,,iv  #aac? ,,congress  #a/ ,session    
,h4 ,,res4 #ig  ,,9 ,,! ,,h\se ,,(      
,,repres5tatives  ,m>* #e1 #bjac ,mr4   
,duffy 7= himself & ,mr4 ,mi*aud7       
submitt$ ! foll[+ resolution2 :i* 0     
ref]r$ to ! ,committee on ,ov]sight &   
,gov]nm5t ,re=m  ,,resolution  ,express+
 ! s5se ( ! ,h\se ( ,repres5tatives t ! 
,f$]al ,gov]nm5t %\ld take all          
appropriate measures to ensure t citiz5s
 cont9ue to be provid$ ) pap]-bas$      
in=mation1 products & s]vices1 & public 
notices :ile provid+1 :]e appropriate1 !
 ability = all citiz5s to opt-9 to      
electronic deliv]y if !y s *oose4       
,:]eas ! ,f$]al ,gov]nm5t has a duty to 
provide important in=mation ab\t        
gov]nm5t programs & s]vices 9 a mann] t 
is accessible to all citiz5s2 ,:]eas    
pap]-bas$ in=mation enhances transp>5cy 
:ile improv+ access & citiz5            
p>ticipation2 ,:]eas m ?an "o-?ird ( !  
,unit$ ,/ates population lacks broadb&  
access at home2 ,:]eas accord+ to ! ,pew
 ,int]net ,project1 #dg p]c5t ( p 9 !   

,unit$ ,/ates age #fe & old] d n use    
,int]net or ,e-mail2 ,:]eas accord+ to !
 ,f$]al ,deposit ,insurance ,corporation
 7,,fdic71 #h4b p]c5t ( ,unit$ ,/ates   
h\seholds acc\nt+ = #ag1jjj1jjj adults  
are unbank$ & a fur!r #bj4a p]c5t (     
h\seholds ) #ea1jjj1jjj adults are      
und]bank$2 ,:]eas rec5t surveys by major
 poll+ organizations h confirm$ t !     
majority ( p 9 ! ,unit$ ,/ates w\ld l to
 cont9ue receiv+ pap]-bas$ in=mation1   
products1 & s]vices2 ,:]eas ! ,unit$    
,/ates ,treasury has end$ ! sale ( pap] 
sav+s bonds1 :i* c n[ only be b\ght     
onl9e 9 electronic =mat1 despite ! fact 
t pap] bonds compris$ #a1djj1jjj1jjj ( !
 #a1ijj1jjj1jjj 9 sav+s bonds sold dur+ 
fiscal ye> #bjab2 ,:]eas ! ,social      
,security ,adm9i/ration has elim9at$ !  
pap] v]sion ( ! ,annual ,e>n+s ,/atem5t1
 an important f9ancial plann+ tool1 & ! 
only "o _m l[-income ,unit$ ,/ates      
citiz5s w ev] receive2 ,:]eas ! ,social 
,security ,adm9i/ration has ann\nc$     
plans to move virtually all s5iors      

curr5tly receiv+ ,social ,security      
b5efit *ecks ?r\gh ! mail into a direct 
deposit or debit c>d me?od ( deliv]y2   
,:]eas eld]ly citiz5s may be unfamili>  
or uneasy ) electronic comm]ce & are    
p>ticul>ly susceptible to id5tity !ft & 
o!r fraudul5t s*emes2 ,:]eas ! ,social  
,security ,adm9i/ration receives an     
av]age ( #ej reports ( direct           
deposit-relat$ fraud ea* day relat$ to  
s*emes p]petrat$ on eld]ly & disabl$    
b5efici>ies2 ,:]eas ! ,int]nal ,rev5ue  
,s]vice 7,,irs7 made ! decision to      
discont9ue mail+ tax =ms to taxpay]s    
/ill fil+ by mail 9 #bjaj1 =c+ consum]s 
)\t ,int]net access to s\rce ^!         
important docum5ts f public libr>ies or 
po/ (fices1 :]e availability ( tax =ms  
is (t5 inconsi/5t2 ,:]eas #bj1jjj1jjj   
returns 7 submitt$ on pap] 9 #bjaj2     
,:]eas ! ,,irs has also begun issu+ tax 
refunds 9 ! =m ( prepaid debit c>ds1 :i*
 has contribut$ to a prolif]ation (     
viol5t crim9al activity1 fraud1 & has   
result$ 9 a loss to ! ,unit$ ,/ates     

,treasury ( #e1bjj1jjj1jjj 9 fraudul5t  
refunds 9 #bjaj alone2 & ,:]eas !       
,vet]ans' ,adm9i/ration has inve/$      
#dia1jjj1jjj 9 a pap]less claims sy/em1 
yet claims tak+ m ?an #abe days to      
process h increas$ by a factor ( ?ree   
s9ce its introduction3 ,n[1 !re=e1 be x 
,t x is ! s5se ( ! ,h\se (              
,repres5tatives t--  7#a7 ! ,f$]al      
,gov]nm5t %\ld take all appropriate     
measures to ensure t citiz5s cont9ue to 
be provid$ ) pap]-bas$ in=mation1       
products & s]vices1 & public notices    
:ile provid+1 :]e appropriate1 ! ability
 = all citiz5s to opt-9 to electronic   
deliv]y if !y s *oose2 &  7#b7 decisions
 by ,f$]al ,gov]nm5t ag5cies reg>d+ !   
elim9ation ( pap]-bas$ in=mation1       
products1 or s]vices %\ld be subject to 
ov]sight by ,congress4