,,iv  #aac? ,,congress  #b;d ,session   
,h4 ,,res4 #dif  ,,9 ,,! ,,h\se ,,(     
,,repres5tatives  ,febru>y #bh1 #bjad   
,mr4 ,h9ojosa 7= himself & ,mr4 ,/iv]s7 
submitt$ ! foll[+ resolution2 :i* 0     
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,,resolution  ,recogniz+ !    
importance ( sav+s to f9ancial security4
  ,:]eas f9ancial security is "o ( ! mo/
 important issues = mo/ ,am]icans :e!r x
 involves sav+ en\gh = _! *ildr5's      
college education1 sav+ = an un=ese5    
em]g5cy1 a h\se1 or _! retirem5t2 ,:]eas
 p]sonal sav+s z a p]c5tage ( disposable
 income rea*$ a #ab-mon? av]age ( #d4e  
p]c5t 9 #bjac1 accord+ to ,bureau (     
,economic ,analysis data2 ,:]eas /ud5t  
loans out/&+ h rea*$ ov] "o trillion    
doll>s1 & are h9d]+ "y p across ,am]ica 
f pur*as+ _! fir/ home2 ,:]eas #di4e    
p]c5t ( ,am]ican families report$ !y did
 n save 9 #bjaj1 accord+ to ! #bjab     
,f$]al ,res]ve ,bo>d's ,survey (        
,consum] ,f9ances1 :i* also f\nd t less 
?an half ( ! population has a sav+s     

acc\nt or "o mon? ( sav+s or liquid     
assets2 ,:]eas a #bjac ,survey by !     
,employee ,b5efit ,rese>* ,in/itute f\nd
 t !re are sav]s & sp5d]s 9 all income  
classes & almo/ all h ! ability to build
 weal? ?r\gh contributions to a         
workplace retirem5t program1 build+ home
 equity1 & o!r sav+s2 ,:]eas old]       
,am]icans are m likely to live )9 #bjj  
p]c5t ( pov]ty ?an any o!r age gr\p1    
accord+ to ! #bjaj ,employee ,b5efit    
,rese>* ,in/itute's ,databook1 & m ?an  
#ij p]c5t ( ! curr5t eld]ly population  
relies on ,social ,security = ov] ?ree  
f\r?s ( _! annual income accord+ to a   
#bjac ,social ,security ,adm9i/ration   
report on ,income ( ! ,eld]ly ov] ,age  
#fe1 #bjac1 & ! av]age sav+s ( retirees 
rema9s at #ej1jjj p] accord+ to !       
,employee ,b5efit ,rese>* ,in/itute =   
#bjab1 & ! curr5t f9ancial crisis is    
dra9+ ^? funds2 ,:]eas ,am]ica ,saves1  
manag$ by ! ,consum] ,f$]ation (        
,am]ica1 0 e/abli%$ #ac ye>s ago z an   
annual nationwide campaign t enc\rages  

consum]s1 especially l[]-income         
h\seholds1 to pl$ge to save & e/abli% a 
p]sonal sav+s goal 9 an ef=t to build   
p]sonal weal? & enhance f9ancial        
security2 ,:]eas ,am]ica ,saves n[ has  
#ec local1 ,/ate & national campaigns   
work+ ) ov] #ejj ma9/ream f9ancial      
in/itutions :i* provide no-fee or       
l[-fee1 l[-op5+ balance sav+s acc\nts t 
all[ small sav]s to a*ieve success2     
,:]eas gov]nm5t & non-gov]nm5t entities 
at ! local1 ,/ate & national levels     
organize ,am]ica ,saves campaigns to    
enc\rage individuals to op5 a sav+s     
acc\nt1 p>ticipate 9 workplace retirem5t
 programs1 & devise a sav+s plan2 ,:]eas
 accord+ to ! #bjac ,am]ica ,saves'     
,annual ,national ,survey ,assess+      
,h\sehold ,sav+s1 #ed p]c5t ( respond5ts
 said !y 8h a sav+s plan ) specific     
goals01 #dc p]c5t said !y 8h a sp5d+    
plan t all[s y to save en\gh money to   
a*ieve ! goals ( y\r sav+ plan01 #ej    
p]c5t ( ^? n retir$ said !y 8save =     
retirem5t at "w ?r\gh a #dja7k7 or o!r  

contributory plan01 & #di p]c5t "k _!   
net wor?2 ,:]eas ov] #a1jjj local1      
,/ate1 & national organizations h       
motivat$ m ?an #ade1jjj p to enroll z   
,am]ican ,sav]s2 ,:]eas ov] #b1jjj      
local1 ,/ate1 & national organizations h
 motivat$ m ?an #cej1jjj p to enroll z  
,am]ican ,sav]s2 & ,:]eas sett+ a sav+s 
goal1 mak+ a sav+s plan1 & mak+ sav+s   
automatic is ! prim>y focus = ?is ye>'s 
,am]ica ,saves ,week1 a !me reflect$ 9 !
 "w ( ! ,f9ancial & ,economic ,lit]acy  
,caucus1 ,f$]al ag5cies1 non-pr(its1    
community-bas$ gr\ps1 private sector    
organizations3 ,n[1 !re=e1 be x  ,t !   
,h\se ( ,repres5tatives--  7#a7         
recognizes ! importance ( sav+s to      
f9ancial security2  7#b7 supports !     
goals & ideals ( ,am]ica ,saves ,week2 &
  7#c7 reque/s t ! ,presid5t issue a    
proclamation call+ on ! ,f$]al          
,gov]nm5t1 ,/ates1 localities1 s*ools1  
nonpr(it organizations1 bus9esses1 o!r  
entities1 & ! p ( ! ,unit$ ,/ates to    
obs]ve ! week ) appropriate programs &  

activities ) ! goal ( increas+ ! sav+s  
rates = individuals ( all ages & walks (
 life4