,,ii  #aac? ,,congress  #b;d ,session   
,s4 #bacg  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,m>* #ac1 #bjad ,mr4   
,lee introduc$ ! foll[+ bill2 :i* 0 read
 twice1 consid]$1 read ! ?ird "t1 &     
pass$  ,a ,,bill  ,to ensure t hold]s ( 
flood insurance policies "u ! ,national 
,flood ,insurance ,program d n receive  
premium refunds = cov]age ( second      
homes4  #a4 ,no refunds "u ,national    
,flood ,insurance ,program = cov]age (  
second homes  7a7 ,def9ition ,9 ?is     
section1 ! t]m ,national ,flood         
,insurance ,program means ! program     
e/abli%$ "u ! ,national ,flood          
,insurance ,act ( #aifh 7#db ,u4,s4,c4  
#djja et seq474  7b7 ,no refunds =      
cov]age ( second homes ,not)/&+ section 
#c7;a77#d7 ( ! ,home[n] ,flood          
,insurance ,af=dability ,act ( #bjad or 
any o!r provision ( law1 9 ! case (     
flood insurance cov]age "u ! ,national  
,flood ,insurance ,program = a          
resid5tial prop]ty t is n ! prim>y      
resid5ce ( an individual 7z t t]m is us$

 9 section #acjg7;a77#b77;,a7 ( !       
,national ,flood ,insurance ,act ( #aifh
 7#db ,u4,s4,c4 #djad7;a77#b77;,a7771 ! 
,adm9i/rator ( ! ,f$]al ,em]g5cy        
,managem5t ,ag5cy may n refund any      
premium = su* cov]age collect$ 9 excess 
( ! rates requir$ "u ! provisions (1 &  
am5dm5ts made by1 section #c ( !        
,home[n] ,flood ,insurance ,af=dability 
,act ( #bjad4