,i #aacth ,,congress #ast ,session ,h4 ,r4 #fde ,,in ,,the ,,house ,,of ,,representatives ,february #ac1 #bjac ,mr4 ,cohen 7for himself1 ,mr4 ,butterfield1 ,mr4 ,johnson of ,georgia1 ,mr4 ,meeks1 ,mr4 ,conyers1 ,ms4 ,norton1 ,mr4 ,ellison1 ,ms4 ,schakowsky1 ,mr4 ,michaud1 ,ms4 ,edwards1 ,mr4 ,danny ,k4 ,davis of ,illinois1 ,mr4 ,holt1 ,mr4 ,grijalva1 ,ms4 ,roybal-,allard1 ,mr4 ,dingell1 ,mr4 ,serrano1 ,mr4 ,rangel1 ,ms4 ,lee of ,california1 ,mr4 ,larsen of ,washington1 ,ms4 ,bass1 ,mr4 ,farr1 ,mr4 ,honda1 ,mr4 ,takano1 ,ms4 ,shea-,porter1 and ,ms4 ,eddie ,bernice ,johnson of ,texas7 introduced the following bill2 which was referred to the ,committee on ,financial ,services ,a ,,bill ,to amend the ,fair ,credit ,reporting ,act to prohibit the use of consumer credit checks against prospective and current employees for the purposes of making adverse employment decisions4 #a4 ,short title ,this ,act may be cited as the ,equal ,employment for ,all ,act4 #b4 ,use of credit checks prohibited for employment purposes 7a7 ,prohibition for employment and adverse action ,section #fjd of the ,fair ,credit ,reporting ,act 7#ae ,u4,s4,c4 #afha;b7 is amended-- 7#a7 in subsection 7a77#c77;,b71 by inserting within the restrictions set forth in subsection 7b7 after purposes2 7#b7 by redesignating subsections 7b7 through 7g7 as subsections 7c7 through 7h71 respectively2 and 7#c7 by inserting after subsection 7a7 the following new subsection3 7b7 ,use of certain consumer report prohibited for employment purposes or adverse action 7#a7 ,general prohibition ,except as provided in paragraph 7#c71 a person1 including a prospective employer or current employer1 may not use a consumer report or investigative consumer report1 or cause a consumer report or investigative consumer report to be procured1 with respect to any consumer where any information contained in the report bears on the consumer's creditworthiness1 credit standing1 or credit capacity-- 7,a7 for employment purposes2 or 7,b7 for making an adverse action1 as described in section #fjc7k77#a77;,b77ii74 7#b7 ,source of consumer report irrelevant ,the prohibition described in paragraph 7#a7 shall apply even if the consumer consents or otherwise authorizes the procurement or use of a consumer report for employment purposes or in connection with an adverse action with respect to such consumer4 7#c7 ,exceptions ,notwithstanding the prohibitions set forth in this subsection1 and consistent with the other sections of this ,act1 an employer may use a consumer report with respect to a consumer in the following situations3 7,a7 ,when the consumer applies for1 or currently holds1 employment that requires national security or ,,fdic clearance4 7,b7 ,when the consumer applies for1 or currently holds1 employment with a ,state or local government agency which otherwise requires use of a consumer report4 7,c7 ,when the consumer applies for1 or currently holds1 a supervisory1 managerial1 professional1 or executive position at a financial institution4 7,d7 ,when otherwise required by law4 7#d7 ,effect on disclosure and notification requirements ,the exceptions described in paragraph 7#c7 shall have no effect upon the other requirements of this ,act1 including requirements in regards to disclosure and notification to a consumer when permissibly using a consumer report for employment purposes or for making an adverse action against such consumer4 4 7b7 ,conforming amendments and cross references ,such ,act is further amended as follows3 7#a7 ,in section #fjc 7#ae ,u4,s4,c4 #afha;a7-- 7,a7 in subsection 7d77#c71 by striking #fjd7;g77#c7 and inserting #fjd7;h77#c72 and 7,b7 in subsection 7o71 by striking ,a and inserting ,subject to the restrictions set forth in section #fjd7;b71 a4 7#b7 ,in section #fjd 7#ae ,u4,s4,c4 #afha;b7-- 7,a7 in subsection 7a71 by striking subsection 7c7 and inserting subsection 7d72 7,b7 in subsection 7c71 as redesignated by subsection 7a77#b7 of this section-- 7i7 in paragraph 7#b77;,a71 by inserting and subject to the restrictions set forth in subsection 7b7 after subparagraph 7,b72 and 7ii7 in paragraph 7#c77;,a71 by inserting and subject to the restrictions set forth in subsection 7b7 after subparagraph 7,b72 7,c7 in subsection 7d77#a71 as redesignated by subsection 7a77#b7 of this section1 by striking subsection 7e7 in both places it appears and inserting subsection 7f72 7,d7 in subsection 7f71 as redesignated by subsection 7a77#b7 of this section-- 7i7 in paragraph 7#a71 by striking subsection 7c77#a77;,b7 and inserting subsection 7d77#a77;,b72 and 7ii7 in paragraph 7#e71 by striking subsection 7c77#a77;,b7 and inserting subsection 7d77#a77;,b74 7#c7 ,in section #fjg7;e77#c77;,a7 7#ae ,u4,s4,c4 #afha;e7e77#c77;,a771 by striking #fjd7;b77#d77;,e77i7 and inserting #fjd7;c77#d77;,e77i74 7#d7 ,in section #fji 7#ae ,u4,s4,c4 #afha;g7-- 7,a7 in subsection 7a77#c77;,c77i71 by striking #fjd7;b77#d77;,e77i7 and inserting #fjd7;c77#d77;,e77i72 and 7,b7 in subsection 7a77#c77;,c77ii71 by striking #fjd7;b77#d77;,a7 and inserting #fjd7;c77#d77;,a74 7#e7 ,in section #fac7;a7 7#ae ,u4,s4,c4 #afhak7a77 by striking section #fjd7;b77#d77;,a7 and inserting section #fjd7;c77#d77;,a74 7#f7 ,in section #fae 7#ae ,u4,s4,c4 #afham7-- 7,a7 in subsection 7d77#a71 by striking section #fjd7;c77#a77;,b7 and inserting section #fjd7;d77#a77;,b72 7,b7 in subsection 7d77#a77;,e71 by striking section #fjd7;e7 and inserting section #fjd7;f72 and 7,c7 in subsection 7d77#b77;,a71 by striking section #fjd7;e7 and inserting section #fjd7;f74