,,ii  #aac? ,,congress  #a/ ,session    
,s4 #aaei  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,june #ac1 #bjac ,mrs4 
,murray introduc$ ! foll[+ bill2 :i* 0  
read twice & ref]r$ to ! ,committee on  
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to am5d ! ,equal ,cr$it        
,opportunity ,act to prohibit           
discrim9ation on acc\nt ( sexual        
ori5tation or g5d] id5tity :5 ext5d+    
cr$it4  #a4 ,%ort title ,?is ,act may be
 cit$ z ! ,fre$om f ,discrim9ation 9    
,cr$it ,act ( #bjac4  #b4 ,prohibition  
aga9/ discrim9ation on acc\nt ( sexual  
ori5tation or g5d] id5tity ,subsection  
7a77#a7 ( section #gja ( ! ,equal ,cr$it
 ,opportunity ,act 7#ae ,u4,s4,c4 #afia7
 is am5d$--  7#a7 by /rik+ on ! basis ( 
race1 color1 religion1 national orig91  
sex or m>ital /atus12 &  7#b7 by ins]t+ 
on ! basis ( race1 color1 religion1     
national orig91 sex1 sexual ori5tation1 
g5d] id5tity1 or m>ital /atus14  #c4    
,def9itions ,section #gjb ( ! ,equal    
,cr$it ,opportunity ,act 7#ae ,u4,s4,c4 

#afia;a7 is am5d$--  7#a7 by /rik+      
subsections 7f7 & 7g72 &  7#b7 by ins]t+
 aft] subsection 7e7 ! foll[+ new       
subsections3  7f7 ,! t]m g5d] id5tity   
means ! g5d]-relat$ id5tity1 appe>ance1 
or mann]isms or o!r g5d]-relat$         
*>act]i/ics ( an individual1 ) or )\t   
reg>d to ! individual's designat$ sex at
 bir?4  7g7 ,! t]m p]son means a natural
 p]son1 a corporation1 gov]nm5t or      
gov]nm5tal subdivision or ag5cy1 tru/1  
e/ate1 p>tn]%ip1 coop]ative1 or         
association4  7h7 ,! t]m sexual         
ori5tation means homosexuality1         
het]osexuality1 or bisexuality4  7i7    
,any ref]5ce to any requirem5t impos$ "u
 ?is title or any provision ( ?is title 
%all be deem$ to include a ref]5ce to ! 
regulations ( ! ,bo>d "u ?is title or ! 
provision ( ?is title 9 "q4  4