,i  #aac? ,,congress  #a/ ,session  ,h4 
,r4 #ifh  ,,9 ,,! ,,h\se ,,(            
,,repres5tatives  ,m>* #e1 #bjac ,ms4   
,matsui introduc$ ! foll[+ bill2 :i* 0  
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d !         
,national ,flood ,insurance ,act ( #aifh
 to all[ ! rebuild+1 )\t elevation1 (   
c]ta9 /ructures locat$ 9 special flood  
haz>d zones t are damag$ by fire1 & =   
o!r purposes4  #a4 ,%ort title ,?is ,act
 may be cit$ z ! ,fire-,damag$ ,home    
,rebuild+ ,act ( #bjac4  #b4            
,requirem5ts = ,/ate & local l& use     
controls ,subsection 7a7 ( section #acae
 ( ! ,national ,flood ,insurance ,act ( 
#aifh 7#db ,u4,s4,c4 #djbb7;a77 is am5d$
 by add+ at ! end ! foll[+ new p>agraph3
  7#c7 ,all[able local v>iances = c]ta9 
resid5tial /ructures  7,a7 ,requirem5t  
,not)/&+ any o!r provision ( ?is ,act1 !
 l& use & control measures adopt$       
pursuant to p>agraph 7#a7 may n1 =      
purposes ( su* p>agraph1 be consid]$ to 
be inadequate or inconsi/5t ) !         

compreh5sive crit]ia = l& managem5t &   
use "u section #acfa because su*        
measures provide t1 9 ! case ( any      
resid5tial /ructure t is locat$ 9 a     
cov]$ area & is sub/antially damag$ by  
fire1 a v>iance 9 accordance )          
subp>agraph 7,c7 may be grant$1 & !     
,adm9i/rator may n susp5d a community f 
p>ticipation 9 ! national flood         
insurance program1 or place su* a       
community on probation "u su* program1  
because su* l& use & control measures   
provide = su* a v>iance4  7,b7 ,cov]$   
area ,= purposes ( subp>agraph 7,a71 !  
t]m cov]$ area means an area t--  7i7   
has special flood haz>ds2  7ii7 w be    
protect$ by a levee sy/em t w meet !    
requirem5ts ( section #fe4aj ( !        
,adm9i/rator's regulations 7#dd         
,c4,f4,r4 #fe4aj7 & t[>d ! repair1      
replacem5t1 or con/ruction ( :i*        
adequate progress1 acceptable to !      
,adm9i/rator1 has be5 made2 &  7iii7    
abs5t ! protection provid$ by su* levee1
 is subject to significant base flood   

elevations ( n less ?an a reasonable    
height1 z det]m9$ by ! ,adm9i/rator4    
7,c7 ,v>iance2 consid]ations ,a v>iance 
9 accordance ) ?is subp>agraph is a     
v>iance1 grant$ by an appropriate       
(ficial ( ! community1 f compliance )   
su* l& use & control measures t all[s = 
! repair & re/oration ( su* /ructure to 
its pr$amag$ condition )\t elevation ( !
 /ructure1 b only aft] a det]m9ation by 
su* appropriate (ficial t--  7i7 !      
repair$ & re/or$ /ructure is locat$ on !
 orig9al location ( ! /ructure prior to 
su* fire damage & ! footpr9t ( su*      
repair$ & re/or$ /ructure does n exce$ !
 footpr9t ( ! orig9al /ructure2  7ii7 ! 
elevation ( ! repair$ & re/or$ /ructure 
is consi/5t ) exi/+ con/ruction 9 !     
neighborhood2  7iii7 no claims paym5ts h
 be5 made "u flood insurance cov]age "u 
?is title = losses to su* /ructure2     
7iv7 ! own] ( ! /ructure = :i* ! v>iance
 is grant$ has own$ ! /ructure          
cont9ually f be=e ! "t ( ! fire damage  
ref]r$ to 9 subp>agraph 7,a72 &  7v7 !  

repair & re/oration ( ! /ructure is = ! 
purpose ( cont9u$ occupancy by su* own]4
  4  #c4 ,premium rates ,section #acjh (
 ! ,national ,flood ,insurance ,act (   
#aifh 7#db ,u4,s4,c4 #djae7 is am5d$ by 
add+ at ! end ! foll[+ new subsection3  
7j7 ,premium rates = /ructures ) c]ta9  
v>iances ,not)/&+ any o!r provision (   
?is ,act1 ! *>geable premium rate =     
cov]age "u ?is title = any resid5tial   
/ructure provid$ a v>iance pursuant to  
section #acae7;a77#c7 %all1 aft] repair 
& re/oration ( ! /ructure pursuant to   
su* v>iance1 be ! rate t o!rwise w\ld   
apply to su* /ructure if ! /ructure _h n
 be5 sub/antially damag$ & repair$ &    
re/or$ pursuant to su* v>iance4  4