,,ii  #aac? ,,congress  #a/ ,session    
,s4 #ffg  ,,9 ,,! ,,s5ate ,,( ,,!       
,,unit$ ,,/ates  ,april #h1 #bjac ,mrs4 
,fe9/e9 introduc$ ! foll[+ bill2 :i* 0  
read twice & ref]r$ to ! ,committee on  
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to am5d ! ,national ,flood     
,insurance ,act ( #aifh to all[ !       
rebuild+1 )\t elevation1 ( c]ta9        
/ructures t are locat$ 9 areas hav+     
special flood haz>ds & are sub/antially 
damag$ by fire1 & = o!r purposes4  #a4  
,%ort title ,?is ,act may be cit$ z !   
,fire-,damag$ ,home ,rebuild+ ,act (    
#bjac4  #b4 ,requirem5ts = ,/ate & local
 l& use controls ,section #acae7;a7 ( ! 
,national ,flood ,insurance ,act ( #aifh
 7#db ,u4,s4,c4 #djbb7;a77 is am5d$ by  
add+ at ! end ! foll[+3  7#c7 ,all[able 
local v>iances = c]ta9 resid5tial       
/ructures  7,a7 ,def9itions ,9 ?is      
p>agraph--  7i7 ! t]m cov]$ area means  
an area hav+ special flood haz>ds t--   
7,i7 is or w be protect$ by a levee     
sy/em--  7aa7 t meets or w meet !       

requirem5ts e/abli%$ "u section #fe4aj (
 title #dd1 ,code ( ,f$]al ,regulations1
 or any successor !reto2 &  7bb7 )      
respect to :i* adequate progress t[>d ! 
repair1 replacem5t1 or con/ruction ( !  
levee sy/em has be5 made1 provid$ t su* 
progress is acceptable to !             
,adm9i/rator2 &  7,,ii7 abs5t !         
protection provid$ by ! levee sy/em1 is 
subject to significant base flood       
elevations ( n less ?an a reasonable    
height1 z det]m9$ by ! ,adm9i/rator2    
7ii7 ! t]m eligible /ructure means a    
resid5tial /ructure t--  7,i7 is locat$ 
9 a cov]$ area2 &  7,,ii7 is            
sub/antially damag$ by a fire or o!r    
disa/]1 n includ+ a flood2 &  7iii7 !   
t]m sub/antially damag$1 ) respect to a 
/ructure1 means a /ructure t incurs     
sub/antial damage1 z t t]m is def9$ 9   
section #ei4a ( title #dd1 ,code (      
,f$]al ,regulations1 or any successor   
!reto4  7,b7 ,au?orization = v>iances   
,not)/&+ any o!r provision ( ?is title1 
! adequate l& use & control measures    

requir$ to be adopt$ 9 an area 7or      
subdivision !re(7 pursuant to p>agraph  
7#a7 may p]mit an appropriate ,/ate or  
local au?ority to grant a v>iance       
describ$ 9 subp>agraph 7,c74  7,c7      
,requirem5ts = v>iances ,a v>iance      
describ$ 9 ?is subp>agraph is a v>iance 
f compliance ) ! adequate l& use &      
control measures requir$ to be adopt$ 9 
an area 7or subdivision !re(7 pursuant  
to p>agraph 7#a7 t all[s = ! repair &   
re/oration ( an eligible /ructure to its
 pr$amag$ condition )\t elevation ( !   
/ructure1 aft] an appropriate ,/ate or  
local au?ority det]m9es t--  7i7 !      
repair$ & re/or$ /ructure w be locat$ on
 ! same site z ! /ructure 0 locat$ be=e 
be+ sub/antially damag$ by a fire or o!r
 disa/]1 n includ+ a flood2  7ii7 !     
footpr9t ( ! repair$ & re/or$ /ructure w
 n exce$ ! footpr9t ( ! orig9al         
/ructure2  7iii7 ! numb] ( floors ( !   
repair$ & re/or$ /ructure w n exce$ !   
numb] ( floors ( ! orig9al /ructure2    
7iv7 ! elevation ( ! repair$ & re/or$   

/ructure w be consi/5t ) exi/+          
con/ruction 9 ! neighborhood2  7v7 no   
claims paym5ts h be5 made "u flood      
insurance cov]age "u ?is title = damages
 to or loss ( ! /ructure2  7vi7 ! own] (
 ! /ructure has own$ ! /ructure         
cont9ually f be=e ! "t ( ! damage       
describ$ 9 clause 7i72 &  7vii7 ! repair
 & re/oration ( ! /ructure is = !       
purpose ( occupancy by ! own] ( !       
/ructure4  7,d7 ,maximum numb] (        
v>iances ,dur+ any cal5d> ye>1 an       
appropriate ,/ate or local au?ority may 
n grant m ?an #aj v>iances 9 accordance 
) ?is p>agraph = an area 7or subdivision
 !re(74  7,e7 ,prohibition ,!           
,adm9i/rator may n--  7i7 f9d t l& use &
 control measures are inadequate or     
inconsi/5t ) ! compreh5sive crit]ia = l&
 managem5t & use "u section #acfa       
because ! l& use & control measures     
p]mit ! grant+ ( a v>iance 9 accordance 
) ?is p>agraph2 or  7ii7 susp5d an area 
7or subdivision !re(7 f p>ticipation 9 !
 national flood insurance program or    

place an area 7or subdivision !re(7 on  
probation "u ! national flood insurance 
program because ! area has adopt$ l& use
 & control measures t p]mit ! grant+ ( a
 v>iance 9 accordance ) ?is p>agraph4  4
  #c4 ,premium rates ,section #acjh ( ! 
,national ,flood ,insurance ,act ( #aifh
 7#db ,u4,s4,c4 #djae7 is am5d$ by add+ 
at ! end ! foll[+3  7j7 ,prohibition on 
l[]+ premium rate = /ructures rebuilt   
pursuant to c]ta9 v>iances ,not)/&+ any 
o!r provision ( ?is title1 aft] ! repair
 & re/oration ( a resid5tial /ructure   
pursuant to a v>iance grant$ 9          
accordance ) section #acae7;a77#c71 !   
*>geable premium rate = ! /ructure may n
 be l[] ?an ! rate t o!rwise w\ld apply 
to ! /ructure if ! /ructure _h n be5    
sub/antially damag$ by a fire or o!r    
disa/]1 n includ+ a flood1 & repair$ &  
re/or$ pursuant to ! v>iance4  4