,i #aac? ,,congress #b;d ,session ,h4 ,r4 #efci ,,9 ,,! ,,h\se ,,( ,,repres5tatives ,septemb] #ah1 #bjad ,mr4 ,price ( ,nor? ,c>ol9a introduc$ ! foll[+ bill2 :i* 0 ref]r$ to ! ,committee on ,f9ancial ,s]vices ,a ,,bill ,to /r5g!n ! disclosure requirem5ts = cr$itors "u ! ,tru? 9 ,l5d+ ,act4 #a4 ,%ort title ,?is ,act may be cit$ z ! ,onl9e ,cr$it ,c>d ,disclosure ,act ( #bjad4 #b4 ,onl9e paym5t tim+ disclosures ,section #abg7;b77#aa77;,d7 ( ! ,tru? 9 ,l5d+ ,act 7#ae ,u4,s4,c4 #afcg7;b77#aa77;,d77 is am5d$-- 7#a7 9 clause 7i71 by /rik+ 2 & & ins]t+ a semicolon2 7#b7 9 clause 7ii71 by /rik+ ! p]iod & ins]t+ 2 &2 & 7#c7 by ins]t+ at ! end ! foll[+ new clause3 7iii7 if ! consum] has an onl9e acc\nt ) ! cr$itor "u ! consum] cr$it plan1 be disclos$ 9 a conspicu\s & prom95t location on a webpage ( su* cr$itor4 4