,,ii  #aacth ,,congress  #ast ,session  
,s4 #afah  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,october #cj1  
#bjac,ms4 ,collins 7for herself1 ,mrs4  
,mc,caskill1 ,ms4 ,ayotte1 and ,ms4     
,heitkamp7 introduced the following     
bill2 which was read twice and referred 
to the ,committee on ,homeland ,security
 and ,governmental ,affairs  ,a ,,bill  
,to enhance the ,office of ,personnel   
,management background check system for 
the granting1 denial1 or revocation of  
security clearances or access to        
classified information of employees and 
contractors of the ,federal ,government4
  #a4 ,short title ,this ,act may be    
cited as the ,enhanced ,security        
,clearance ,act of #bjac4  #b4 ,office  
of ,personnel ,management enhanced      
security clearance system  7a7 ,in      
general ,part ,,iii of title #e1 ,united
 ,states ,code1 is amended by adding at 
the end the following3  ,j ,office of   
,personnel ,management enhanced security
 clearance system  #aaj ,office of      

,personnel ,management enhanced security
 clearance system  ,sec4 #aajja4 ,office
 of ,personnel ,management enhanced     
security clearance system4  #aajja4     
,office of ,personnel ,management       
enhanced security clearance system4  7a7
 ,definitions ,in this section-- 7#a7   
the term agency has the meaning given   
that term in section #cjja of the       
,intelligence ,reform and ,terrorism    
,prevention ,act of #bjjd 7#ej ,u4,s4,c4
 #ccda72  7#b7 the term consumer        
reporting agency has the same meaning   
given that term in section #fjc of the  
,fair ,credit ,reporting ,act 7#ae      
,u4,s4,c4 #afha;a72  7#c7 the term      
covered individual means an individual  
who is being considered for1 or has     
been1 appointed to a position as an     
employee or contractor of an agency that
 requires its occupant to have access to
 classified information2  7#d7 the term 
enhanced security clearance system means
 the database established by the        
,director of the ,office of ,personnel  

,management under section #cjja7;e7 of  
the ,intelligence ,reform and ,terrorism
 ,prevention ,act of #bjjd 7#ej         
,u4,s4,c4 #ccda7;e771 including the     
enhancements thereto required under this
 section2 and  7#e7 the term major      
consumer reporting agency means a major 
consumer reporting agency as determined 
by the ,director of the ,office of      
,personnel ,management4  7b7 ,enhanced  
security clearance system ,not later    
than #a year after the date of enactment
 of the ,enhanced ,security ,clearance  
,act of #bjac1 the ,director of the     
,office of ,personnel ,management shall 
implement the enhanced security         
clearance system4  7c7                  
,comprehensiveness  7#a7 ,sources of    
information ,the enhanced security      
clearance system shall integrate        
information obtained from various       
sources1 including government1          
publically available1 and commercial    
data sources1 the major consumer        
reporting agencies1 and social media4   

7#b7 ,types of information ,information 
obtained and integrated from sources    
described in paragraph 7#a7 shall       
include-- 7,a7 information relating to  
any criminal or civil legal proceeding  
to which the covered individual is or   
becomes a party or witness2  7,b7       
financial information relating to the   
covered individual1 including           
information relating to-- 7i7 any       
bankruptcy proceeding of the covered    
individual2  7ii7 any lien against      
property of the covered individual2     
7iii7 credit reports from the major     
consumer reporting agencies relating to 
the covered individual2  7iv7 mortgage  
fraud engaged in by the covered         
individual2  7v7 high-value assets1     
including financial assets1 obtained by 
the covered individual from an unknown  
source2 and  7vi7 bank accounts and the 
bank account balances of the covered    
individual2  7,c7 associations1 past or 
present1 of the covered individual with 
any individual or group that may suggest

 ill intent1 vulnerability to blackmail1
 compulsive behavior1 allegiance to     
another country1 or change in ideology  
of the covered individual2  7,d7 public 
information1 including news articles or 
reports1 that includes derogatory       
information about the covered           
individual2  7,e7 information posted on 
any social media website or forum that  
may suggest ill intent1 vulnerability to
 blackmail1 compulsive behavior1        
allegiance to another country1 or change
 in ideology of the covered individual2 
and  7,f7 data maintained on any        
terrorist or criminal watch list        
maintained by any agency1 ,state or     
local government1 or international      
organization1 including any such list   
maintained by-- 7i7 the ,office of      
,foreign ,assets ,control of the        
,department of the ,treasury2  7ii7 the 
,federal ,bureau of ,investigation2 and 
7iii7 the ,international ,criminal      
,police ,organization4  7#c7 ,wealth    
indicator ,the enhanced security        

clearance system shall have the ability 
to provide a wealth indicator for a     
covered individual about whom the major 
credit reporting agencies have little or
 no information4  7#d7 ,past contacts   
,the enhanced security clearance system 
shall have the ability to provide the   
contact information of family members   
and present and former associates1      
co-habitants1 and neighbors of the      
covered individual that has not been    
provided by the covered individual4  7d7
 ,reviews of security clearances and    
access  7#a7 ,reviews  7,a7 ,in general 
,not less than #b times every #e years1 
the ,director of the ,office of         
,personnel ,management1 using the       
enhanced security clearance system1     
shall review the accuracy and           
comprehensiveness of information        
relating to the security clearance or   
access to classified information of each
 covered individual who is appointed to 
a position that requires its occupant to
 have such security clearance or access4

  7,b7 ,individual reviews ,a review of 
the information relating to the security
 clearance or access to classified      
information of a covered individual     
under subparagraph 7,a7 may not be      
conducted until after the end of the    
#abj-;day period beginning on the date  
such covered individual receives the    
required notification under paragraph   
7#d74  7#b7 ,reporting results ,the     
,director of the ,office of ,personnel  
,management shall-- 7,a7 notify the     
agency that employs or contracts a      
covered individual if a review under    
paragraph 7#a7 finds information        
pertinent to the revocation of the      
security clearance or access to         
classified information of the covered   
individual2 and  7,b7 provide such      
information to the agency4  7#c7 ,active
 security clearances and access ,each   
agency that employs or contracts a      
covered individual who has an active    
security clearance or access to         
classified information shall provide the

 names of such individuals to the       
,director of the ,office of ,personnel  
,management at intervals determined     
appropriate by the ,director of the     
,office of ,personnel ,management4  7#d7
 ,information for covered individuals   
,the ,director of the ,office of        
,personnel ,management1 in consultation 
with the head of each agency that       
employs or contracts with covered       
individuals who have an active security 
clearance or access to classified       
information1 shall ensure that each such
 individual is adequately advised of    
what types of information the individual
 is required to report to the head of   
the agency that may be pertinent to the 
continuation of the security clearance  
or access to classified information of  
the individual4  7#e7 ,limitation       
,nothing in this subsection shall be    
construed as requiring increased        
consideration of information relating to
 minor financial or mental health issues
 of a covered individual in evaluating  

the security clearance or access to     
classified information of such          
individual4  7e7 ,customization ,an     
agency may provide to the ,director of  
the ,office of ,personnel ,management   
specific parameters1 including          
specifications relating to the types of 
information to be monitored by the      
enhanced security clearance system1 to  
create a method for evaluating the      
potential risk posed by a covered       
individual based on the position to     
which the covered individual is being   
considered for appointment or has been  
appointed4  7f7 ,individuals under      
investigation  7#a7 ,requirements for   
,inspector ,general ,the ,inspector     
,general of each agency shall-- 7,a7    
maintain a list of each individual      
employed by or contracted with the      
agency who-- 7i7 has an active security 
clearance or access to classified       
information2 and  7ii7 is the subject of
 a completed investigation by the       
,director of the ,office of ,personnel  

,management or such ,inspector ,general2
 and  7,b7 provide the list required    
under subparagraph 7,a7 to the ,director
 of the ,office of ,personnel           
,management upon request4  7#b7         
,requirements for ,director of the      
,office of ,personnel ,management ,the  
,director of the ,office of ,personnel  
,management shall-- 7,a7 request the    
list required under paragraph 7#a77;,a7 
before any notification under subsection
 7d77#b77;,a72 and  7,b7 include in any 
notification regarding a covered        
individual under subsection 7d77#b77;,a7
 information indicating that the covered
 individual is included on a list       
maintained under paragraph 7#a77;,a74   
7g7 ,audit ,beginning #b years after the
 date of implementation of the enhanced 
security clearance system under         
subsection 7b71 the ,inspector ,general 
of the ,office of ,personnel ,management
 shall conduct an audit of the enhanced 
security clearance system to assess the 
effectiveness of the enhanced security  

clearance system1 and its fairness to   
covered individuals4  4  7b7 ,funding   
from the revolving fund of the ,office  
of ,personnel ,management ,section      
#acjd7;e77#a7 of title #e1 ,united      
,states ,code1 is amended by inserting  
implementation of the enhanced security 
clearance system under section #aajja   
and after including4  7c7 ,amendment to 
the ,fair ,credit ,reporting ,act       
,section #fjc7;d7 of the ,fair ,credit  
,reporting ,act 7#ae ,u4,s4,c4          
#afha;a7d77 is amended-- 7#a7 in        
paragraph 7#b7-- 7,a7 in the matter     
preceding subparagraph 7,a71 by striking
 paragraph 7#c7 and inserting paragraphs
 7#c7 and 7#d72  7,b7 in subparagraph   
7,c71 by striking or at the end2  7,c7  
in subparagraph 7,d71 by striking the   
period and inserting 2 or2 and  7,d7 by 
adding at the end the following3  7,e7  
any communication made in connection    
with the granting1 denial1 review1 or   
revocation of a ,federal security       
clearance or access to classified       

information of a covered individual 7as 
that term is defined in section #aajja  
of title #e1 ,united ,states ,code71 if 
that communication is made to-- 7i7 an  
agency 7as that term is defined in      
section #cjja of the ,intelligence      
,reform and ,terrorism ,prevention ,act 
of #bjjd 7#ej ,u4,s4,c4 #ccda772 or     
7ii7 an authorized contractor or        
subcontractor of the ,federal           
,government4  2 and  7#b7 by adding at  
the end the following3  7#d7            
,communications relating to ,federal    
security clearances and access to       
classified information ,the exclusion   
under paragraph 7#b77;,e7 shall not     
apply with respect to information       
originating from a major consumer       
reporting agency 7as that term is       
defined in section #aajja of title #e1  
,united ,states ,code7 relating to a    
credit account or the credit history of 
a covered individual 7as that term is   
defined in section #aajja of title #e1  
,united ,states ,code74  4  7d7         

,technical and conforming amendment ,the
 table of chapters for part ,,iii of    
title #e1 ,united ,states ,code1 is     
amended by adding at the end following3 
,subpart ,j--,office of ,personnel      
,management ,enhanced ,security         
,clearance ,system  #aaj4,office of     
,personnel ,management ,enhanced        
,security ,clearance ,system #aajja  4