,,ii  #aac? ,,congress  #b;d ,session   
,s4 #bhih  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,septemb] #ah1         
#bjad,mr4 ,m]kley 7= himself & ,mr4     
,h>k97 introduc$ ! foll[+ bill2 :i* 0   
read twice & ref]r$ to ! ,committee on  
,heal?1 ,education1 ,labor1 & ,p5sions  
,a ,,bill  ,to provide consum]          
protections = /ud5ts4  #a4 ,%ort title  
,?is ,act may be cit$ z ! ,protect+     
,/ud5ts f ,wor?less ,degrees ,act4  #b4 
,consum] protections = /ud5ts  7a7      
,def9itions ,9 ?is section3 7#a7 ,f$]al 
f9ancial assi/ance program ,! t]m ,f$]al
 f9ancial assi/ance program means a     
program au?oriz$ & fund$ by ! ,f$]al    
,gov]nm5t "u any ( ! foll[+ provisions (
 law3 7,a7 ,title ,,iv ( ! ,high]       
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajgj et seq474  7,b7 ,title ,i ( !     
,work=ce ,inve/m5t ,act ( #aiih 7#bi    
,u4,s4,c4 #bhja et seq474  7,c7 ,!      
,adult ,education & ,family ,lit]acy    
,act 7#bj ,u4,s4,c4 #ibja et seq474     
7,d7 ,*apt] #cj1 #ca1 #cb1 #cc1 #cd1 or 

#ce ( title #ch1 ,unit$ ,/ates ,code4   
7,e7 ,*apt] #aja1 #aje1 #ajf;,a1 #afjf1 
#afjg1 or #afjh ( title #aj1 ,unit$     
,/ates ,code4  7,f7 ,section #aghd;a1   
#bjje1 or #bjjg ( title #aj1 ,unit$     
,/ates ,code4  7#b7 ,in/itution ( high] 
education ,! t]m in/itution ( high]     
education-- 7,a7 ) respect to a program 
au?oriz$ "u p>agraph 7#a77;,a71 has !   
mean+ giv5 ! t]m 9 section #ajb ( !     
,high] ,education ,act ( #aife 7#bj     
,u4,s4,c4 #ajjb72  7,b7 ) respect to a  
program au?oriz$ "u p>agraph 7#a77;,b71 
has ! mean+ giv5 ! t]m po/second>y      
educational in/itution z def9$ 9 section
 #aja ( ! ,work=ce ,inve/m5t ,act (     
#aiih 7#bi ,u4,s4,c4 #bhja72  7,c7 )    
respect to a program au?oriz$ "u        
p>agraph 7#a77;,c71 has ! mean+ giv5 !  
t]m po/second>y educational in/itution z
 def9$ 9 section #bjc ( ! ,adult        
,education & ,family ,lit]acy ,act 7#bj 
,u4,s4,c4 #ibjb72  7,d7 ) respect to a  
program au?oriz$ "u p>agraph 7#a77;,d71 
has ! mean+ giv5 ! t]m educational      

in/itution "u section #cdeb ( title #ch1
 ,unit$ ,/ates ,code2  7,e7 ) respect to
 a program au?oriz$ "u p>agraph         
7#a77;,e71 means an educational         
in/itution t aw>ds a degree or          
c]tificate & is locat$ 9 any ,/ate2 &   
7,f7 ) respect to a program au?oriz$ "u 
p>agraph 7#a77;,f71 means an educational
 in/itution t aw>ds a degree or         
c]tificate & is locat$ 9 any ,/ate4     
7#c7 ,/ate  7,a7 ,/ate ,! t]m ,/ate     
includes1 9 addition to ! sev]al ,/ates 
( ! ,unit$ ,/ates1 ! ,commonweal? (     
,pu]to ,rico1 ! ,di/rict ( ,columbia1   
,guam1 ,am]ican ,samoa1 ! ,unit$ ,/ates 
,virg9 ,isl&s1 ! ,commonweal? ( !       
,nor!rn ,m>iana ,isl&s1 & ! freely      
associat$ ,/ates4  7,b7 ,freely         
associat$ ,/ates ,! t]m freely associat$
 ,/ates means ! ,republic ( ! ,m>%all   
,isl&s1 ! ,f$]at$ ,/ates ( ,micronesia1 
& ! ,republic ( ,palau4  7b7 ,consum]   
protections ,not)/&+ any o!r provision (
 law1 an in/itution ( high] education is
 n eligible to p>ticipate 9 a ,f$]al    

f9ancial assi/ance program ) respect to 
any program ( po/second>y education or  
tra9+1 includ+ a degree or c]tificate   
program1 t is design$ to prep>e /ud5ts =
 entry into a recogniz$ occupation or   
pr(ession t requires lic5s+ or o!r      
e/abli%$ requirem5ts z a pre-condition =
 entry into su* occupation or pr(ession1
 unless1 by n lat] ?an #a ye> aft] !    
date ( enactm5t ( ?is ,act-- 7#a7 !     
successful completion ( ! program fully 
qualifies a /ud5t1 9 ! ,metropolitan    
,/ati/ical ,area & ,/ate 9 :i* ! /ud5t  
resides 7& 9 any ,/ate 9 :i* !          
in/itution indicates1 ?r\gh adv]tis+ or 
m>ket+ activities or direct contact )   
pot5tial /ud5ts1 t a /ud5t w be prep>$  
to "w 9 ! occupation or pr(ession aft]  
successfully complet+ ! program71 to--  
7,a7 take any exam9ation requir$ = entry
 into ! recogniz$ occupation or         
pr(ession 9 ! ,metropolitan ,/ati/ical  
,area & ,/ate 9 :i* ! /ud5t resides1    
includ+ satisfy+ all ,f$]al1 ,/ate1 or  
pr(essionally m&at$ programmatic &      

specializ$ accr$itation requirem5ts1 if 
any2 &  7,b7 be c]tifi$ or lic5s$ or    
meet any o!r academically relat$        
pre-conditions t are requir$ = entry    
into ! recogniz$ occupation or pr(ession
 9 ! ,/ate2 &  7#b7 ! in/itution (f]+ ! 
program provides timely placem5t = all (
 ! academically relat$ pre-lic5sure     
requirem5ts = entry into ! recogniz$    
occupation or pr(ession1 su* z cl9ical  
placem5ts1 int]n%ips1 or appr5tice%ips4 
7c7 ,regulations on pre-,accr$it$       
programs ,! ,secret>y ( ,education %all 
promulgate regulations on requirem5ts ( 
an in/itution ( high] education )       
respect to any program ( ! in/itution t 
is 9 a pre-accr$it$ /atus1 includ+      
limitations on1 or requirem5ts (1       
adv]tisem5t ( ! program to /ud5ts4 ,su* 
regulations %all be consi/5t ) !        
provisions ( subsection 7b74  7d7 ,loan 
dis*>ge ,! ,secret>y ( ,education %all  
promulgate regulations t condition      
eligibility = an in/itution ( high]     
education to p>ticipate 9 any ,f$]al    

f9ancial assi/ance program on !         
in/itution sign+ ) ea* /ud5t enroll$ 9  
any program ( ! in/itution t is 9 a     
pre-accr$it$ /atus1 a loan dis*>ge      
agreem5t4