisory ,bo>ds4  4  ,april #f1 #bjae 
,committ$ to ! ,committee ( ! ,:ole     
,h\se on ! ,/ate ( ! ,union & ord]$ to  
be pr9t$