,,iv  #aad? ,,congress  #a/ ,session    
,h4 ,,con4 ,,res4 #ih  ,,9 ,,! ,,h\se   
,,( ,,repres5tatives  ,novemb] #ai1     
#bjae ,ms4 ,adams 7= h]self1 ,mr4       
,cony]s1 ,ms4 ,norton1 ,mr4 ,danny ,k4  
,davis ( ,ill9ois1 ,ms4 ,br[n (         
,florida1 ,mr4 ,ri*mond1 ,mr4 ,grijalva1
 ,ms4 ,cl>ke ( ,new ,york1 ,mrs4        
,beatty1 & ,mr4 ,ha/+s7 submitt$ !      
foll[+ concurr5t resolution2 :i* 0      
ref]r$ to ! ,committee on ,f9ancial     
,s]vices1 & 9 addition to ! ,committee  
on ,ways & ,means1 = a p]iod to be      
subsequ5tly det]m9$ by ! ,speak]1 9 ea* 
case = consid]ation ( su* provisions z  
fall )9 ! jurisdiction ( ! committee    
conc]n$  ,,concurr5t ,,resolution       
,express+ ! s5se ( ! ,congress t        
homelessness 9 ,am]ica %\ld be elim9at$4
  ,:]eas on any giv5 night1 m ?an half a
 million ,am]icans are sleep+ 9 places n
 meant = human habitation1 or 9 tempor>y
 %elt]s or programs = homeless p]sons2  
,:]eas ne>ly all ,am]icans :o are       
exp]i5c+ homelessness are involunt>y    

homeless1 mean+ t !y d n want to be     
homeless1 are likely to be 9 f9ancial   
crisis1 & are 9 desp]ate ne$ ( af=dable 
"w =ce h\s+2 ,:]eas among p]sons        
exp]i5c+ homelessness1 !re is a l>ge    
ov]repres5tation ( vuln]able p1 includ+ 
"y *ildr51 y\? :o h be5 ab&on$ by _!    
p>5ts1 vet]ans & o!r ,am]icans ) sev]e  
disabilities1 & wom5 :o h be5 subject to
 dome/ic viol5ce2 ,:]eas accord+ to !   
,national ,coalition = ! ,homeless1 !   
rise 9 homelessness ov] ! pa/ #ce ye>s  
is due to a gr[+ %ortage ( af=dable     
r5tal h\s+ & a simultane\s increase 9   
pov]ty & unemploym5t2 ,:]eas accord+ to 
! ,national ,l[ ,income ,h\s+           
,coalition1 mo/ cities across ! c\ntry h
 long wait+ li/s = public h\s+ &        
ap>tm5ts subsidiz$ "u ! r5tal assi/ance 
program "u section #h ( ! ,unit$ ,/ates 
,h\s+ ,act ( #aicg1 due to insuffici5t  
,f$]al fund+2 ,:]eas accord+ to ! ,h\s+ 
,commission ( ! ,bip>tisan ,policy      
,c5t]1 #g4e million h\seholds )         
extremely l[ incomes--:i* is #fi p]c5t (

 su* h\seholds--receive no r5tal        
assi/ance :atsoev] f ,f$]al programs2   
,:]eas accord+ to ! ,national ,coalition
 = ! ,homeless1 a lack ( af=dable h\s+ &
 ! limit$ scale ( h\s+ assi/ance        
programs h contribut$ to ! curr5t h\s+  
crisis & homelessness1 ) #aj4b million  
extremely l[-income r5t]s & j #ca       
af=dable & available units = e #ajj     
extremely l[-income r5t] h\seholds2     
,:]eas homeless families ) *ildr5       
con/itut$ approximately #cf p]c5t ( !   
homeless population z ( ,janu>y #bjac1 &
 ! numb] ( families exp]i5c+            
homelessness decreas$ by an e/imat$ #g  
p]c5t s9ce #bjab2 ,:]eas accord+ to !   
,urban ,in/itute ( ,wa%+ton1 ,,dc1 #bi  
p]c5t ( adults 9 homeless families are  
employ$2 ,:]eas homeless families are "u
 consid]able /ress1 move frequ5tly1 &   
exp]i5ce difficult liv+ situations1 su* 
z ov]cr[d$ %elt]s or ! ap>tm5ts (       
relatives & fri5ds2 ,:]eas accord+ to ,!
 ,national ,c5t] on ,family             
,homelessness1 #ga p]c5t ( families     

exp]i5c+ homelessness are head$ by      
females & ov] #ib p]c5t ( homeless mo!rs
 h exp]i5c$ sev]e physical or sexual    
abuse dur+ _! lifetimes2 ,:]eas accord+ 
to ,s]vice & ,h\s+ ,int]v5tions =       
,families 9 ,transition1 ! majority (   
homeless mo!rs also report$ major       
depressive symptoms2 ,:]eas accord+ to a
 #bjjf report by ! ,unit$ ,/ates        
,conf]5ce ( ,mayors1 #ee p]c5t ( !      
cities survey$ report$ t homeless       
families may h to break up 9 ord] to be 
%elt]$ &1 accord+ to ! ,*ild ,welf>e    
,league ( ,am]ica1 at lea/ #cj p]c5t (  
*ildr5 9 fo/] c>e c\ld return to _! home
 if _! p>5ts _h h\s+2 ,:]eas accord+ to 
,doorways ,= ,wom5 & ,families1 homeless
 *ildr5 betwe5 ! ages ( #f & #ag ye>s ( 
age /ruggle ) high rates ( m5tal heal?  
problems1 & #dg p]c5t h problems )      
anxiety1 depression1 or )drawal comp>$  
to #ah p]c5t ( o!r s*ool age *ildr52    
,:]eas accord+ to ,doorways ,= ,wom5 &  
,families1 homeless *ildr5 get sick     
twice z (t5 z o!r *ildr51 h twice z _m  

e> infections1 #d times m a/hma attacks1
 #e times m /oma* problems1 exp]i5ce    
high] rates ( obesity1 h twice z _m     
hospitalizations1 & g hungry twice z (t5
 z o!r *ildr52 & homeless *ildr5 are f\r
 times m likely to h developm5tal       
delays1 twice z likely to h le>n+       
disabilities1 & twice z likely to repeat
 a grade2 ,:]eas ! ,national ,alliance  
to ,end ,homelessness projects a        
#cc-p]c5t increase ov] ! next decade 9  
eld]ly p :o are homeless1 increas+ !    
numb] ( homeless p]sons ov] ! age ( #fb 
f ! curr5t e/imate ( #dd1agb to #eh1ggb2
 ,:]eas accord+ to ! ,national          
,coalition = ! ,homeless1 old] adults   
liv+ 9 pov]ty are a =gott5 population1  
:o are n[ =c$ to gr[ old 9 ! /reets & 9 
%elt]s due to ! dramatic increase 9     
pov]ty ov] ! la/ sev]al ye>s2 ,:]eas !re
 are t5s ( ?\s&s ( homeless ,am]icans :o
 are sev]ely m5tally & physically       
*all5g$ & are =c$ to live 9 c>s1 9 !    
/reets1 tempor>ily 9 o!r p's homes1 9   
exp5sive hotels1 on d[nt[n b5*es or     

grates1 or 9 homeless %elt]s because (  
long-t]m unemploym5t1 insuffici5t       
,social ,security ,disability ,insurance
 7,,ssdi7 b5efits ne$$ to cov] ! co/s ( 
increas+ private sector r5ts1 or frequ5t
 d5ials ( ,,ssdi claims due to /r+5t    
eligibility requirem5ts2 ,:]eas due to !
 af=dable h\s+ crisis1 m5tal heal? c5t]s
 across ! ,nation are =c$ to release    
pati5ts ) limit$ or no access to        
af=dable h\s+1 creat+ a co/ly & ne$less 
8revolv+ door0 cycle ( repeat$          
hospitalizations1 arre/s1 inc>c]ation1 &
 ! flood+ ( our already ov]cr[d$ em]g5cy
 rooms2 ,:]eas due to ! curr5t af=dable 
h\s+ crisis1 m5tal heal? c5t]s across ! 
,nation are =c$ to release pati5ts )    
limit$ or no access to af=dable h\s+1   
creat+ a co/ly & ne$less revolv+ door   
cycle ( repeat$ hospitalizations1       
arre/s1 inc>c]ation1 & ! flood+ (       
already ov]cr[d$ em]g5cy rooms2 ,:]eas  
?\s&s ( c>+ families across ! ,nation   
(t5 lack ! requisite tra9+1 or !        
res\rces ne$$1 to provide lov+ c>e =    

homeless m5tally ill family memb]s2 &   
provid+ h\s+ = an untreat$ & unsup]vis$ 
homeless m5tally ill family memb] or    
fri5d c result 9 undue f9ancial         
pressures1 debt1 & extremely dang]\s    
life ?reat5+ situations2 ,:]eas al?\gh !
 ,unit$ ,/ates has be5 highly successful
 9 dramatically r$uc+ ! numb]s (        
homeless vet]ans & p exp]i5c+ *ronic    
homelessness1 !re are /ill t5s ( ?\s&s (
 vet]ans :o rema9 homeless1 or :o suff] 
sev]e emotional disord]s & injuries1 :o 
are 9 urg5t ne$ ( af=dable h\s+2 ,:]eas 
! ,unit$ ,/ates is "o ( ! weal?ie/      
indu/rializ$ nations 9 ! _w1 ) a gross  
dome/ic product ( #af4h trillion 9 #bjac
 & m ?an en\gh res\rces to provide      
quality1 dec5t1 & af=dable h\s+ = all   
,am]icans :o are curr5tly 9 ne$ ( h\s+2 
,:]eas ! success ( communities us+ a    
/rong h\s+ fir/ approa* to %>ply r$uce  
homelessness among vet]ans & o!rs       
demon/rates t homelessness is 9 fact a  
solvable problem2 ,:]eas ! ,unit$ ,/ates
 ne$s to in/itute a h\s+ fir/ policy t  

includes l9k+ h\s+ ) supportive s]vices 
= ^? ) special ne$s1 provid+ community  
liv+ opportunities1 & mak+ af=dable     
r5tal ap>tm5ts & homes available = all  
families1 wom51 & *ildr52 ,:]eas !re are
 cities & t[ns across our ,nation :]e   
local h\s+ au?orities1 community        
developm5t corporations1 nonpr(it h\s+  
organizations1 su* z ,habitat ,=        
,humanity1 ! ,local ,initiatives        
,support ,coalition1 ! ,ent]prise       
,f\ndation1 & private real e/ate        
develop]s h creat$ scores ( af=dable &  
high quality ap>tm5ts = l[-income       
families & individuals2 ,:]eas accord+  
to ! ,dep>tm5t ( ,h\s+ & ,urban         
,developm5t1 ! ,l[-,income ,h\s+ ,tax   
,cr$it program 7,,lihtc7 is ! mo/       
important res\rce = creat+ af=dable h\s+
 9 ! ,unit$ ,/ates today2 ! ,,lihtc     
program help$ spur ! developm5t (       
#ci1jid multifamily h\s+ projects1 &    
almo/ #b1deh1jjj h\s+ units plac$ 9     
s]vice betwe5 #aihg & #bjab2 ,:]eas !   
rec5t collapse ( ! resid5tial h\s+ m>ket

 has result$ 9 an unemploym5t rate 9 !  
con/ruction indu/ry ( approximately #ag 
p]c5t ov] ! la/ sev]al ye>s2 & accord+  
to ! ,national ,l[ ,income ,h\s+        
,coalition1 e #aj1jjj1jjj1jjj doll>s    
sp5t ?r\gh ! ,national ,h\s+ ,tru/ ,fund
 w create #abb1jjj new jobs 9 !         
con/ruction trades & #cj1jjj new ongo+  
jobs 9 ! op]ation ( ! r5tal h\s+2 ,:]eas
 "o ( ! mo/ effective ways to end !     
revolv+ door cycle ( homelessness is by 
creat+ jobs1 s ,am]icans c avoid becom+ 
homeless or exp$ite gett+ out (         
homelessness2 & ,:]eas ,f$]al programs t
 exp& af=dable h\s+ opportunities =     
p]sons exp]i5c+ homelessness %\ld       
/rongly enc\rage program p>ticipants to 
look = "w 9 a timely & reasonable mann]1
 or engage 9 community s]vice1 if !y are
 capable ( do+ s3 ,n[1 !re=e1 be x  ,t x
 is ! s5se ( ! ,congress t-- 7#a7 giv5 !
 sev]e emotional1 heal?1 safety1 &      
f9ancial h>m t results f be+ homeless1 !
 ,congress %\ld )\t fur!r day e/abli% z 
a goal to elim9ate homelessness1 by     

#bjbj or z soon z possible1 = families1 
wom51 *ildr51 vet]ans1 & ^? ) sev]e     
m5tal & physical *all5ges2  7#b7 !      
,f$]al ,gov]nm5t %\ld1 to ! maximum     
ext5t possible1 dramatically exp& fund+ 
= ! r5tal h\s+ v\*] program "u section  
#h ( ! ,unit$ ,/ates ,h\s+ ,act ( #aicg1
 ! ,community ,developm5t ,block ,grant 
program1 ! ,,home ,inve/m5t ,p>tn]%ips  
program1 ! ,mc,kinney-,v5to ,homeless   
,assi/ance program1 & ! ,l[-,income     
,h\s+ ,tax ,cr$it program1 to all[      
municipalities & public h\s+ ag5cies to 
p>tn] ) nonpr(it & =-pr(it h\s+         
develop]s to r5ovate1 con/ruct1 &       
provide af=dable h\s+ = all homeless    
families1 wom51 *ildr52 s5iors1 & !     
m5tally & physically *all5g$--:ile      
creat+ good-pay+ jobs = unemploy$       
homeless p & resid5ts :o h ! skills ne$$
 to con/ruct or r5ovate h\s+2  7#c7     
legislation %\ld be enact$ t provides   
sub/antial additional fund+ to !        
,national ,h\s+ ,tru/ ,fund1 = example1 
z provid$ 9 ! ,h\s+ ,f9ance ,re=m &     

,taxpay] ,protection ,act ( #bjac1 ,s4  
#abag1 z report$ 9 ! #aac? ,congress2   
7#d7 ! ,f$]al ,gov]nm5t %\ld imm$iately 
increase fund+ = effective job tra9+1   
*ild c>e1 appr5tice%ip opportunities1 & 
local direct hir+ job                   
programs--especially = unemploy$        
homeless "y adults2 &  7#e7 ! ,f$]al    
,gov]nm5t %\ld move away f a %elt] fir/ 
h\s+ policy & in/ead promote a h\s+ fir/
 policy t includes l9k+ h\s+ )          
supportive s]vices = p]sons ) special   
ne$s1 & provid+ p]man5t h\s+ connect$ to
 employm5t1 transportation1 & job tra9+ 
programs = ,am]ican families &          
individuals :o are capable & ready to   
become tax-pay+ memb]s ( ! economic     
ma9/ream4