,i  #aac? ,,congress  #b;d ,session  ,h4
 ,r4 #edgi  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,septemb] #af1 #bjad  
,mr4 ,b5tivolio introduc$ ! foll[+ bill2
 :i* 0 ref]r$ to ! ,committee on        
,f9ancial ,s]vices  ,a ,,bill  ,to am5d 
! ,fair ,cr$it ,report+ ,act to require 
public disclosure ( ! me?od us$ to      
calculate consum] cr$it scores &        
inclusion ( debt settlem5t agreem5ts 9  
consum] reports4  #a4 ,public disclosure
 ( me?od us$ to calculate consum] cr$it 
scores ,section #fji ( ! ,fair ,cr$it   
,report+ ,act 7#ae ,u4,s4,c4 #afha;g7 is
 am5d$--  7#a7 9 subsection 7a77#a7--   
7,a7 by /rik+ t-- & all t foll[s ?r\gh  
if ! consum] & ins]t+ t1 if ! consum]2  
7,b7 9 subp>agraph 7,a71 by /rik+ 2 & & 
ins]t+ a p]iod2 &  7,c7 by /rik+        
subp>agraph 7,b72 &  7#b7 by am5d+      
subsection 7f77#e7 to read z foll[s3    
7#e7 ,public disclosure ( cr$it score   
me?odology ,any p]son :o develops a tool
 or sy/em = d]iv+ a cr$it score %all    
make su* tool or sy/em available to !   

public1 includ+ on su* p]son's website4 
4  #b4 ,requirem5t = furni%]s (         
in=mation to report debt settlem5t      
,section #fbc7;a7 ( ! ,fair ,cr$it      
,report+ ,act 7#ae ,u4,s4,c4            
#afhas-#a7;a77 is am5d$ by add+ at ! end
 ! foll[+ new p>agraph3  7#aj7 ,duty to 
provide notice ( debt settlem5t ,a p]son
 :o furni%es in=mation to a consum]     
report+ ag5cy ) respect to a debt ( a   
consum] %all1 if ! p]son ent]s into a   
settlem5t agreem5t ) ! consum] ) respect
 to su* debt1 notify ! consum] report+  
ag5cy ( su* agreem5t )9 #cj days ( su*  
agreem5t4  4