,i  #aacth ,,congress  #b;d ,session    
,h4 ,r4 #edgi  ,,in ,,the ,,house ,,of  
,,representatives  ,september #af1 #bjad
 ,mr4 ,bentivolio introduced the        
following bill2 which was referred to   
the ,committee on ,financial ,services  
,a ,,bill  ,to amend the ,fair ,credit  
,reporting ,act to require public       
disclosure of the method used to        
calculate consumer credit scores and    
inclusion of debt settlement agreements 
in consumer reports4  #a4 ,public       
disclosure of method used to calculate  
consumer credit scores ,section #fji of 
the ,fair ,credit ,reporting ,act 7#ae  
,u4,s4,c4 #afha;g7 is amended--  7#a7 in
 subsection 7a77#a7--  7,a7 by striking 
that-- and all that follows through if  
the consumer and inserting that1 if the 
consumer2  7,b7 in subparagraph 7,a71 by
 striking 2 and and inserting a period2 
and  7,c7 by striking subparagraph 7,b72
 and  7#b7 by amending subsection       
7f77#e7 to read as follows3  7#e7       
,public disclosure of credit score      

methodology ,any person who develops a  
tool or system for deriving a credit    
score shall make such tool or system    
available to the public1 including on   
such person's website4  4  #b4          
,requirement for furnishers of          
information to report debt settlement   
,section #fbc7;a7 of the ,fair ,credit  
,reporting ,act 7#ae ,u4,s4,c4          
#afhas-#a7;a77 is amended by adding at  
the end the following new paragraph3    
7#aj7 ,duty to provide notice of debt   
settlement ,a person who furnishes      
information to a consumer reporting     
agency with respect to a debt of a      
consumer shall1 if the person enters    
into a settlement agreement with the    
consumer with respect to such debt1     
notify the consumer reporting agency of 
such agreement within #cj days of such  
agreement4  4