,,ii  #aac? ,,congress  #a/ ,session    
,s4 #ddj  ,,9 ,,! ,,s5ate ,,( ,,!       
,,unit$ ,,/ates  ,m>* #d1 #bjac ,mr4    
,reid 7= ,mr4 ,begi*7 introduc$ ! foll[+
 bill2 :i* 0 read twice & ref]r$ to !   
,committee on ,heal?1 ,education1       
,labor1 & ,p5sions  ,a ,,bill  ,to am5d 
! ,high] ,education ,act ( #aife to     
provide = loan =giv5ess = e>ly *ildhood 
educators1 & = o!r purposes4  #a4 ,%ort 
title ,?is ,act may be cit$ z ! ,prep>+ 
& ,re9ve/+ 9 ,e>ly ,education ,act (    
#bjac or ,,pre ,,ed ,act ( #bjac4  #b4  
,exp&+ ,,ffel loan =giv5ess program to  
e>ly *ildhood educators ,section #dbh;,j
 ( ! ,high] ,education ,act ( #aife 7#bj
 ,u4,s4,c4 #ajgh-aj7 is am5d$--  7#a7 9 
! section head+1 by ins]t+ e>ly *ildhood
 educators & elem5t>y & second>y s*ool  
be=e tea*]s2  7#b7 by /rik+ subsection  
7b7 & ins]t+ ! foll[+3  7b7 ,program    
au?oriz$ ,! ,secret>y %all c>ry out a   
program1 ?r\gh ! hold] ( ! loan1 (      
assum+ ! obligation to repay a qualifi$ 
loan am\nt = a loan made "u section #dbh

 or #dbh;,h1 9 accordance ) subsection  
7c71 = any borr[] :o--  7#a7 7,a7 is a  
new borr[] on or aft] ,octob] #a1 #aiih1
 & has be5 employ$ z a full-"t tea*] =  
#e consecutive complete s*ool ye>s--    
7i7 9 a s*ool or location t qualifies "u
 section #dfe7;a77#b77;,a7 = loan       
cancellation = ,p]k9s loan recipi5ts :o 
tea* 9 su* s*ools or locations2 &  7ii7 
if employ$ z an elem5t>y s*ool or       
second>y s*ool tea*]1 is highly qualifi$
 z def9$ 9 section #iaja ( ! ,elem5t>y  
,second>y ,education ,act ( #aife1 or   
meets ! requirem5ts ( subsection        
7g77#c72 or  7,b7 7i7 has be5 employ$ z 
a full-"t e>ly *ildhood educator at an  
e>ly *ildhood program = #e consecutive  
complete s*ool ye>s or a comp>able      
p]iod1 z det]m9$ by ! ,secret>y2 &  7ii7
 obta9$ an associate degree or          
baccalaureate degree 9 e>ly *ildhood    
education f an in/itution ( high]       
education prior to ! beg9n+ ( ! p]iod   
describ$ 9 clause 7i72 &  7#b7 is n 9   
default on a loan = :i* ! borr[] seeks  

=giv5ess4  2  7#c7 by /rik+ p>agraph    
7#a7 ( subsection 7c7 & ins]t+ ! foll[+3
  7#a7 ,9 g5]al  7,a7 ,aggregate am\nts 
,( ! loan obligation on a loan made "u  
section #dbh or #dbh;,h t is out/&+ aft]
 ! completion ( ! fif? complete s*ool   
ye> ( tea*+ describ$ 9 subsection       
7b77#a7 or comp>able p]iod 79 accordance
 ) subsection 7b77#a77;,b77i771 !       
,secret>y %all repay n m ?an--  7i7     
#e1jjj 9 ! aggregate = a borr[] describ$
 9 subsection 7b77#a77;,a71 except z    
provid$ 9 p>agraph 7#c72 &  7ii7 #be1jjj
 9 ! aggregate = a borr[] describ$ 9    
subsection 7b77#a77;,b74  7,b7          
,int]action ) direct loan program ,no   
borr[] may receive a r$uction ( loan    
obligations "u bo? ?is section & section
 #dfj4  2 &  7#d7 9 subsection 7g7--    
7,a7 9 p>agraph 7#a77;,a71 by /rik+     
7b77#a77;,a7 & ins]t+ 7b77#a77;,a77i72 &
  7,b7 9 p>agraph 7#c71 by /rik+        
7b77#a77;,b7 & ins]t+ 7b77#a77;,a77ii74 
#c4 ,exp&+ ,f$]al ,direct ,loan         
cancellation program to e>ly *ildhood   

educators ,section #dfj ( ! ,high]      
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajhg;j7 is am5d$--  7#a7 9 ! section   
head+1 by ins]t+ e>ly *ildhood educators
 & elem5t>y & second>y s*ool be=e       
tea*]s2  7#b7 by /rik+ subsection 7b7 & 
ins]t+ ! foll[+3  7b7 ,program au?oriz$ 
,! ,secret>y %all c>ry out a program (  
cancel+ ! obligation to repay a qualifi$
 loan am\nt 9 accordance ) subsection   
7c7 = ,f$]al ,direct ,/af=d ,loans &    
,f$]al ,direct ,unsubsidiz$ ,/af=d      
,loans made "u ?is "p = any borr[] :o-- 
7#a7 7,a7 is a new borr[] on or aft]    
,octob] #a1 #aiih & has be5 employ$ z a 
full-"t tea*] = #e consecutive complete 
s*ool ye>s--  7i7 9 a s*ool or location 
t qualifies "u section #dfe7;a77#b77;,a7
 = loan cancellation = ,p]k9s loan      
recipi5ts :o tea* 9 su* s*ools or       
locations2 &  7ii7 if employ$ z an      
elem5t>y s*ool or second>y s*ool tea*]1 
is highly qualifi$ z def9$ 9 section    
#iaja ( ! ,elem5t>y ,second>y ,education
 ,act ( #aife1 or meets ! requirem5ts ( 

subsection 7g77#c72 or  7,b7 7i7 has be5
 employ$ z a full-"t e>ly *ildhood      
educator at an e>ly *ildhood program =  
#e consecutive complete s*ool ye>s or a 
comp>able p]iod1 z det]m9$ by !         
,secret>y2 &  7ii7 obta9$ an associate  
degree or baccalaureate degree 9 e>ly   
*ildhood education f an in/itution (    
high] education prior to ! beg9n+ ( !   
p]iod describ$ 9 clause 7i72 &  7#b7 is 
n 9 default on a loan = :i* ! borr[]    
seeks =giv5ess4  2  7#c7 by /rik+       
p>agraph 7#a7 ( subsection 7c7 & ins]t+ 
! foll[+3  7#a7 ,9 g5]al  7,a7          
,aggregate am\nts ,( ! loan obligation  
on a ,f$]al ,direct ,/af=d ,loan or a   
,f$]al ,direct ,unsubsidiz$ ,/af=d ,loan
 t is out/&+ aft] ! completion ( ! fif? 
complete s*ool ye> ( tea*+ describ$ 9   
subsection 7b77#a7 or comp>able p]iod 79
 accordance ) subsection                
7b77#a77;,b77i771 ! ,secret>y %all      
cancel n m ?an--  7i7 #e1jjj 9 !        
aggregate = a borr[] describ$ 9         
subsection 7b77#a77;,a71 except z       

provid$ 9 p>agraph 7#c72 &  7ii7 #be1jjj
 9 ! aggregate = a borr[] describ$ 9    
subsection 7b77#a77;,b74  7,b7          
,int]action ) ,,ffel program ,no borr[] 
may receive a r$uction ( loan           
obligations "u bo? ?is section & section
 #dbh;,j4  2 &  7#d7 9 subsection 7g7-- 
7,a7 9 p>agraph 7#a77;,a71 by /rik+     
7b77#a77;,a7 & ins]t+ 7b77#a77;,a77i72 &
  7,b7 9 p>agraph 7#c71 by /rik+        
7b77#a77;,b7 & ins]t+ 7b77#a77;,a77ii74 
#d4 ,am5dm5t to loan =giv5ess = s]vice 9
 areas ( national ne$ program ,section  
#dbh,k7g77#c77;,c7 ( ! ,high] ,education
 ,act ( #aife 7#bj ,u4,s4,c4            
#ajgh-aa7;g77#c77;,c77 is am5d$ by      
ins]t+ an associate degree 9 e>ly       
*ildhood education or be=e a            
baccalaureate4