,,ii  #aac? ,,congress  #b;d ,session   
,s4 #aiaf  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,janu>y #ad1 #bjad,mr4 
,mc,connell 7= himself & ,mr4 ,paul7    
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to am5d ! ,dodd-,frank ,wall   
,/reet ,re=m & ,consum] ,protection ,act
 to provide = an application process =  
int]e/$ p>ties to apply = a c\nty to be 
designat$ z a rural area1 & = o!r       
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,help+ ,exp& ,l5d+         
,practices 9 ,rural ,communities ,act ( 
#bjad or ! ,,help ,rural ,communities   
,act ( #bjad4  #b4 ,designation ( c\nty 
z a rural area ,section #ajbb ( !       
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act 7#ab ,u4,s4,c4
 #eeab7 is am5d$ by add+ at ! end !     
foll[+ new subsection3  7e7 ,designation
 ( c\nty z a rural area  7#a7           
,application ,n lat] ?an #ij days aft] !
 date ( ! enactm5t ( ?is subsection1 !  

,bureau %all e/abli% an application     
process "u :i* a p]son :o lives or does 
bus9ess 9 a ,/ate may1 ) respect to a   
c\nty 9 su* ,/ate t has n be5 designat$ 
by ! ,bureau z a rural area = purposes (
 a ,f$]al consum] f9ancial law1 apply = 
su* c\nty to be s designat$4  7#b7      
,evaluation crit]ia ,:5 evaluat+ an     
application submitt$ "u p>agraph 7#a71 !
 ,bureau %all take into consid]ation !  
foll[+ factors3 7,a7 ,crit]ia us$ by !  
,director ( ! ,bureau ( ! ,c5sus =      
classify+ geographical areas z rural or 
urban4  7,b7 ,crit]ia us$ by ! ,director
 ( ! ,(fice ( ,managem5t & ,budget to   
designate c\nties z metropolitan or     
micropolitan or nei!r4  7,c7 ,crit]ia   
us$ by ! ,secret>y ( ,agriculture to    
det]m9e prop]ty eligibility = rural     
developm5t programs4  7,d7 ,! ,dep>tm5t 
( ,agriculture rural-urban commut+ area 
codes4  7,e7 ,a writt5 op9ion provid$ by
 ! ,/ate's bank+ regulator4  7,f7       
,population d5sity4  7#c7 ,public comm5t
 p]iod  7,a7 ,9 g5]al ,n lat] ?an #fj   

days aft] receiv+ an application        
submitt$ "u p>agraph 7#a71 ! ,bureau    
%all-- 7i7 publi% su* application 9 !   
,f$]al ,regi/]2 &  7ii7 make su*        
application available = public comm5t = 
n few] ?an #ij days4  7,b7 ,limitation  
on additional applications ,no?+ 9 ?is  
subsection %all be con/ru$ to require ! 
,bureau1 dur+ ! public comm5t p]iod )   
respect to an application submitt$ "u   
p>agraph 7#a71 to accept an additional  
application ) respect to ! c\nty t is ! 
subject ( ! initial application4  7#d7  
,in=mation requir$ to be publi%$ ,!     
,bureau %all ent] ea* application       
submitt$ "u p>agraph 7#a7 9 a sortable1 
d[nloadable database t is publicly      
accessible ?r\gh ! ,web site ( !        
,bureau4  7#e7 ,decision on designation 
,n lat] ?an #ij days aft] ! end ( !     
public comm5t p]iod "u p>agraph         
7#c77;,a7 = an application1 ! ,bureau   
%all-- 7,a7 grant or d5y su*            
application2 &  7,b7 publi% su* grant or
 d5ial 9 ! ,f$]al ,regi/]1 along ) an   

explanation ( :at factors ! ,bureau     
reli$ on 9 mak+ su* det]m9ation4  7#f7  
,subsequ5t applications ,a decision by !
 ,bureau "u p>agraph 7#e7 to d5y an     
application = a c\nty to be designat$ z 
a rural area %all n preclude ! ,bureau f
 accept+ a subsequ5t application        
submitt$ "u p>agraph 7#a7 = su* c\nty to
 be s designat$1 s long z su* subsequ5t 
application is made aft] ! end ( !      
#ij-;day p]iod beg9n+ on ! date t !     
,bureau d5ies ! application "u p>agraph 
7#e74  4